Southwest Rapid Rewards® Premier Business Credit Card


For People with
Good Credit

REVIEWS

Reviews

The Southwest Rapid Rewards® Premier Business Credit Card offers 60,000 points when you spend $3,000 on purchases in the first 3 months.

You’ll be able to earn 2X points per $1 spent on Southwest® purchases and Rapid Rewards® hotel and car rental, and 1X point per $1 on all other purchases.

This card has an annual fee of $99 and no foreign transaction fees.

See how credit card offers from Southwest can help you fly for free.

Card Quick Facts

Card Quick Facts

  • Earn 60,000 points after you spend $3,000 on purchases in the first 3 months your account is open.
  • 6,000 bonus points after your Cardmember anniversary.
  • 2 points per $1 spent on Southwest® purchases and Rapid Rewards® hotel and car rental partner purchases.
  • 1 point per $1 spent on all other purchases.
  • Earn points on employee spending
  • Employee cards at no additional cost
  • No blackout dates when you redeem points, no seat restrictions, bags fly free®, and no change fees
  • No foreign transaction fees

For People with
Good Credit

REVIEWS

Reviews

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Card Details

Rewards

Rewards

  • 2X points per $1 for purchases towards:
    • Southwest Airlines
    • Southwest Rapid Rewards Hotel
    • Car Rental Partners
  • 1X point per $1 on all other purchases

Introductory Bonus

  • 60,000 points if you spend $3,000 in the first 3 months

Yearly Bonus

  • 6,000 bonus points after cardmember anniversary
Card Stats

Card Stats

Annual Fee $99
Additional Cards Annual Fee -
Regular Purchase APR 18.24%–25.24% Variable
Intro Purchase APR -
Foreign Transaction Fee None
Chip Technology Chip-and-Signature
Minimum Credit Limit -
Maximum Credit Limit -
Free Credit Score No
Penalty APR Up to 29.99% Variable
Late Fee Up to $39
Returned Payment Fee $39
Balance Transfers

Balance Transfers

Intro Balance Transfer APR -
Regular Balance Transfer APR 18.24%–25.24% Variable
Balance Transfer Fee 5%, $5 minimum
Cash Advances

Cash Advances

Cash Advance APR 27.24% Variable
Cash Advance Fee 5%, $15 minimum

Card Benefits

Check your card’s Guide to Benefits to learn the specific benefits your card offers and how to access them.

  • Travel with Transfarency®

    Your first and second checked bags are free and there are no change fees or hidden fees.

  • Free Employee Cards

    Provide your employee with free cards so you can earn rewards faster and manage your business more efficiently.

  • Southwest Airlines® Inflight Entertainment

    Free live television. 19 live channels and up to 75 television episodes. Internet access for $8 per device per day on WiFi-enabled aircraft.

  • No Blackout Dates

    No blackout dates or seat restrictions when you redeem with points

  • Purchase Protection

    Provides coverage for 120 days against theft and damage, up to $10,000 per claim, and $50,000 per account.

  • Extended Warranty Protection

    Extends a manufacturer’s warranty by 1 year, for warranties of 3 years or less.

  • Roadside Dispatch

    24/7 help with roadside emergencies. Examples include tows, jumpstarts, tire changes, lockout service, winching, or gas delivery; $59.95 per service call. (Additional fees may apply.)

  • Baggage Delay Insurance

    Get reimbursed for essential items if your bag is delayed or misdirected for more than 6 hours.

  • Lost Luggage Reimbursement

    If checked or carry-on bags are lost or damaged, provides reimbursement up to $3,000 per passenger.

  • Trip Accident Insurance

    Accidental death or dismemberment coverage of up to $500,000 when you book travel with your card.

  • Travel and Emergency Assistance

    Provides help with emergencies, including legal and medical referrals.

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