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United℠ Explorer Card

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Our rating
Credit range: Good
Annual Fee: $0 introductory annual fee for the first year, then $95.
Regular APR: 18.49% - 25.49% Variable

United℠ Explorer Card

Our rating
Good Credit range
$0 introductory annual fee for the first year, then $95. Annual Fee
How To Apply Read our Review

Highlights & Features

Rewards

  • 2X United miles per dollar spent:
    • With United Airlines
    • On hotel accommodations made directly with the hotel
    • At restaurants
  • 1X United mile per dollar spent on other purchases

INTRODUCTORY BONUS

40,000 bonus miles for spending $2,000 in the first 3 months

Balance Transfers

A balance transfer is a way to move credit card debt from one credit card to another with the goal of saving money on interest.

Intro Balance Transfer APR None
Regular Balance Transfer APR 18.49% - 25.49% Variable
Balance Transfer Fee Either $5 or 5% of the amount of each transfer, whichever is greater.

Fees

Penalty APR None
Late Fee None
Returned Payment Fee Up to $39
Additional Cards Annual Fee $0
Foreign Transaction Fee $0

Cash Advances

Borrowing cash on your credit card is a cash advance. Cash advances usually come with very high fees. Even worse, cash advances can signal to lenders that you’re being irresponsible with money.

  • Cash Advance APR: 26.99% Variable
  • Cash Advance Fee: Either $10 or 5% of the amount of each transaction, whichever is greater.
ABOUT THE ISSUER

Chase

Chase has several card types depending on your needs.

Manage your Account & Pay your Bill

You can usually pay your bill online on your

Credit card issuer's website

Speak to Customer Service

1-800-432-8117 or

Try a different phone number
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United℠ Explorer Card

Highlights

  • 40,000 bonus miles after you spend $2,000 on purchases in the first 3 months your account is open
  • $0 introductory annual fee for the first year, then $95.
  • Earn 2 miles per $1 spent at restaurants and on hotel stays
  • Up to $100 Global Entry or TSA Pre✔® Fee Credit
  • 25% back on United inflight purchases
  • Check your first bag for free (a savings of up to $120 per roundtrip) when you use your Card to purchase your ticket
  • Enjoy priority boarding privileges and visit the United Club℠ with 2 one-time passes each year for your anniversary
  • Earn 2 miles per $1 spent on purchases from United, and 1 mile per $1 spent on all other purchases

The United Explorer Card offers some great rewards from frequent travelers of United, providing 2X miles per dollar for purchases from United. That covers flights operated by any airline, as long as the tickets are purchased from United.

2X miles are also awarded for hotel accommodations purchased directly from hotels, and at restaurants.

Cardholders also get several airline perks, like free first checked bags, a 25% discount on in-flight purchases, two United Club airport lounge passes per year, and priority boarding. Hotel stays can be a bit cheaper and more comfortable with the Luxury Hotel & Resort Collection. And there are a variety of shopping and travel protections too.

This card is not available to you if you already have it, or if you’ve received a new cardmember bonus for this card in the past 24 months.