Chase Sapphire Preferred® Card
Advertiser Disclosure
Credit Card Insider is an independent, advertising supported website. Credit Card Insider receives compensation from some credit card issuers as advertisers. Advertiser relationships do not affect card ratings or our Editor’s Best Card Picks. Credit Card Insider has not reviewed all available credit card offers in the marketplace. Content is not provided or commissioned by any credit card issuers. Reasonable efforts are made to maintain accurate information, though all credit card information is presented without warranty. When you click on any ‘Apply Now’ button, the most up-to-date terms and conditions, rates, and fee information will be presented by the issuer. Credit Card Insider has partnered with CardRatings for our coverage of credit card products. Credit Card Insider and CardRatings may receive a commission from card issuers. A list of these issuers can be found on our Editorial Guidelines.
The Chase Sapphire Preferred Card is a good (and popular) general-use travel card, featuring extra points earned on travel and dining while offering a 1:1 transfer rate to several popular travel partners. Regular travelers who make good use of the card should find the annual fee quite reasonable.
Chase Sapphire Preferred® Card
Highlights & Features
Rewards
| Spending Rewards |
|---|
|
|
|
| Introductory Bonus |
|---|
|
BONUS RESTRICTIONS
You are ineligible for this bonus if you have a Sapphire card, or you’ve received a new cardmember bonus for any Sapphire card in the past 48 months.
Chase Ultimate Rewards Travel Partners
Airline Partners
- Aer Lingus AerClub
- British Airways Executive Club
- Emirates Skywards
- Flying Blue AIR FRANCE KLM
- Iberia Plus
- JetBlue TrueBlue
- Singapore Airlines KrisFlyer
- Southwest Airlines Rapid Rewards
- United MileagePlus
- Virgin Atlantic Flying Club
Hotel Partners
- IHG Rewards Club
- Marriott Bonvoy
- World of Hyatt
Balance Transfers
A balance transfer is a way to move debt from one card to another with the goal of saving money on interest.
| Intro Balance Transfer APR | N/A |
| Regular Balance Transfer APR | 15.99% - 22.99% Variable |
| Balance Transfer Fee | Either $5 or 5% of the amount of each transfer, whichever is greater. |
Fees
| Penalty APR | N/A |
| Late Fee | Up to $39 |
| Returned Payment Fee | Up to $39 |
| Additional Cards Annual Fee | N/A |
| Foreign Transaction Fee | $0 |
Cash Advances
Borrowing cash on your card is a cash advance. Cash advances usually come with very high fees. Even worse, cash advances can signal to lenders that you’re being irresponsible with money.
| Cash Advance APR | 24.99% Variable |
| Cash Advance Fee | Either $10 or 5% of the amount of each transaction, whichever is greater. |
ABOUT THE ISSUER
Chase
Chase has several card types depending on your needs.
Manage your Account & Pay your Bill
You can usually pay your bill online on your
Credit card issuer's websiteThe Chase Sapphire Preferred Card is popular among travelers, in part because it’s made of metal.
It offers a hefty introductory bonus, flexible points that transfer to many frequent traveler programs at a 1:1 rate, and a 25% point bonus when redeeming for travel through Chase Ultimate Rewards.
You’ll get 5X Ultimate Rewards points per dollar on Lyft rides (through March 2022) and 2X points per dollar on travel and dining at restaurants. Use this card for all your travel and dining spending, and then use the points for travel expenses.
| Airline Travel Partners | ||||
|---|---|---|---|---|
| Aer Lingus AerClub | British Airways Executive Club | Emirates Skywards | Flying Blue AIR FRANCE KLM | Iberia Plus |
| JetBlue TrueBlue | Singapore Airlines KrisFlyer | Southwest Airlines Rapid Rewards | United MileagePlus | Virgin Atlantic Flying Club |
| Hotel Travel Partners | ||
|---|---|---|
| IHG Rewards Club | Marriott Bonvoy | World of Hyatt |
This card has a $95 annual fee, and no foreign transaction fees.
