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Southwest Rapid Rewards® Premier Credit Card

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The contactless Southwest Rapid Rewards Premier Visa card is best suited for Southwest Airlines enthusiasts, earning points back on Southwest flights and at hotel and car rental partners. But with an annual fee of $99 and no enticing airline benefits, it doesn’t quite stack up to other cards in its pricing tier.

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Our rating
Min. credit level: Good
Annual Fee: $99
Regular APR: 15.99% - 22.99% Variable

Southwest Rapid Rewards® Premier Credit Card

Our rating
Good Min. credit level
$99 Annual Fee
How To Apply Read Our Review

Highlights & Features

Rewards

Spending Rewards
  • 2X points per dollar spent on eligible purchases from:
  • 1X point per dollar spent on all other purchases
Introductory Bonus
  • 40,000 bonus points for spending $1,000 in the first 3 months; 3X points on dining for the first year

Balance Transfers

A balance transfer is a way to move debt from one card to another with the goal of saving money on interest.

Intro Balance Transfer APR N/A
Regular Balance Transfer APR 15.99% - 22.99% Variable
Balance Transfer Fee Either $5 or 5% of the amount of each transfer, whichever is greater.
How to Transfer a Balance on a Credit Card

Fees

Penalty APR N/A
Late Fee N/A
Returned Payment Fee Up to $39
Additional Cards Annual Fee N/A
Foreign Transaction Fee $0
Learn About Types of Credit Card Fees

Cash Advances

Borrowing cash on your card is a cash advance. Cash advances usually come with very high fees. Even worse, cash advances can signal to lenders that you’re being irresponsible with money.

Cash Advance APR 24.99% Variable
Cash Advance Fee Either $10 or 5% of the amount of each transaction, whichever is greater.
How to Get a Cash Advance with a Credit Card
Southwest Rapid Rewards® Premier Credit Card

Highlights

  • Earn 40,000 points after you spend $1,000 on purchases in the first 3 months. Plus, earn 3X points on dining, including takeout and eligible delivery services, for the first year.
  • 6,000 bonus points after your Cardmember anniversary each year.
  • Earn 2 points per $1 spent on Southwest® purchases.
  • Earn 1 point per $1 spent on all other purchases.
  • No foreign transaction fees.
  • No blackout dates or seat restrictions.
  • Your points never expire, a benefit of the Rapid Rewards® program.
ABOUT THE ISSUER

Chase

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Manage your Account & Pay your Bill

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Credit card issuer's website

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1-800-432-8117 or

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The Southwest Rapid Rewards® Premier Credit Card offers 2X points per dollar for Southwest Airlines purchases, as well as at Rapid Rewards hotel and car rental partners.

See how Southwest credit card offers could help you fly for free here.