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A balance transfer is a way to move credit card debt from one credit card to another with the goal of saving money on interest.
Intro Balance Transfer APR | N/A |
Regular Balance Transfer APR | 16.49% - 23.49% Variable |
Balance Transfer Fee | Either $5 or 5% of the amount of each transfer, whichever is greater. |
Penalty APR | N/A |
Late Fee | Up to $39 |
Returned Payment Fee | Up to $39 |
Additional Cards Annual Fee | $0 |
Foreign Transaction Fee | $0 |
Borrowing cash on your credit card is a cash advance. Cash advances usually come with very high fees. Even worse, cash advances can signal to lenders that you’re being irresponsible with money.
Cash Advance APR | 24.99% Variable |
Cash Advance Fee | Either $10 or 5% of the amount of each transaction, whichever is greater. |
Chase has several card types depending on your needs.
You can usually pay your bill online on your
Credit card issuer's websiteThe United Club Infinite card offers a lot of incentives for anyone who flies United frequently.
You’ll get 4X miles per dollar spent on United purchases, and 2X miles per dollar on travel and dining expenses. For all other purchases you’ll get just 1X mile per dollar.
Cardholders get complimentary United Club membership, with free access for the primary cardholder and two guests. Free first and second checked bags are included, as well as other airline perks like a Global Entry or TSA PreCheck fee credit.
The United Club Infinite Card is one of our picks for the Best Airline Credit Cards.