The United MileagePlus Explorer Card offers some great rewards from frequent travelers of United, providing 2X miles per dollar for tickets purchased from United. That covers flights operated by any airline, as long as the tickets are purchased from United.
This is in addition to the 5X miles per dollar you’ll get from being a United MileagePlus member, so you’ll earn a minimum of 7X miles per dollar on tickets from United.
Cardholders also get several airline perks, like free first checked bags, two United Club airport lounge passes per year, and priority boarding. Hotel stays can be a bit cheaper and more comfortable with the Luxury Hotel & Resort Collection. And there are a variety of shopping and travel protections too.
This card is one of our picks for the Best Airline Credit Cards.
Confused about all the different amounts listed on your credit card bill? Read our guide to paying credit cards here.
- Annual Fee $95 (waived the first year)
- Intro Purchase APR -
- Regular Purchase APR 17.49%–24.49% Variable
- 2X miles awarded for every $1 spent with United Airlines
- 1X mile awarded for every other $1 spent
- Signup Bonus Spend $2,000 in the first 3 months and get 40,000 bonus miles; add an authorized user and make a purchase in first 3 months to earn 5,000 bonus points
- Chip Technology Chip-and-Signature
- Foreign Transaction Fee 0%
- Intro Balance Transfer APR -
- Regular Balance Transfer APR 17.49%–24.49% Variable
- Cash Advance APR 26.49% Variable
- Penalty APR See Terms
- Late Fee Up to $37
- Returned Payment Fee Up to $37
Check your card's Guide to Benefits to learn the specific benefits your card offers and how to access them. Learn more about credit card benefits here.
United MileagePlus Member Status
You’ll become a basic MileagePlus member, which comes with 5X miles per dollar on tickets purchased from United.
Priority Boarding Privileges
Get called to board United flights before general boarding.
Free First Checked Bags
You and up to one traveling companion on the same reservation get your first checked bag free, for a potential savings of $100 per round trip.
2 Annual Passes to United Club
Two one-time passes per year to United Club airport lounges, which include complimentary beverages, snacks, and other amenities like work spaces, free WiFi and more.
Luxury Hotel & Resort Collection Privileges
Includes room upgrades, complimentary daily breakfast for two, early check-in, late checkout and other amenities at more than 750 luxury hotels and resorts worldwide.
Visa Signature Concierge
Call 1-800-953-7392 to speak with your own personal assistant through Visa Signature Concierge, for help with all sorts of non-emergency tasks.
Chase Inside Access
Access exclusive experiences, which range from celebrity meet-and-greets to world-class cultural events.
United MileagePlus Experiences
Bid for invitations to interesting experiences by United, like dugout seats at sports games and dining with top chefs at their restaurants.
Provides coverage for eligible items for 90 days against theft and damage.
Extended Warranty Protection
Extends a manufacturer’s warranty by 1 year, for warranties of 3 years or less.
(Discontinued on 06/01/18) If you buy an item and find it being advertised for a lesser price elsewhere, you may be reimbursed for the difference.
(Discontinued on 06/01/18) When a merchant won’t take back an eligible item, you can be reimbursed up to $500 per claim.
Travel and Emergency Assistance
Provides help with emergencies, including legal and medical referrals, transportation, ticket replacement, etc.
Travel Accident Insurance
Provides up to $100,000 in coverage against loss of life, limb, hearing, or sight, when traveling by common carrier.
Trip Cancellation / Trip Interruption Insurance
If a trip is disrupted for an eligible reason, provides reimbursement for non-refundable costs. Eligible reasons include severe weather and sickness.
Lost Luggage Reimbursement
If checked or carry-on bags are lost or damaged, you get reimbursed.
Trip Delay Reimbursement
Reimbursement is available if an eligible hazard causes at least a 12-hour delay in your trip, or an overnight stay.
Baggage Delay Protection
If your bags are late by more than six hours, you can be reimbursed for the emergency purchase of essential items.
Call 1-866-359-5402 for help if you break down on the road, for any reason.
Auto Rental Collision Damage Waiver
Provides coverage against theft and collision, as long as the car rental company’s own insurance is declined.
Zero Liability Protection
You won’t be held responsible for unauthorized charges.
You will not be held responsible for unauthorized use of your card.
Sign up to get notified of any possibly fraudulent card activity.
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