Southwest Rapid Rewards® Priority Credit Card


For People with
Good Credit

The Southwest Rapid Rewards® Priority Credit Card provides 2X points per dollar for Southwest Airlines purchases.

New cardholders can earn 40,000 bonus points for spending $1,000 on purchases in the first 3 months.

There are also two annual awards:

  • 7,500 anniversary bonus points
  • $75 Southwest travel credit

You’ll get some other useful perks as well, like a 20% discount on in-flight purchases and four upgraded boardings per year.

The Rapid Rewards Priority Card has a $149 annual fee, and no foreign transaction fees.

Check out four Southwest credit card offers that could help you fly for free.

For People with
Good Credit

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Card Details

Rewards

Rewards

  • 2X points per dollar spent on eligible purchases from:
  • 1X point per dollar spent on all other purchases

Introductory Bonus

  • 40,000 points after you spend $1,000 on purchases in the first 3 months

Yearly Bonus

  • 7,500 anniversary points awarded after your cardmember anniversary
Card Stats

Card Stats

Annual Fee $149
Additional Cards Annual Fee -
Regular Purchase APR 18.24%–25.24% Variable
Intro Purchase APR -
Foreign Transaction Fee None
Chip Technology Chip-and-Signature
Minimum Credit Limit $2,000
Maximum Credit Limit -
Free Credit Score No
Penalty APR None
Late Fee Up to $39
Returned Payment Fee Up to $39
Balance Transfers

Balance Transfers

Intro Balance Transfer APR -
Regular Balance Transfer APR 18.24%–25.24% Variable
Balance Transfer Fee 5%, $5 minimum
Cash Advances

Cash Advances

Cash Advance APR 27.24% Variable
Cash Advance Fee 5%, $10 minimum

Card Benefits

Check your card’s Guide to Benefits to learn the specific benefits your card offers and how to access them.

The Visa benefits you get will depend on your credit limit when approved. Credit limits of $5,000 and higher will get a Visa Signature card, while cards with limits below that will be Visa Platinum.

Visa Signature cards come with some extra benefits in addition to what you would get with a Visa Platinum.

  • 7,500 Anniversary Points

    Get 7,500 points every year after your account anniversary.

  • $75 Annual Southwest Travel Credit

    An automatic statement credit every year for Southwest purchases, excluding upgraded boardings and in-flight purchases.

  • Upgraded Boardings

    Get four upgraded boardings per year (reimbursed as a statement credit at the end of the year).

  • Tier Qualifying Points

    Every $10,000 spent earns 1,500 Tier Qualifying Points toward A-List status, up to $100,000 spent.

  • 20% In-Flight Discount

    20% off eligible in-flight purchases, like food, drinks, and WiFi.

  • No Blackout Dates or Seat Restrictions

    When you redeem with points.

  • Purchase Protection

    Provides coverage for 120 days against theft and damage, up to $10,000 per claim, and $50,000 per account.

  • Extended Warranty Protection

    Extends a manufacturer’s warranty by 1 year, for warranties of 3 years or less, up to $10,000 per claim, and up to $50,000 per account.

Visa Platinum Travel Benefits

  • Auto Rental Collision Damage Waiver

    Provides coverage against theft and collision, as long as the car rental company’s own insurance is declined.

  • Roadside Dispatch

    24/7 help with roadside emergencies, like tows, jumpstarts, or tire changes; $59.95 per service call. (Additional fees may apply.)

  • Baggage Delay Insurance

    Get reimbursed for essential items if your bag is delayed or misdirected for more than 6 hours.

  • Lost Luggage Reimbursement

    If checked or carry-on bags are lost or damaged, provides reimbursement up to $3,000 per passenger.

  • Trip Accident Insurance

    Accidental death or dismemberment coverage of up to $250,000, when you book travel with your card.

Visa Signature Travel Benefits

  • Travel and Emergency Assistance

    Provides help with emergencies, including legal and medical referrals.

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