New! Southwest Rapid Rewards® Performance Business Credit Card

For People with
Good Credit

Learn how to apply for this card.



The Southwest Rapid Rewards®️ Performance Business Credit Card is a business airline card designed for frequent domestic fliers who prefer Southwest Airlines and can utilize free employee cards.

This card comes with a whopping 80,000 points after you spend $5,000 on purchases in the first three months. You’ll also get 3X points per dollar spent on Southwest Airlines purchases and 2X points per dollar spent on social media and search engine advertising, internet, cable, and phone services. For all other purchases, you’ll get 1X point per dollar.

Along with free cards for your employees, you’ll get some other valuable benefits such as four free upgraded boardings on Southwest flights per year, 365 $8 in-flight WiFi credits, and a Global Entry or TSA PreCheck fee credit.

This card has a $199 annual fee.

For People with
Good Credit

Learn how to apply for this card.



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Card Details



  • 3X points per dollar spent on Southwest Airlines purchases
  • 2X points per dollar spent on:
    • Social Media and Search Engine Advertising
    • Internet
    • Cable
    • Phone Services
  • 1X point per dollar spent on all other purchases

Introductory Bonus

  • 80,000 points after you spend $5,000 on purchases in the first 3 months

Yearly Bonus

  • 9,000 points every year on your cardmember anniversary
Card Stats

Card Stats

Annual Fee $199
Additional Cards Annual Fee $0
Regular Purchase APR 18.24% - 25.24% Variable
Intro Purchase APR -
Foreign Transaction Fee $0
Chip Technology Chip-and-Signature
Minimum Credit Limit $5,000
Maximum Credit Limit -
Free Credit Score No
Penalty APR 29.99% Variable
Late Fee -
Returned Payment Fee $39
Balance Transfers

Balance Transfers

Intro Balance Transfer APR -
Regular Balance Transfer APR 18.24% - 25.24% Variable
Balance Transfer Fee Either $5 or 5% of the amount of each balance transfer, whichever is greater.
Cash Advances

Cash Advances

Cash Advance APR 27.24% Variable
Cash Advance Fee Either $15 or 5% of the amount of each transaction, whichever is greater.

Card Benefits

Check your card’s Guide to Benefits to learn the specific benefits your card offers and how to access them.

  • Global Entry Or TSA PreCheck Application Fee Credit

    Get a statement credit to pay for the application fee of either Global Entry ($100) or TSA PreCheck ($85), once every four years.

  • Southwest Upgraded Boardings

    Get reimbursed on your account anniversary when you purchase up to four upgraded boardings at positions A1-A15 on Southwest Airlines flights.

  • In-flight WiFi Credits on Southwest Airlines Flights

    When you purchase WiFi access onboard Southwest flights you can get reimbursed for up to $8, up to 365 times per year.

  • Bags Fly Free

    Your first and second checked bags fly free.

  • Free Employee Cards

    Provide your employee with free cards so you can earn rewards faster and manage your business more efficiently.

  • Auto Rental Collision Damage Waiver

    Must decline the rental company’s collision insurance and charge the entire rental cost to your card. Coverage is provided for theft and collision damage for most rental cars in the U.S. and abroad. In the U.S., coverage is secondary to your personal insurance.

  • Lost Luggage Reimbursement

    Reimbursement for carry-on luggage that is damaged or lost by the carrier. You and your immediate family are covered up to $3,000 per passenger. Terms, conditions, and exclusions may apply.

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