The World of Hyatt Credit Card

For People with
Good Credit



The World of Hyatt Credit Card offers automatic World of Hyatt Discoverist elite status, which gives you 10% more base points at Hyatt hotels, late check-out upon request, and free room upgrades based on eligibility.

This card earns a total of 9X points per dollar at Hyatt properties — 4X points from the card, and 5X points from your Hyatt member status. You’ll also earn 2X points in a number of other bonus categories.

You’ll also be able to take advantage of one free night at any category 1–4 Hyatt hotel or resort per year, after your cardmember anniversary.

Already using a World of Hyatt Credit Card? You’ll be able to earn up to 50,000 more points per year when you refer friends to get the card, at 10,000 points for each referred approval.

There is an annual fee of $95, but you’ll be able to save money with no foreign transaction fees.

Card Quick Facts

Card Quick Facts

  • 9X points per $1 spent on eligible net purchases at participating Hyatt hotels and resorts
  • 2X points per $1 spent on restaurants, airline tickets purchased directly from the airline, local transit/commuting, fitness clubs and gym memberships
  • 40,000 bonus points for spending $3,000 on purchases within the first 3 months of account opening.
  • An additional 20,000 bonus points after you spend $6,000 total on purchases within the first 6 months of account opening
  • One free night at any Category 1–4 Hyatt hotel or resort every year after your cardmember anniversary
  • Another free night after spending $15,000 in an anniversary year
  • Automatic World of Hyatt Discoverist status
  • No foreign transaction fees
  • $95 annual fee

For People with
Good Credit



Manage My Card

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Card Details



  • 9X points per $1 spent on eligible net purchases at participating Hyatt hotels and resorts
    • 4X Bonus points from the card
    • 5X Base points from your hotel member status
  • 2X points per $1 spent on:
    • restaurants
    • airline tickets purchased directly from the airline
    • local transit/commuting
    • fitness clubs and gym memberships
  • 1X point per $1 spent on all other purchases

Introductory Bonus

  • 40,000 points for spending $3,000 on purchases within the first 3 months; 20,000 points after spending $6,000 within the first 6 months
Card Stats

Card Stats

Annual Fee $95
Additional Cards Annual Fee -
Regular Purchase APR 17.99%–24.99% Variable
Intro Purchase APR -
Foreign Transaction Fee None
Chip Technology Chip-and-Signature
Minimum Credit Limit $5,000
Maximum Credit Limit -
Free Credit Score No
Penalty APR None
Late Fee Up to $38
Returned Payment Fee Up to $38
Balance Transfers

Balance Transfers

Intro Balance Transfer APR -
Regular Balance Transfer APR 17.99%–24.99% Variable
Balance Transfer Fee 5%, $5 minimum
Cash Advances

Cash Advances

Cash Advance APR 26.99% Variable
Cash Advance Fee 5%, $10 minimum

Card Benefits

Check your card’s Guide to Benefits to learn the specific benefits your card offers and how to access them.

  • Annual Free Night Award

    Get one free night stay every year at a category 1–4 Hyatt hotel or resort, after your cardmember anniversary.

  • Additional Free Night Award

    Spend $15,000 in a cardmember anniversary year to get an additional free night stay at a category 1–4 Hyatt hotel or resort.

  • World of Hyatt Discoverist Status

    Includes perks like bonus points, premium internet, a bottle of water, early check-in, late check-out, room upgrades when available.

  • Refer Friends for Bonus Points

    You can get 10,000 bonus points for each friend you refer who is successfully approved for the World of Hyatt card, up to 50,000 bonus points per year.

  • Visa Signature® Concierge Service

    Call any time to talk to a personal assistant, who can help you in all sorts of non-emergency tasks like booking travel, finding a restaurant, or even gift buying.

  • Zero Liability Protection

    You won’t be held responsible for unauthorized charges.

  • Purchase Protection

    Covers new purchases made with the card for 120 days against damage or theft, up to $500 per claim and $50,000 per account.

  • Lost Luggage Reimbursement

    Get reimbursed if eligible checked or carry-on bags are lost, stolen, or damaged, up to $3,000 per passenger.

  • Trip Cancellation / Trip Interruption Insurance

    If a trip is disrupted for an eligible reason, provides reimbursement for non-refundable costs up to $5,000 per trip. Eligible reasons include severe weather, and sickness.

  • Baggage Delay Insurance

    Reimbursement of up to $100 for 5 days, for essential items like toiletries and clothing in the event of a baggage delay over 6 hours.

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