Marriott Rewards® Premier Plus Business Credit Card

The Marriott Rewards Premier Plus Business Credit Card is a good option for business owners who tend to stay with Marriott, Starwood Preferred Guest, or Ritz-Carlton hotels.

You’ll earn 6X Bonus points per dollar at those hotel brands, along with 11X Base points for being a Marriott Silver Elite member (10X points are normally earned, but Silver Elite status provides a 10% bonus). If you get a higher member status you’ll earn more Base points per dollar.

4X Bonus points per dollar are earned at gas stations and restaurants, along with shipping and internet, cable, and phone services. 2X Bonus points are provided for every other purchase.

Cardholders get complimentary Silver Elite status with Marriott, and a fast track to Gold Elite status by spending $35,000 in a given year.

One Free Night Award is included every year, beginning after your cardmember anniversary. This can be redeemed at hotels with a redemption value up to 35,000 points per night, which would get you into a category 5 hotel. There are other perks as well, like 15 Elite Night Credits per year and discounts through Visa SavingsEdge.

The Marriott Rewards Premier Plus card has a $99 annual fee. There are no foreign transaction fees.

Card Quick Facts

Card Quick Facts

  • Earn 75,000 bonus points for spending $3,000 on purchases in the first 3 months from account opening
  • 6X points per dollar spent at Marriott, SPG, and Ritz-Carlton locations worldwide
  • 4X points per dollar at gas stations, restaurants, shipping, internet, cable, and phone services
  • 2X points per dollar spent on all other purchases
  • Enjoy 1 Free Night Stay at a property with a redemption level up to 35,000 points
  • Automatic Silver Elite Status
  • Earn Gold Elite Status by spending $35,000 with the card per year
  • Get 15 Elite Night Credits every calendar year (starting in 2019)
  • No limit to how many points you can earn
  • No foreign transaction fees
  • $99 annual fee

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Card Details



  • 6X Bonus points per $1 at participating Marriott Rewards, SPG, and Ritz-Carlton hotels
  • 4X Bonus points per $1 at:
    • gas stations
    • restaurants
    • shipping
    • internet, cable, and phone services
  • 2X Bonus points per $1 for all other purchases

Introductory Bonus

  • 75,000 bonus points for spending $3,000 on purchases in the first 3 months after account opening
Card Stats

Card Stats

Annual Fee $99
Additional Cards Annual Fee $0
Regular Purchase APR 17.99%–24.99% Variable
Intro Purchase APR -
Foreign Transaction Fee None
Chip Technology Chip-and-Signature
Minimum Credit Limit $5,000
Maximum Credit Limit -
Free Credit Score No
Penalty APR Up to 29.99% Variable
Late Fee Up to $39
Returned Payment Fee Up to $39
Balance Transfers

Balance Transfers

Intro Balance Transfer APR -
Regular Balance Transfer APR 17.99%–24.99% Variable
Balance Transfer Fee 5%, $5 minimum
Cash Advances

Cash Advances

Cash Advance APR 26.99% Variable
Cash Advance Fee 5%, $15 minimum

Card Benefits

Check your card’s Guide to Benefits to learn the specific benefits your card offers and how to access them.

  • Free Employee Cards

    Get employee cards at no cost, which earn rewards just like the primary card.

  • Tax and Expense Management

    Get itemized monthly statements to help separate your business and personal expenses.

  • Quarterly Management Reports

    Breaks down your purchases by employee and merchant type.

  • Emergency Cash Advance and Card Replacement

    Quickly get some cash or a new card.

  • Account Alerts

    Get alerts to track your balance, payments, and available credit.

  • Annual Free Night Stay

    One free night stay every year after your account anniversary, valid for one night at a property with a redemption level up to 35,000 points.

  • Automatic Silver Elite Status

    Includes a 20% bonus on points earned, priority late checkout, and exclusive elite offers.

  • Path to Gold Elite Status

    Earn Gold Elite Status by spending $35,000 in an account year.

  • 15 Elite Night Credits Per Year

    Receive 15 Elite Night Credits every year (this benefit begins in 2019).

  • Visa Signature Concierge Service

    Provides personal assistance like travel and business reservations, trip planning, and much more.

  • Dedicated Customer Service Line

    Call for direct access to dedicated customer service professionals.

  • Premier Experience Events

    Invitations to exclusive events such as high-class dining and cooking lessons, rounds of golf, and meetings with exciting people.

  • Marriott Premier Visa SavingsEdge

    Enroll once to get discounts at select retailers, including gas, dining, travel, and other business purchases.

  • Zero Liability Fraud Protection

    You will not be held responsible for unauthorized use of your card.

  • Purchase Protection

    Provides coverage for 120 days against theft and damage, up to $500 per incident and $50,000 per account.

  • Extended Warranty Protection

    Extends an eligible manufacturer’s warranty by up to an additional year, for warranties of three years or less.

  • Travel and Emergency Assistance

    Provides help with emergencies, including legal and medical referrals.

  • Trip Cancellation / Trip Interruption Insurance

    If a trip is disrupted for an eligible reason, provides reimbursement up to $5,000 per trip for non-refundable costs.

  • Trip Delay Reimbursement

    If a trip is delayed by over 12 hours, get reimbursement for expenses like meals and lodging, up to $500 per ticket.

  • Lost Luggage Reimbursement

    If checked or carry-on bags are lost or damaged, provides reimbursement up to $3,000 per passenger.

  • Auto Rental Collision Damage Waiver

    Provides coverage against theft and collision, as long as the car rental company’s own insurance is declined.

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