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Starbucks® Rewards Visa® Prepaid Card

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Though the rewards are minor, the Starbucks debit card may be a decent option if you’re having trouble getting approved for a credit card. It comes with no annual fee, monthly fee, or reload fee. You won’t be able to withdraw cash from an ATM with this card.

Our rating
Min. credit level: No credit check required
Annual Fee: $0

Starbucks® Rewards Visa® Prepaid Card

Our rating
No credit check required Min. credit level
$0 Annual Fee
Apply Now

Highlights & Features


Spending Rewards
  • 1X Star per $10 spent on everything
Introductory Bonus
  • 150 Stars after you reload at least $10 to your Registered Starbucks Card

Balance Transfers

A balance transfer is a way to move debt from one card to another with the goal of saving money on interest.

Intro Balance Transfer APR N/A
Regular Balance Transfer APR N/A
Balance Transfer Fee N/A
How to Transfer a Balance on a Credit Card


Penalty APR N/A
Late Fee See Terms
Returned Payment Fee See Terms
Additional Cards Annual Fee N/A
Foreign Transaction Fee 3%
Learn About Types of Credit Card Fees

Cash Advances

Borrowing cash on your card is a cash advance. Cash advances usually come with very high fees. Even worse, cash advances can signal to lenders that you’re being irresponsible with money.

Cash Advance APR N/A
Cash Advance Fee N/A
How to Get a Cash Advance with a Credit Card
Starbucks® Rewards Visa® Prepaid Card


  • 150 Stars after you reload at least $10 to your Registered Starbucks Card
  • 1X Star per $10 spent on everything
  • $5 card replacement fee
  • Stars do not expire as long as your account is open
  • Must have at least 25 stars for redemption
  • No annual fee


Chase has several card types depending on your needs.

Manage your Account & Pay your Bill

You can usually pay your bill online on your

Credit card issuer's website

Speak to Customer Service

1-800-432-3117 or

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See all Issuer Cards

The Starbucks Rewards Visa Prepaid card is linked to your Starbucks Rewards account, and if you don’t have one already, you’ll have to sign up before applying for this card (it’s quick and easy).

You’ll earn Stars on everything you purchase, and you’ll also earn Stars for loading cash from your card to your Starbucks Rewards account. You may get promotional or seasonal offers to earn more Stars.

There are no monthly, annual, or reload fees, but you may incur other fees such as a $5 card replacement fee and 3% foreign exchange rate adjustment fee.

Stars will never expire as long as your Starbucks Rewards Visa Prepaid account remains open. If you do close your account, Stars will expire six months from your closing date.

See our post: Starbucks Stars Rewards: How to Earn Stars and Get Free Drinks

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