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This card is not currently available for new applicants online, but you may be able to apply at a Chase branch. Great for paying off a large debt on another card, the Chase Slate Visa card offers free balance transfers made within the first 60 days. You’ll get a long time to pay off balances and new purchases at 0% APR, potentially saving quite a lot of money in interest.
A balance transfer is a way to move credit card debt from one credit card to another with the goal of saving money on interest.
Intro Balance Transfer APR | 0% for 15 months |
Regular Balance Transfer APR | 16.49%–25.24% Variable |
Balance Transfer Fee | $0 for the first 60 days, then 5%, $5 minimum |
Penalty APR | None |
Late Fee | Up to $39 |
Returned Payment Fee | Up to $39 |
Additional Cards Annual Fee | N/A |
Foreign Transaction Fee | 3% |
Borrowing cash on your credit card is a cash advance. Cash advances usually come with very high fees. Even worse, cash advances can signal to lenders that you’re being irresponsible with money.
Cash Advance APR | 26.49% Variable |
Cash Advance Fee | 5%, $10 minimum |
Chase has several card types depending on your needs.
You can usually pay your bill online on your
Credit card issuer's website[The Chase Slate has been discontinued for new online applicants, although you may be able to apply at a Chase bank. See other Chase credit cards.[/didyouknow]
The Chase Slate is designed for balance transfers, and it’s one of the best cards available for that purpose. It doesn’t earn any rewards.
Cardholders will get an introductory offer of 0% APR for 15 months for both purchases and balance transfers, followed by a regular rate of 16.49%–25.24% Variable.
There’s also a no balance transfer fee for transfers made during the first 60 days, a pretty rare offer that helps put this card on top. After that the balance transfer fee will be 5%, with a minimum of $5.
The Slate has no annual fee and you can monitor your VantageScore 3.0 credit score, based on your TransUnion credit report, by using Chase Credit Journey.