United MileagePlus® Explorer Business Card

Chase offers an alternative to the United MileagePlus Club Business card with the United MileagePlus Explorer Business Card. The Explorer Card is a step down from the Club; still offering handsome, though lesser rewards.

Was this helpful?

Confused about all the different amounts listed on your credit card bill? Read our guide to paying credit cards here.

Quick View

Quick View

  • Rewards
    • Earn 2 miles for every $1 spent on tickets from United, restaurants, gas stations, and office supply stores
    • Earn 1 miles for every $1 spent on all other purchases
    • Spend $25,000 on your card and earn 10,000 bonus miles each year
  • Signup Bonus 30,000 bonus miles when you spend $1,000 in the first 3 months
  • Chip Technology Chip-and-Signature
  • Foreign Transaction Fee 0%
  • Intro Balance Transfer APR -
  • Regular Balance Transfer APR 16.24% *Variable
  • Cash Advance APR 25.24% *Variable
  • Penalty APR Up to 29.99% *Variable
  • Late Fee Up to $39
  • Returned Payment Fee $39

Card Benefits

Check your card's Guide to Benefits to learn the specific benefits your card offers and how to access them. Learn more about credit card benefits here.


  • Priority Boarding Privileges
  • Free First Checked Bags
  • Free Employee Cards
  • 2 One Time Use Passes to United Club: Includes complimentary beverages, snacks, and other amenities like work spaces, free Wi-Fi and more.
  • Luxury Hotel & Resort Collection Privileges: Includes room upgrades, complimentary daily breakfast for two, early check-in, late checkout and other amenities at more than 750 luxury hotels and resorts worldwide.
  • Access to Exclusive Events: Ranges from celebrity meet and greets to world-class cultural events.


  • Fraud Protection: You will not be held responsible for unauthorized use of your card.


  • Purchase Protection: Provides coverage for 90 days against theft and damage.
  • Extended Warranty Protection: Extends a manufacturer’s warranty by 1 year, for warranties of 3 years or less.


  • Travel and Emergency Assistance: Provides help with emergencies, including legal and medical referrals.
  • Trip Cancellation / Trip Interruption Insurance: If a trip is disrupted for an eligible reason, provides reimbursement for non-refundable costs.  Eligible reasons include severe weather and sickness.
  • Lost Luggage Reimbursement: If checked or carry-on bags are lost or damaged, you get reimbursed.
  • Auto Rental Collision Damage Waiver: Provides coverage against theft and collision, as long as the car rental company’s own insurance is declined.

Visa Signature Benefits

  • This card comes with Visa Signature benefits. You will be provided with a list of benefits available to you once you get approved for your card.

Visitor Reviews

Read about experiences others have had with this card and leave your own review here.

Submit your review

Create your own review

Average rating:  
 0 reviews

The Insider

Brendan Harkness
Review of the Hilton Honors American Express Business Card
Brendan Harkness | Mar 16, 2018

The Hilton Honors American Express Business Card provides 12X points at Hilton properties, 6X points on select business expenses, and some nice perks.

Read More
John Ganotis
American Express Business Credit Cards and Charge Cards: An Overview
John Ganotis | Mar 13, 2018

In an American Express small business card right for you? Learn about the array of different credit cards and charge cards available from Amex now.

Read More
Brendan Harkness
Review of the Chase Ink Business Preferred Credit Card
Brendan Harkness | Mar 13, 2018

The Chase Ink Business Preferred Credit Card offers 3X points per dollar on certain business expenses, along with a signup bonus of 80,000 points.

Read More