Marriott Rewards® Credit Card

The Marriott Rewards® Credit Card allows you to earn points for staying at Marriott Hotels. Check out the Marriott Rewards® Premier Credit Card for an upgraded version of this card.

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  • Rewards
    • 3 points awarded for every $1 spent at 4,000+ Marriott and Ritz-Carlton locations worldwide
    • 1 point awarded for every $1 spent on all other purchases
  • Signup Bonus None
  • Chip Technology Chip-and-Signature
  • Foreign Transaction Fee 0%
  • Intro Balance Transfer APR -
  • Regular Balance Transfer APR 16.24% *Variable
  • Cash Advance APR 25.24% (Variable)
  • Penalty APR Up to 29.99% *Variable
  • Late Fee Up to $39
  • Returned Payment Fee Up to $39

Card Benefits

Check your card's Guide to Benefits to learn the specific benefits your card offers and how to access them. Learn more about credit card benefits here.


  • Receive 10 credits toward Elite Status every year: This is enough to earn Silver Status, which provides enhanced benefits and upgrades like priority late checkout, weekend discounts, and bonuses on point redemptions.
  • 1 credit toward Elite Status awarded with every $3,000 spent on purchases
  • Dedicated Customer Service Line
  • Visa Signature Concierge Service: Provides personal assistance like travel and business reservations and trip planning.
  • Emergency Cash Advance and Card Replacement


  • Premier Experience Events: Includes invitations to exclusive events such as premier dining and cooking lessons, rounds of golf, and meetings with exciting people.


  • Fraud Protection: You will not be held responsible for unauthorized use of your card.


  • Purchase Protection: Provides coverage for 120 days against theft and damage, up to $500 per incident and  $50,000 per account.
  • Extended Warranty Protection: Extends a manufacturer’s warranty by 1 year, for warranties of 3 years or less.


  • Travel and Emergency Assistance: Provides help with emergencies, including legal and medical referrals.
  • Trip Cancellation / Trip Interruption Insurance: If a trip is disrupted for an eligible reason, provides reimbursement up to $5,000 per trip for non-refundable costs.  Eligible reasons include severe weather and sickness.
  • Trip Delay Reimbursement: If a trip is delayed by over 12 hours, provides reimbursement for expenses like meals and lodging, up to $500 per ticket.
  • Lost Luggage Reimbursement: If checked or carry-on bags are lost or damaged, provides reimbursement up to $3,000 per passenger.
  • Auto Rental Collision Damage Waiver: Provides coverage against theft and collision, as long as the car rental company’s own insurance is declined.

Visa Signature Benefits

  • This card comes with Visa Signature benefits. You will be provided with a list of benefits available to you once you get approved for your card.

Visitor Reviews

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The Insider

Brendan Harkness
Review of the Best Western® Rewards MasterCard®
Brendan Harkness | Oct 21, 2016

The Best Western Rewards MasterCard provides 13 points for every dollar you spend with Best Western, along with a variety of extra perks and benefits.

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Brendan Harkness
Review of the Upromise® World MasterCard®
Brendan Harkness | Sep 28, 2016

The Upromise World MasterCard offers up to 10% cash back at select retailers, and you can redeem your rewards directly to your college fund or student loan.

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Brendan Harkness
Review of the Ultamate Rewards Credit Card and Ultamate Rewards MasterCard
Brendan Harkness | Sep 22, 2016

The Ultamate Rewards Credit Card and Ultamate Rewards MasterCard both offer 2 points per dollar at Ulta, along with member-only rewards and benefits.

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