United℠ Explorer Business Card


For People with
Good Credit

Learn how to apply for this card.

REVIEWS

Reviews

The United Explorer Business Card is an alternative to the United MileagePlus® Club Business Card. You’ll get 2X miles per dollar spent on tickets from United, restaurants, gas stations, and office supply stores. You’ll get an introductory bonus of 50,000 miles if you can spend $3,000 on purchases in the first 3 months.

Cardholders can take advantage of high-end benefits such as Priority Boarding, Visa Signature Concierge & Luxury Hotel Collection, 2 annual passes to the United Club, and many more shopping and travel protections.

This card has no annual fee the first year, then $95 per year.

For People with
Good Credit

Learn how to apply for this card.

REVIEWS

Reviews

Manage My Card

Want to pay a bill or check your balance?

Card Details

Rewards

Rewards

  • 2X miles per dollar spent on:
    • Tickets from United
    • Restaurants
    • Gas stations
    • Office supply stores
  • 1X mile per dollar spent on all other purchases

Introductory Bonus

  • 50,000 bonus miles for spending $3,000 on purchases in the first 3 months

Yearly Bonus

  • Spend $25,000 on your card to earn 10,000 bonus miles each year
Card Stats

Card Stats

Annual Fee $0 Intro for First Year, then $95
Additional Cards Annual Fee -
Regular Purchase APR 18.24% - 25.24% Variable
Intro Purchase APR -
Foreign Transaction Fee $0
Chip Technology Chip-and-Signature
Minimum Credit Limit $5,000
Maximum Credit Limit -
Free Credit Score Yes
Penalty APR Up to 29.99% Variable
Late Fee Up to $39
Returned Payment Fee $39
Balance Transfers

Balance Transfers

Intro Balance Transfer APR N/A for N/A
Regular Balance Transfer APR 18.24% - 25.24% Variable
Balance Transfer Fee Either $5 or 5% of the amount of each transfer, whichever is greater.
Cash Advances

Cash Advances

Cash Advance APR 27.24% Variable
Cash Advance Fee 5%, $15 minimum

Card Benefits

Check your card’s Guide to Benefits to learn the specific benefits your card offers and how to access them.

  • United MileagePlus Member Status

    You’ll become a basic MileagePlus member, which comes with 5X miles per dollar on tickets purchased from United.

  • Priority Boarding Privileges

    Get called to board United flights before general boarding.

  • Free First Checked Bags

    You and up to one traveling companion on the same reservation get your first checked bag free, for a potential savings of $100 per round trip.

  • 2 Annual Passes to United Club

    Two one-time passes per year to United Club airport lounges, which include complimentary beverages, snacks, and other amenities like work spaces, free WiFi and more. Authorized users receive no additional passes.

  • Luxury Hotel & Resort Collection Privileges

    Includes room upgrades, complimentary daily breakfast for two, early check-in, late checkout and other amenities at more than 750 luxury hotels and resorts worldwide.

  • Visa Signature Concierge

    Call 1-800-953-7392 to speak with your own personal assistant through Visa Signature Concierge, for help with all sorts of non-emergency tasks.

  • Chase Inside Access

    Access exclusive experiences, which range from celebrity meet-and-greets to world-class cultural events.

  • United MileagePlus Experiences

    Bid for invitations to interesting experiences by United, like dugout seats at sports games and dining with top chefs at their restaurants.

  • Zero Liability Protection

    You won’t be held responsible for unauthorized charges.

  • Fraud Protection

    You will not be held responsible for unauthorized use of your card.

  • Fraud Alerts

    Sign up to get notified of any possibly fraudulent card activity.

  • Purchase Protection

    Provides coverage for eligible items for 90 days against theft and damage.

  • Extended Warranty Protection

    Extends a manufacturer’s warranty by 1 year, for warranties of 3 years or less.

  • Return Protection

    Get reimbursed for eligible items that the store won’t take back within 90 days of purchase, up to $500 per item and $2,500 per year.

  • Travel and Emergency Assistance

    Provides help with emergencies, including legal and medical referrals, transportation, ticket replacement, etc.

  • Travel Accident Insurance

    Provides up to $100,000 in coverage against loss of life, limb, hearing, or sight, when traveling by common carrier.

  • Trip Cancellation / Trip Interruption Insurance

    If a trip is disrupted for an eligible reason, provides reimbursement for non-refundable costs.  Eligible reasons include severe weather and sickness.

  • Lost Luggage Reimbursement

    If checked or carry-on bags are lost or damaged, you get reimbursed.

  • Trip Delay Reimbursement

    Reimbursement is available if an eligible hazard causes at least a 12-hour delay in your trip, or an overnight stay.

  • Baggage Delay Protection

    If your bags are late by more than six hours, you can be reimbursed for the emergency purchase of essential items.

  • Roadside Assistance

    Call 1-866-359-5402 for help if you break down on the road, for any reason.

  • Auto Rental Collision Damage Waiver

    Provides coverage against theft and collision, as long as the car rental company’s own insurance is declined.

Visitor Reviews

Read about experiences others have had with this card and leave your own review here.

Submit your review
1
2
3
4
5
Submit
     
Cancel

Create your own review

Average rating:  
 0 reviews

The Insider

Ellen Sirull
How Marriott Bonvoy Credit Cards Can Get You More Free Stays
Ellen Sirull | May 20, 2019

There are three Marriott Bonvoy credit cards, offering perks like extra points, hotel status, free night stays, and annual travel credits.

Read More
John Ganotis
Metal Credit Cards You Can Get Right Now
John Ganotis | May 20, 2019

There are lots of metal credit cards available from a number of different credit card issuers. See what you can get now, and see how they stack up.

Read More
Brendan Harkness
The Best Credit Cards for Studying Abroad: Stay Safe and Save Money
Brendan Harkness | May 16, 2019

Be prepared before leaving to study abroad. How will you pay for food? How can you avoid fees? What about emergency expenses? Read our guide to get ready.

Read More