Chase Sapphire Preferred® Card
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The Chase Sapphire Preferred Card is a good (and popular) general-use travel card, featuring extra points on travel and dining while offering a 1:1 transfer rate to several popular travel partners. Regular travelers who make good use of the card should find the annual fee quite reasonable.
Chase Sapphire Preferred® Card
Highlights & Features
Rewards
| Spending Rewards |
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| Introductory Bonus |
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BONUS RESTRICTIONS
You are ineligible for this bonus if you have a Sapphire card, or you’ve received a new cardmember bonus for any Sapphire card in the past 48 months.
Chase Ultimate Rewards Travel Partners
Airline Partners
- Aer Lingus AerClub
- British Airways Executive Club
- Emirates Skywards
- Flying Blue AIR FRANCE KLM
- Iberia Plus
- JetBlue TrueBlue
- Singapore Airlines KrisFlyer
- Southwest Airlines Rapid Rewards
- United MileagePlus
- Virgin Atlantic Flying Club
Hotel Partners
- IHG Rewards Club
- Marriott Bonvoy
- World of Hyatt
Balance Transfers
A balance transfer is a way to move debt from one card to another with the goal of saving money on interest.
| Intro Balance Transfer APR | N/A for N/A |
| Regular Balance Transfer APR | 15.99% - 22.99% Variable |
| Balance Transfer Fee | Either $5 or 5% of the amount of each transfer, whichever is greater |
Fees
| Penalty APR | Up to 29.99% |
| Late Fee | Up to $39 |
| Returned Payment Fee | Up to $39 |
| Additional Cards Annual Fee | N/A |
| Foreign Transaction Fee | $0 |
Cash Advances
Borrowing cash on your card is a cash advance. Cash advances usually come with very high fees. Even worse, cash advances can signal to lenders that you’re being irresponsible with money.
| Cash Advance APR | 24.99% Variable |
| Cash Advance Fee | Either $10 or 5% of the amount of each transaction, whichever is greater |
Chase Sapphire Preferred® Card
Highlights
- Our best offer ever! Earn 100,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That’s $1,250 when you redeem through Chase Ultimate Rewards®.
- Earn 2X points on dining including eligible delivery services, takeout and dining out and travel. Plus, earn 1 point per dollar spent on all other purchases.
- Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Ultimate Rewards®. For example, 100,000 points are worth $1,250 toward travel.
- With Pay Yourself Back℠, your points are worth 25% more during the current offer when you redeem them for statement credits against existing purchases in select, rotating categories
- Get unlimited deliveries with a $0 delivery fee and reduced service fees on eligible orders over $12 for a minimum of one year with DashPass, DoorDash’s subscription service. Activate by 12/31/21.
- Count on Trip Cancellation/Interruption Insurance, Auto Rental Collision Damage Waiver, Lost Luggage Insurance and more.
- Get up to $60 back on an eligible Peloton Digital or All-Access Membership through 12/31/2021, and get full access to their workout library through the Peloton app, including cardio, running, strength, yoga, and more. Take classes using a phone, tablet, or TV. No fitness equipment is required.
ABOUT THE ISSUER
Chase
Chase has several card types depending on your needs.
Manage your Account & Pay your Bill
You can usually pay your bill online on your
Credit card issuer's websiteThe Chase Sapphire Preferred Card is popular among travelers, in part because it’s made of metal.
It offers a hefty introductory bonus, flexible points that transfer to many frequent traveler programs at a 1:1 rate, and a 25% point bonus when redeeming for travel through Chase Ultimate Rewards.
You’ll get 5X Ultimate Rewards points per dollar on Lyft rides (through March 2022) and 2X points per dollar on travel and dining at restaurants. Use this card for all your travel and dining spending, and then use the points for travel expenses.
| Airline Travel Partners | ||||
|---|---|---|---|---|
| Aer Lingus AerClub | British Airways Executive Club | Emirates Skywards | Flying Blue AIR FRANCE KLM | Iberia Plus |
| JetBlue TrueBlue | Singapore Airlines KrisFlyer | Southwest Airlines Rapid Rewards | United MileagePlus | Virgin Atlantic Flying Club |
| Hotel Travel Partners | ||
|---|---|---|
| IHG Rewards Club | Marriott Bonvoy | World of Hyatt |
This card has a $95 annual fee, and no foreign transaction fees.
