Chase Sapphire Preferred Card

Quick View

• Annual Fee $95 - Waived first year
• Intro Purchase APR -
• Regular Purchase APR 17.49–24.49% Variable
• Rewards
  • 2X points for every $1 spent on travel and dining at restaurants
  • 1X point for every $1 spent on all other purchases
  • Transfer points to eligible frequent travel programs, including British Airways Executive Club, Korean Air SKYPASS, Singapore Airlines KrisFlyer, Southwest Airlines Rapid Rewards^®, United MileagePlus^®, Virgin Atlantic Flying Club, Amtrak Guest Rewards^®, Hyatt Gold Passport^®, Marriott Rewards^®, IHG^®Rewards Club and The Ritz-Carlton Rewards^®
• Signup Bonus 50,000 bonus points for spending $4,000 in the first 3 months, 5,000 bonus points after adding an authorized user and making a purchase in the first 3 months
• Chip Technology Chip-and-Signature
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• Foreign Transaction Fee 0%
• Intro Balance Transfer APR -
• Regular Balance Transfer APR 17.49–24.49% Variable
• Cash Advance APR 26.49% Variable
• Penalty APR See Terms
• Late Fee Up to $37
• Returned Payment Fee Up to $37

Card Benefits

Check your card's Guide to Benefits to learn the specific benefits your card offers and how to access them. Learn more about credit card benefits here.

Perks

• Exclusive Sapphire℠ Events and Experiences

  Special travel and event opportunities for cardholders.

• 20% Off Travel

  If you redeem for airfare, hotel stays, car rentals and cruises through Chase Ultimate Rewards®.

• No Blackout Dates or Restrictions

  As long as you can find a seat on the flight, you will be able to book it using Chase Ultimate Rewards.

Account Management

• Chase Blueprint

  Help planning your expenses and managing your account.

• Year-end summary of your previous transactions

  Get a birds-eye view on the years spending.

• 24/7 Access to Customer Service Specialists

  Call anytime for professional customer service.

Security

• Zero Liability Protection

  You will not be held responsible for unauthorized use of your card.

Shopping

• Purchase Protection

  Provides coverage for 120 days against theft and damage, up to $500 per incident and $50,000 per account.

• Extended Warranty Protection

  Extends a manufacturer’s warranty by 1 year, for warranties of 3 years or less.

• Price Protection

  If you made a purchase in the U.S. that you find advertised at a cheaper price within 90 days, you can get reimbursed the difference; up to $500 per item, $2500 per year.

• Return Protection

  Store won’t take back your eligible item? No problem. Get reimbursed for eligible items purchased on your card if you make the return within 90 days of purchase; up to $500 per item, $1000 per year.

Travel

• Chase Global Lifeline℠

  24/7 emergency service assistance when traveling, including card replacement and cash access.

• Trip Cancellation / Trip Interruption Insurance

  If a trip is disrupted for an eligible reason, provides reimbursement up to $10,000 per trip for non-refundable costs.

• Travel and Emergency Assistance

  Provides help with emergencies, including legal and medical referrals.

• Trip Delay Reimbursement

  If a trip is delayed by over 12 hours, provides reimbursement for expenses like meals and lodging, up to $500 per ticket.

• Lost Luggage Reimbursement

  If checked or carry-on bags are lost or damaged, provides reimbursement up to $3,000 per passenger.

• Auto Rental Collision Damage Waiver

  Provides coverage against theft and collision, as long as the car rental company’s own insurance is declined.

• Travel Accident Insurance

  Accidental death or dismemberment coverage of up to $500,000 when you pay for travel by air, bus, train or cruise with your card.

• Baggage Delay Insurance

  Reimbursement for purchases such as toiletries and clothing when baggage delays go beyond 6 hours by the passenger carrier; up to $100 a day for 5 days.