United MileagePlus® Explorer Card

The United MileagePlus® Explorer Card offers some great rewards from frequent travelers.

This card is one of our picks for the Best Airline Credit Cards – Summer 2016.

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  • Rewards
    • 2 miles awarded for every $1 spent with United Airlines
    • 1 mile awarded for every other $1 spent
    • Add an authorized user in the first 3 months and get 5,000 bonus miles
    • Spend $25,000 on your card and earn 10,000 bonus miles each year
    • Miles never expire
  • Signup Bonus Spend $1,000 in the first 3 months and get 30,000 bonus miles
  • Chip Technology Chip-and-Signature
  • Foreign Transaction Fee 0%
  • Intro Balance Transfer APR -
  • Regular Balance Transfer APR 16.24%- 23.24% *Variable
  • Cash Advance APR 25.24% *Variable
  • Penalty APR See Terms
  • Late Fee Up to $37
  • Returned Payment Fee Up to $37

Card Benefits

Check your card's Guide to Benefits to learn the specific benefits your card offers and how to access them. Learn more about credit card benefits here.


  • Priority Boarding Privileges
  • Free First Checked Bags
  • 2 One Time Use Passes to United Club: Includes complimentary beverages, snacks, and other amenities like work spaces, free Wi-Fi and more.
  • Luxury Hotel & Resort Collection Privileges: Includes room upgrades, complimentary daily breakfast for two, early check-in, late checkout and other amenities at more than 750 luxury hotels and resorts worldwide.
  • Access to Exclusive Events: Ranges from celebrity meet and greets to world-class cultural events.


  • Fraud Protection: You will not be held responsible for unauthorized use of your card.


  • Purchase Protection: Provides coverage for 90 days against theft and damage.
  • Extended Warranty Protection: Extends a manufacturer’s warranty by 1 year, for warranties of 3 years or less.


  • Travel and Emergency Assistance: Provides help with emergencies, including legal and medical referrals.
  • Trip Cancellation / Trip Interruption Insurance: If a trip is disrupted for an eligible reason, provides reimbursement for non-refundable costs.  Eligible reasons include severe weather and sickness.
  • Lost Luggage Reimbursement: If checked or carry-on bags are lost or damaged, you get reimbursed.
  • Auto Rental Collision Damage Waiver: Provides coverage against theft and collision, as long as the car rental company’s own insurance is declined.

 Visa Signature Benefits

  • This card comes with Visa Signature benefits. You will be provided with a list of benefits available to you once you get approved for your card.

Visitor Reviews

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