United MileagePlus® Club Business Card

The United MileagePlus® Club Business Card offers some great perks such as United Club Membership and free first and second checked bags for you and one companion on the same reservation.

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  • Rewards
    • Earn 2 miles for every $1 spent on United Airlines purchases
    • Earn 1.5 miles for every $1 spent on all other purchases
    • Miles never expire
  • Signup Bonus None
  • Chip Technology Chip-and-Signature
  • Foreign Transaction Fee 0%
  • Intro Balance Transfer APR -
  • Regular Balance Transfer APR 16.24% *Variable
  • Cash Advance APR 25.24% *Variable
  • Penalty APR Up to 29.99% *Variable
  • Late Fee Up to $39
  • Returned Payment Fee $39

Card Benefits

Check your card's Guide to Benefits to learn the specific benefits your card offers and how to access them. Learn more about credit card benefits here.


  • United Club℠ Membership: Up to a $550 value per year, includes free access to all United Club locations and participating Star Alliance™ affiliated lounges worldwide.
  • Premier Access® Travel Services: Priority check-in, security screening (where available), boarding, and baggage handling privileges.
  • Free first and second checked bags for you and one companion on the same reservation
  • Access Hertz Gold Plus Rewards® program
  • Luxury Hotel & Resort Collection privileges: Includes room upgrades, complimentary daily breakfast for two, early check-in, late checkout, and other amenities at more than 750 luxury hotels and resorts worldwide.
  • No fees on close-in award bookings on United tickets
  • Inside Access from Chase: Cardholders get access to private experiences such as celebrity meet-and-greets to private culinary and sports events. For more information go to InsideAccess.com »


  • Fraud Protection: You will not be held responsible for unauthorized use of your card.


  • Purchase Protection: Purchases are covered for 120 days against theft or damage, up to $10,000 per claim and $50,000 per year.
  • Price Protection: If a purchased item is found being advertised for a lesser price within 90 days, reimbursement may be provided up to $500; limited to $2,500 a year per account.
  • Extended Warranty Protection: Eligible warranties of 3 years or less can be extended by up to an additional year.
  • Return Protection: If a merchant won’t take back an item within 90 days, reimbursement will be provided to refund eligible items, up to $500 per item; limited to $1,000 a year per account.


  • Travel and Emergency Assistance: Provides help with emergencies, including legal and medical referrals.
  • Trip Cancellation / Trip Interruption Insurance: If a trip is disrupted for an eligible reason, provides reimbursement up to $10,000 for non-refundable costs.  Eligible reasons include severe weather and sickness.
  • Lost Luggage Reimbursement: If checked or carry-on bags are lost or damaged, you get reimbursed up to $3,000 per passenger.
  • Auto Rental Collision Damage Waiver: Provides coverage against theft and collision, as long as the car rental company’s own insurance is declined.
  • Baggage Delay Insurance: Reimbursement for purchases such as toiletries and clothing when baggage delays go beyond 6 hours by the passenger carrier; up to $100 a day for 3 days.

Visa Signature Benefits

  • This card comes with Visa Signature benefits. You will be provided with a list of benefits available to you once you get approved for your card.

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