Chase Sapphire Preferred® Card


The Chase Sapphire Preferred Card is popular among travelers, in part because it’s made of metal.

It offers a hefty introductory bonus, flexible points that transfer to many frequent traveler programs at a 1:1 rate, and a 25% point bonus when redeeming for travel through Chase Ultimate Rewards.

You’ll get 2X points per dollar on travel and dining at restaurants. Use this card for all your travel and dining spending, and then use the points for travel expenses.

There’s an excellent introductory bonus of 60,000 points for spending $4,000 in the first three months. That’s equivalent to $750 towards travel expenses when redeeming through Ultimate Rewards, or potentially even more via point transfers.

Chase Ultimate Rewards Travel Partners

AIRLINE TRAVEL PARTNERS
Aer Lingus AerClub British Airways Executive Club Flying Blue AIR FRANCE KLM Iberia Plus JetBlue TrueBlue
Singapore Airlines KrisFlyer Southwest Airlines Rapid Rewards United MileagePlus Virgin Atlantic Flying Club
HOTEL TRAVEL PARTNERS
IHG Rewards Club Marriott Bonvoy World of Hyatt

This card has a $95 annual fee, and no foreign transaction fees.

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Card Details

Rewards

Rewards

  • 2X Ultimate Rewards points per dollar on:
    • Travel
    • Dining at restaurants
  • 1X Ultimate Rewards point per dollar on all other purchases
How to Redeem

Introductory Bonus

  • 60,000 bonus points for spending $4,000 in the first 3 months
Card Stats

Card Stats

Annual Fee $95
Additional Cards Annual Fee -
Regular Purchase APR 18.24% - 25.24% Variable
Intro Purchase APR -
Foreign Transaction Fee $0
Chip Technology Chip-and-Signature
Minimum Credit Limit -
Maximum Credit Limit -
Free Credit Score No
Penalty APR None
Late Fee -
Returned Payment Fee Up to $39
Balance Transfers

Balance Transfers

Intro Balance Transfer APR -
Regular Balance Transfer APR 18.24% - 25.24% Variable
Balance Transfer Fee Either $5 or 5% of the amount of each transfer, whichever is greater.
Cash Advances

Cash Advances

Cash Advance APR 27.24% Variable
Cash Advance Fee Either $10 or 5% of the amount of each transaction, whichever is greater.

Card Benefits

Check your card’s Guide to Benefits to learn the specific benefits your card offers and how to access them.

  • Exclusive Sapphire℠ Events and Experiences

    Special travel and event opportunities for cardholders.

  • 25% Point Bonus

    If you redeem for airfare, hotel stays, car rentals and cruises through Chase Ultimate Rewards®.

  • No Blackout Dates or Restrictions

    As long as you can find a seat on the flight, you will be able to book it using Chase Ultimate Rewards.

  • Visa Signature® Concierge Service

    Get 24/7 help with any non-emergency tasks, like making dining reservations or getting travel information.

  • Invite Friends for Bonus Points

    You’ll earn 10,000 bonus points for every friend you refer who successfully applies for the card, up to 50,000 points per year.

  • Chase Blueprint

    Help planning your expenses and managing your account.

  • Year-end summary of your previous transactions

    Get a birds-eye view on the years spending.

  • 24/7 Access to Customer Service Specialists

    Call anytime to be directly connected to a human customer support agent for professional customer service.

  • Zero Liability Protection

    You will not be held responsible for unauthorized use of your card (contact customer support immediately if you suspect fraud).

  • Purchase Protection

    Provides coverage for 120 days against theft and damage, up to $500 per incident and $50,000 per account.

  • Extended Warranty Protection

    Extends a manufacturer’s warranty by 1 year, for eligible warranties of 3 years or less.

  • Chase Global Lifeline℠

    24/7 emergency service assistance when traveling, including card replacement and cash access.

  • Trip Cancellation / Trip Interruption Insurance

    If a trip is disrupted for an eligible reason, provides reimbursement up to $10,000 per trip for non-refundable costs.

  • Travel and Emergency Assistance

    Provides help with emergencies, including legal and medical referrals.

  • Trip Delay Reimbursement

    If a trip is delayed by over 12 hours, provides reimbursement for expenses like meals and lodging, up to $500 per ticket.

  • Lost Luggage Reimbursement

    If checked or carry-on bags are lost or damaged, provides reimbursement up to $3,000 per passenger.

  • Auto Rental Collision Damage Waiver

    Provides coverage against theft and collision, as long as the car rental company’s own insurance is declined.

  • Travel Accident Insurance

    Accidental death or dismemberment coverage of up to $500,000 when you pay for travel by air, bus, train or cruise with your card.

  • Baggage Delay Insurance

    Reimbursement for purchases such as toiletries and clothing when baggage delays go beyond 6 hours by the passenger carrier; up to $100 a day for 5 days.

Visitor Reviews

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Average rating:  
 1 reviews
by andy
Travel discounts are ficticious

I have this card and was disappointed to discover that the travel discounts are fictitious. Chase claims that your points are '25% more valuable' when you use them to purchase travel services via their website. But, in the instances I checked, their travel services prices were more than 25% higher than booking direct with the provider (or many other websites for that matter). So, the points are not really 25% more valuable. When I asked them about this, I got all sorts of non-sensible answers from different people. In the end, they just claimed "we disagree on what 'more value' means"! I found their response to be non-credible and a clear indication that they are not as reputable as their marketing people would like you to believe. But, if you set aside that benefit as being the non-benefit that it is, you still may find the $95 fee worth it as long as you don't have another $95 card in your wallet.

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