United MileagePlus® Club Business Card


For People with
Good Credit

REVIEWS

Reviews

The United MileagePlus® Club Business Card offers some great perks such as United Club Membership ($550 value), free first and second checked bags for you and one companion on the same reservation, and a $100 statement credit after your first purchase.

You’ll be able to earn 2X miles per $1 on United Airlines purchases and 1.5X miles per $1 on all other purchases. You can redeem these miles for gift cards and merchandise, or use them to upgrade your travel experience with perks like inflight Wi-Fi, and even hotel stays and car rentals.

With an annual fee of $450, it’s best to make sure you have a plan to use this card.

Card Quick Facts

Card Quick Facts

  • 2X miles per dollar spent on United Airlines purchases
  • 1.5X miles per dollar spent on all other purchases
  • $100 statement credit after your first purchases
  • First and second checked bags are free for you and one companion
  • MileagePlus Premier® members may receive free upgrades when traveling on an award ticket
  • Current United Club members can apply and be reimbursed for the unused portion of your membership once approved
  • No close-in awards booking fees on United tickets
  • Unlimited miles that never expire
  • Complimentary employee cards
  • No foreign transaction fees
  • No blackout dates

For People with
Good Credit

REVIEWS

Reviews

Manage My Card

Want to pay a bill or check your balance?

Card Details

Rewards

Rewards

  • 2X miles per dollar spent on United Airlines purchases
  • 1.5X miles per dollar spent on all other purchases

Introductory Bonus

  • $100 statement credit after your first purchase
Card Stats

Card Stats

Annual Fee $450
Additional Cards Annual Fee -
Regular Purchase APR 17.99%–24.99% Variable
Intro Purchase APR -
Foreign Transaction Fee None
Chip Technology Chip-and-Signature
Minimum Credit Limit -
Maximum Credit Limit -
Free Credit Score No
Penalty APR Up to 29.99% Variable
Late Fee Up to $39
Returned Payment Fee $39
Balance Transfers

Balance Transfers

Intro Balance Transfer APR -
Regular Balance Transfer APR 17.99%–24.99% Variable
Balance Transfer Fee 5%, $5 minimum
Cash Advances

Cash Advances

Cash Advance APR 26.99% Variable
Cash Advance Fee 5%, $15 minimum

Card Benefits

Check your card’s Guide to Benefits to learn the specific benefits your card offers and how to access them.

  • United Club℠ Membership

    Up to a $550 value per year, includes free access to all United Club locations and participating Star Alliance™ affiliated lounges worldwide for you and up to two guests, depending on the location. This doesn’t extend to authorized users.

  • Premier Access® Travel Services

    Priority check-in, security screening (where available), boarding, and baggage handling privileges.

  • Free Checked Bag

    Free first and second checked bags for you and one companion on the same reservation.

  • Access Hertz Gold Plus Rewards® Program

    You’re invited to join the Hertz Gold Plus Rewards Presidents Circle and enjoy a 25% point bonus, exclusive offers, upgrades and more.

  • Luxury Hotel & Resort Collection Privileges

    Includes room upgrades, complimentary daily breakfast for two, early check-in, late checkout, and other amenities at more than 750 luxury hotels and resorts worldwide.

  • No Close-In Award Fees

    The primary cardmember can book award tickets for close-in dates without having to pay a fee.

  • Inside Access from Chase

    Cardholders get access to private experiences such as celebrity meet-and-greets to private culinary and sports events. For more information go to InsideAccess.com »

  • This Card Comes With Visa Signature Benefits

    You will be provided with a list of benefits available to you once you get approved for your card.

  • Visa Concierge Service

    Call for non-emergency assistance 24 hours a day, for help making travel or dining reservations or even finding tickets to sports and entertainment events.

  • United Club Reimbursement

    Current members of the United Club can be reimbursed for the unused portion of your membership if you apply and are approved.

  • $100 Statement Credit

    Receive a $100 statement credit after your first purchase with this card.

  • Complimentary Employee Cards

    Earn rewards faster and set individual spend limits with free additional cards for your employees.

  • Fraud Protection

    You will not be held responsible for unauthorized use of your card.

  • Purchase Protection

    Purchases are covered for 120 days against theft or damage, up to $10,000 per claim and $50,000 per year.

  • Price Protection

    If a purchased item is found being advertised for a lesser price within 90 days, reimbursement may be provided up to $500; limited to $2,500 a year per account.

  • Extended Warranty Protection

    Eligible warranties of 3 years or less can be extended by up to an additional year.

  • Return Protection

    If a merchant won’t take back an item within 90 days, reimbursement will be provided to refund eligible items, up to $500 per item; limited to $1,000 a year per account.

  • Auto Rental Collision Damage Waiver

    Provides coverage against theft and collision, as long as the car rental company’s own insurance is declined.

  • Lost Luggage Reimbursement

    If checked or carry-on bags are lost or damaged, you get reimbursed up to $3,000 per passenger.

  • Trip Cancellation / Trip Interruption Insurance

    If a trip is disrupted for an eligible reason, provides reimbursement up to $10,000 for non-refundable costs. Eligible reasons include severe weather and sickness.

  • Travel and Emergency Assistance

    Provides help with emergencies, including legal and medical referrals.

  • Baggage Delay Insurance

    Reimbursement for purchases such as toiletries and clothing when baggage delays go beyond 6 hours by the passenger carrier; up to $100 a day for 3 days.

  • Trip Delay Reimbursement

    Reimbursement for expenses such as meals and lodging for you and your family in the case that your common carrier is delayed by up to 12 hours or requires an overnight stay. Up to $500 per ticket.

Visitor Reviews

Read about experiences others have had with this card and leave your own review here.

Submit your review
1
2
3
4
5
Submit
     
Cancel

Create your own review

Average rating:  
 0 reviews

The Insider

Ellen Sirull
Can You Rent a Rental Car With a Debit Card? Why You May Want to Reconsider
Ellen Sirull | May 23, 2019

Many rental car companies allow you to rent with debit cards, with some restrictions, but is it really a good idea compared to credit cards? Find out here.

Read More
Sean Messier
How Can I Easily Stop Getting So Many Credit Card Offers In The Mail?
Sean Messier | May 23, 2019

Tired of pre-approved credit card offers? Find out why you're getting them, how to opt out, and why these offers might actually be worth your time.

Read More
Susan Shain
7 Best Credit Cards for Building Credit
Susan Shain | May 22, 2019

Just starting your credit journey and looking for the best credit cards to build credit? Here are seven solid options — some even with cash back rewards!

Read More