Chase Sapphire Preferred Card


For People with
Excellent Credit

REVIEWS

Reviews

The Chase Sapphire Preferred Card is a popular card among travelers. It offers a hefty signup bonus, flexible points that transfer to many frequent traveler programs, and big discounts when redeeming points for travel through Chase Ultimate Rewards.

You’ll get 2X points per dollar on travel and dining at restaurants. Use this card for all your travel and dining spending, and then use the points for travel expenses.

People also like this card because it’s made of metal. It’s one of our picks for Best Travel Credit Cards.

Card Quick Facts

Card Quick Facts

  • Earn 50,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That’s $625 toward travel when you redeem through Chase Ultimate Rewards®
  • Chase Sapphire Preferred® named a ‘Best Travel Credit Card’ by MONEY® Magazine, 2016-2017
  • 2X points on travel and dining at restaurants worldwide & 1 point per dollar spent on all other purchases.
  • No foreign transaction fees
  • 1:1 point transfer to leading airline and hotel loyalty programs
  • Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Ultimate Rewards. For example, 50,000 points are worth $625 toward travel
  • No blackout dates or travel restrictions – as long as there’s a seat on the flight, you can book it through Chase Ultimate Rewards

For People with
Excellent Credit

REVIEWS

Reviews

Manage My Card

Want to pay a bill or check your balance?

Card Details

Rewards

Rewards

  • 2X points for every $1 spent on travel and dining at restaurants
  • 1X point for every $1 spent on all other purchases
  • Transfer points to eligible frequent travel programs, including British Airways Executive Club, Korean Air SKYPASS, Singapore Airlines KrisFlyer, Southwest Airlines Rapid Rewards®, United MileagePlus®, Virgin Atlantic Flying Club, Amtrak Guest Rewards®, Hyatt Gold Passport®, Marriott Rewards®, IHG®Rewards Club and The Ritz-Carlton Rewards®
How to Redeem

Introductory Bonus

  • 50,000 bonus points for spending $4,000 in the first 3 months
Card Stats

Card Stats

Annual Fee $95, $0 first year
Additional Cards Annual Fee -
Regular Purchase APR 17.74%–24.74% Variable
Intro Purchase APR -
Foreign Transaction Fee None
Chip Technology Chip-and-Signature
Minimum Credit Limit -
Maximum Credit Limit -
Free Credit Score No
Penalty APR See Terms
Late Fee Up to $38
Returned Payment Fee Up to $38
Balance Transfers

Balance Transfers

Intro Balance Transfer APR -
Regular Balance Transfer APR 17.74%–24.74% Variable
Balance Transfer Fee 5%, $5 minimum
Cash Advances

Cash Advances

Cash Advance APR 26.74% Variable
Cash Advance Fee 5%, $10 minimum

Card Benefits

Check your card’s Guide to Benefits to learn the specific benefits your card offers and how to access them.

Visitor Reviews

Read about experiences others have had with this card and leave your own review here.

Submit your review
1
2
3
4
5
Submit
     
Cancel

Create your own review

Average rating:  
 1 reviews
by andy
Travel discounts are ficticious

I have this card and was disappointed to discover that the travel discounts are fictitious. Chase claims that your points are '25% more valuable' when you use them to purchase travel services via their website. But, in the instances I checked, their travel services prices were more than 25% higher than booking direct with the provider (or many other websites for that matter). So, the points are not really 25% more valuable. When I asked them about this, I got all sorts of non-sensible answers from different people. In the end, they just claimed "we disagree on what 'more value' means"! I found their response to be non-credible and a clear indication that they are not as reputable as their marketing people would like you to believe. But, if you set aside that benefit as being the non-benefit that it is, you still may find the $95 fee worth it as long as you don't have another $95 card in your wallet.

The Insider

Susan Shain
What Are the World’s Most Exclusive Luxury Credit Cards? Here Are 8
Susan Shain | Oct 15, 2018

Want to see how the other half lives? Here are the world's most exclusive credit cards — one even has diamonds on it! We also share 3 you can apply for.

Read More
Kat Tretina
Review of the Citi ThankYou® Preferred Card for College Students
Kat Tretina | Oct 11, 2018

The Citi ThankYou Preferred Card for College Students is made for limited credit and offers 2X points on dining and entertainment, plus other benefits.

Read More
Susan Shain
Can You Make a Mortgage Payment By Credit Card? Everything You Need to Know
Susan Shain | Oct 05, 2018

Ready to make a mortgage payment by credit card? Here's how to do so with minimal fees — plus the seven best credit cards to pay your mortgage with.

Read More