Chase Slate®
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Great for paying off a large debt on another card, the Chase Slate Visa card offers free balance transfers made within the first 60 days. You’ll get a long time to pay off balances and new purchases at 0% APR, potentially saving quite a lot of money in interest.
Highlights & Features
Balance Transfers
A balance transfer is a way to move credit card debt from one credit card to another with the goal of saving money on interest.
| Intro Balance Transfer APR | 0% for 15 months |
| Regular Balance Transfer APR | 17.24%–25.99% Variable |
| Balance Transfer Fee | $0 for the first 60 days, then 5%, $5 minimum |
Fees
| Penalty APR | None |
| Late Fee | Up to $37 |
| Returned Payment Fee | Up to $37 |
| Additional Cards Annual Fee | N/A |
| Foreign Transaction Fee | 3% |
Cash Advances
Borrowing cash on your credit card is a cash advance. Cash advances usually come with very high fees. Even worse, cash advances can signal to lenders that you’re being irresponsible with money.
| Cash Advance APR | 26.99% Variable |
| Cash Advance Fee | 5%, $10 minimum |
Chase Slate®
Highlights
- 0% intro APR for 15 months on purchases and balance transfers. After that, 16.99%—25.74% variable APR.
- No balance transfer fee for the first 60 days your account is open. After that, the fee for future transactions is 5% of the amount transferred with a minimum of $5.
- Monitor your VantageScore 3.0 credit score, based on your TransUnion credit report.
- No annual fee.
ABOUT THE ISSUER
Chase
Chase has several card types depending on your needs.
Manage your Account & Pay your Bill
You can usually pay your bill online on your
Credit card issuer's websiteThe Chase Slate is designed for balance transfers, and it’s one of the best cards available for that purpose. It doesn’t earn any rewards.
Cardholders will get an introductory offer of 0% APR for 15 months for both purchases and balance transfers, followed by a regular rate of 17.24%–25.99% Variable.
There’s also a no balance transfer fee for transfers made during the first 60 days, a pretty rare offer that helps put this card on top. After that the balance transfer fee will be 5%, with a minimum of $5.
The Slate has no annual fee and you can monitor your VantageScore 3.0 credit score, based on your TransUnion credit report, by using Chase Credit Journey.
