Southwest Rapid Rewards® Premier Credit Card


For People with
Good Credit

Learn how to apply for this card.

The Southwest Rapid Rewards® Premier Credit Card offers 2X points per dollar for Southwest Airlines purchases, as well as at Rapid Rewards hotel and car rental partners.

New cardholders can earn 40,000 bonus points for spending $1,000 on purchases in the first 3 months.

See how four Southwest credit card offers could help you fly for free here.

For People with
Good Credit

Learn how to apply for this card.

Manage My Card

Want to pay a bill or check your balance?

Card Details

Rewards

Rewards

  • 2X points per dollar spent on eligible purchases from:
  • 1X point per dollar spent on all other purchases
How to Redeem

Introductory Bonus

  • 40,000 points for spending $1,000 on purchases in the first 3 months

Yearly Bonus

  • 6,000 anniversary points awarded after your cardmember anniversary
Card Stats

Card Stats

Annual Fee $99
Additional Cards Annual Fee -
Regular Purchase APR 18.24% - 25.24% Variable
Intro Purchase APR -
Foreign Transaction Fee $0
Chip Technology Chip-and-Signature
Minimum Credit Limit -
Maximum Credit Limit -
Free Credit Score No
Penalty APR None
Late Fee -
Returned Payment Fee Up to $39
Balance Transfers

Balance Transfers

Intro Balance Transfer APR -
Regular Balance Transfer APR 18.24% - 25.24% Variable
Balance Transfer Fee Either $5 or 5% of the amount of each transfer, whichever is greater.
Cash Advances

Cash Advances

Cash Advance APR 27.24% Variable
Cash Advance Fee Either $10 or 5% of the amount of each transaction, whichever is greater.

Card Benefits

Check your card’s Guide to Benefits to learn the specific benefits your card offers and how to access them.

The Visa benefits you get will depend on your credit limit when approved. Credit limits of $5,000 and higher will get a Visa Signature card, while cards with limits below that will be Visa Platinum.

Visa Signature cards come with some extra benefits in addition to what you would get with a Visa Platinum.

Perks

  • 6,000 Anniversary Points

    Get 6,000 bonus points every year after your account anniversary.

  • Earn Tier Qualifying Points

    Earn 1,500 Tier-Qualifying Points for every $10,000 made in purchases, up to 15,000 Tier-Qualifying Points each calendar year.

  • Travel with Transfarency

    Your first and second checked bags are free, $0 change fee, and no hidden fees.

  • No Blackout Dates or Seat Restrictions

    When you redeem with points.

  • $0 Fraud Liability

    You won’t be held responsible for unauthorized charges (contact customer support immediately if you suspect fraud).

  • Purchase Protection

    Provides coverage for 120 days against theft and damage, up to $10,000 per claim, and $50,000 per account.

  • Extended Warranty Protection

    Extends a manufacturer’s warranty by 1 year, for warranties of 3 years or less, up to $10,000 per claim, and up to $50,000 per account.

Visa Platinum Travel Benefits

  • Auto Rental Collision Damage Waiver

    Provides coverage against theft and collision, as long as the car rental company’s own insurance is declined.

  • Roadside Dispatch

    24/7 help with roadside emergencies, like tows, jumpstarts, or tire changes; $59.95 per service call. (Additional fees may apply.)

  • Baggage Delay Insurance

    Get reimbursed for essential items if your bag is delayed or misdirected for more than 6 hours.

  • Lost Luggage Reimbursement

    If checked or carry-on bags are lost or damaged, provides reimbursement up to $3,000 per passenger.

  • Trip Accident Insurance

    Accidental death or dismemberment coverage of up to $250,000, when you book travel with your card.

Visa Signature Travel Benefits

  • Travel and Emergency Assistance

    Provides help with emergencies, including legal and medical referrals.

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