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Chase Sapphire Preferred® Card

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The Chase Sapphire Preferred Card is a good (and popular) general-use travel card, featuring extra points earned on travel and dining while offering a 1:1 transfer rate to several popular travel partners. Regular travelers who make good use of the card should find the annual fee quite reasonable.

How To Apply Read our Review
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Our rating
Min. credit level: Good
Annual Fee: $95
Regular APR: 15.99% - 22.99% Variable

Chase Sapphire Preferred® Card

Our rating
Good Min. credit level
$95 Annual Fee
How To Apply Read our Review

Highlights & Features

Rewards

  • 5X Ultimate Rewards points per dollar on Lyft rides (through March 2022)
  • 2X Ultimate Rewards points per dollar on:
    • Travel
    • Dining at restaurants
  • 1X Ultimate Rewards point per dollar on all other purchases

INTRODUCTORY BONUS

60,000 bonus points for spending $4,000 in the first 3 months

BONUS RESTRICTIONS

You are ineligible for this bonus if you have a Sapphire card, or you’ve received a new cardmember bonus for any Sapphire card in the past 48 months.

Chase Ultimate Rewards Travel Partners

AIRLINES

  • Aer Lingus AerClub
  • British Airways Executive Club
  • Flying Blue AIR FRANCE KLM
  • Iberia Plus
  • JetBlue TrueBlue
  • Singapore Airlines KrisFlyer
  • Southwest Airlines Rapid Rewards
  • United MileagePlus
  • Virgin Atlantic Flying Club

HOTELS

  • IHG Rewards Club
  • Marriott Bonvoy
  • World of Hyatt

Balance Transfers

A balance transfer is a way to move credit card debt from one credit card to another with the goal of saving money on interest.

Intro Balance Transfer APR N/A
Regular Balance Transfer APR 15.99% - 22.99% Variable
Balance Transfer Fee Either $5 or 5% of the amount of each transfer, whichever is greater.
How to Transfer a Balance on a Credit Card

Fees

Penalty APR N/A
Late Fee Up to $39
Returned Payment Fee Up to $39
Additional Cards Annual Fee N/A
Foreign Transaction Fee $0
Learn About Types of Credit Card Fees

Cash Advances

Borrowing cash on your credit card is a cash advance. Cash advances usually come with very high fees. Even worse, cash advances can signal to lenders that you’re being irresponsible with money.

Cash Advance APR 24.99% Variable
Cash Advance Fee Either $10 or 5% of the amount of each transaction, whichever is greater.
How to Get a Cash Advance with a Credit Card
ABOUT THE ISSUER

Chase

Chase has several card types depending on your needs.

Manage your Account & Pay your Bill

You can usually pay your bill online on your

Credit card issuer's website

Speak to Customer Service

1-800-432-3117 or

Try a different phone number
See all Issuer Cards

The Chase Sapphire Preferred Card is popular among travelers, in part because it’s made of metal.

It offers a hefty introductory bonus, flexible points that transfer to many frequent traveler programs at a 1:1 rate, and a 25% point bonus when redeeming for travel through Chase Ultimate Rewards.

You’ll get 5X Ultimate Rewards points per dollar on Lyft rides (through March 2022) and 2X points per dollar on travel and dining at restaurants. Use this card for all your travel and dining spending, and then use the points for travel expenses.

Chase Ultimate Rewards Travel Partners

AIRLINE TRAVEL PARTNERS
Aer Lingus AerClub British Airways Executive Club Flying Blue AIR FRANCE KLM Iberia Plus JetBlue TrueBlue
Singapore Airlines KrisFlyer Southwest Airlines Rapid Rewards United MileagePlus Virgin Atlantic Flying Club
HOTEL TRAVEL PARTNERS
IHG Rewards Club Marriott Bonvoy World of Hyatt

This card has a $95 annual fee, and no foreign transaction fees.