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United Gateway℠ Card

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This co-branded offering from Chase and United Airlines is a travel rewards card, providing United miles for every purchase and equipped with safeguards for commuting and benefits to maximize comfort on the road. It replaced the older United TravelBank Card.

Our rating
Min. credit level: Good
Annual Fee: $0
Regular APR: See Terms

United Gateway℠ Card

Our rating
Good Min. credit level
$0 Annual Fee
How To Apply

Highlights & Features


  • 3X United miles per dollar for Grocery store purchases (up to $1,500 spent per quarter, through 9/30/21)
  • 2X United miles per dollar for:
    • United purchases
    • Local transit and commuting
    • Gas
  • 1X United mile per dollar on all other purchases


20,000 bonus miles for spending $1,000 in the first 3 months

Balance Transfers

A balance transfer is a way to move credit card debt from one credit card to another with the goal of saving money on interest.

Intro Balance Transfer APR N/A
Regular Balance Transfer APR See Terms
Balance Transfer Fee See Terms
How to Transfer a Balance on a Credit Card


Penalty APR See Terms
Late Fee See Terms
Returned Payment Fee See Terms
Additional Cards Annual Fee N/A
Foreign Transaction Fee See Terms
Learn About Types of Credit Card Fees

Cash Advances

Borrowing cash on your credit card is a cash advance. Cash advances usually come with very high fees. Even worse, cash advances can signal to lenders that you’re being irresponsible with money.

Cash Advance APR See Terms
Cash Advance Fee See Terms
How to Get a Cash Advance with a Credit Card

Card Benefits

  • Concierge Service
  • Zero Liability on Unauthorized Charges
  • Purchase Protection
  • Extended Warranty Protection
  • No Foreign Transaction Fee
  • Auto Rental Insurance
  • No Blackout Dates
  • Trip Interruption Insurance


Chase has several card types depending on your needs.

Manage your Account & Pay your Bill

You can usually pay your bill online on your

Credit card issuer's website

Speak to Customer Service

1-800-935-9935 or

Try a different phone number
See all Issuer Cards

The United Gateway Visa card from Chase Bank offers rewards for travel spending, benefits for flying United, and a way to save money when using your card outside of the United States.

You’ll earn 2X miles per dollar spent on United purchases, at gas stations, and on local transit and commuting. Grocery store purchases will earn 3X miles, up to $1,500 spent per month, through 9/30/21.  All other purchases will earn just 1X point per dollar. You can use your miles for United purchases and with any of the member airlines in the Star Alliance network, for rental cars and hotel stays, and merchandise from

Take advantage of some benefits including 25% back on in-flight purchases, Trip Cancellation/Interruption Insurance, and a concierge service.

This card has no foreign transaction fees.