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Chase Sapphire Preferred® Card

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Our rating
Credit range: Good
Annual Fee: $95
Regular APR: 17.99% - 24.99% Variable

Chase Sapphire Preferred® Card

Our rating
Good Credit range
$95 Annual Fee
How To Apply Read our Review

Highlights & Features

Rewards

  • 2X Ultimate Rewards points per dollar on:
    • Travel
    • Dining at restaurants
  • 1X Ultimate Rewards point per dollar on all other purchases

INTRODUCTORY BONUS

60,000 bonus points for spending $4,000 in the first 3 months

BONUS RESTRICTIONS

You are ineligible for this bonus if you have a Sapphire card, or you’ve received a new cardmember bonus for any Sapphire card in the past 48 months.

Balance Transfers

A balance transfer is a way to move credit card debt from one credit card to another with the goal of saving money on interest.

Intro Balance Transfer APR None
Regular Balance Transfer APR 17.99% - 24.99% Variable
Balance Transfer Fee Either $5 or 5% of the amount of each transfer, whichever is greater.

Fees

Penalty APR None
Late Fee Up to $39
Returned Payment Fee Up to $39
Additional Cards Annual Fee None
Foreign Transaction Fee $0

Cash Advances

Borrowing cash on your credit card is a cash advance. Cash advances usually come with very high fees. Even worse, cash advances can signal to lenders that you’re being irresponsible with money.

  • Cash Advance APR: 26.99% Variable
  • Cash Advance Fee: Either $10 or 5% of the amount of each transaction, whichever is greater.
ABOUT THE ISSUER

Chase

Chase has several card types depending on your needs.

Manage your Account & Pay your Bill

You can usually pay your bill online on your

Credit card issuer's website

Speak to Customer Service

1-800-432-3117 or

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Chase Sapphire Preferred® Card

Highlights

  • Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That’s $750 toward travel when you redeem through Chase Ultimate Rewards®
  • 2X points on travel and dining at restaurants worldwide & 1 point per dollar spent on all other purchases.
  • No foreign transaction fees

The Chase Sapphire Preferred Card is popular among travelers, in part because it’s made of metal.

It offers a hefty introductory bonus, flexible points that transfer to many frequent traveler programs at a 1:1 rate, and a 25% point bonus when redeeming for travel through Chase Ultimate Rewards.

You’ll get 2X points per dollar on travel and dining at restaurants. Use this card for all your travel and dining spending, and then use the points for travel expenses.

There’s an excellent introductory bonus of 60,000 points for spending $4,000 in the first three months. That’s equivalent to $750 towards travel expenses when redeeming through Ultimate Rewards, or potentially even more via point transfers.

Chase Ultimate Rewards Travel Partners

AIRLINE TRAVEL PARTNERS
Aer Lingus AerClub British Airways Executive Club Flying Blue AIR FRANCE KLM Iberia Plus JetBlue TrueBlue
Singapore Airlines KrisFlyer Southwest Airlines Rapid Rewards United MileagePlus Virgin Atlantic Flying Club
HOTEL TRAVEL PARTNERS
IHG Rewards Club Marriott Bonvoy World of Hyatt

This card has a $95 annual fee, and no foreign transaction fees.