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The World of Hyatt Visa card is ideal for those who frequent Hyatt locations, as it offers automatic enrollment into the Discoverist member status. Along with earning a generous number of points at Hyatt properties, you can also take advantage of the one free night offered yearly at a Hyatt hotel or resort.
Spending Rewards |
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Introductory Bonus |
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A balance transfer is a way to move debt from one card to another with the goal of saving money on interest.
Intro Balance Transfer APR | N/A |
Regular Balance Transfer APR | 15.99% - 22.99% Variable |
Balance Transfer Fee | Either $5 or 5% of the amount of each balance transfer, whichever is greater. |
Penalty APR | N/A |
Late Fee | Up to $39 |
Returned Payment Fee | Up to $39 |
Additional Cards Annual Fee | N/A |
Foreign Transaction Fee | $0 |
Borrowing cash on your card is a cash advance. Cash advances usually come with very high fees. Even worse, cash advances can signal to lenders that you’re being irresponsible with money.
Cash Advance APR | 24.99% Variable |
Cash Advance Fee | Either $10 or 5% of the amount of each transaction, whichever is greater. |
Chase has several card types depending on your needs.
You can usually pay your bill online on your
Credit card issuer's websiteThe World of Hyatt Credit Card offers automatic World of Hyatt Discoverist elite status, which gives you 10% more base points at Hyatt hotels, late check-out upon request, and free room upgrades based on eligibility.
This card earns a total of 9X points per dollar at Hyatt properties — 4X points from the card, and 5X points from your Hyatt member status. And you’ll earn 2X points in a number of other bonus categories.
You’ll also be able to take advantage of one free night at any category 1–4 Hyatt hotel or resort per year, after your cardmember anniversary.
Already using a World of Hyatt Credit Card? You’ll be able to earn up to 50,000 more points per year when you refer friends to get the card, at 10,000 points for each referred approval.
There is an annual fee of $95, but you’ll be able to save money with no foreign transaction fees.