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This product has been discontinued for new applicants, and has been replaced with the IHG® Rewards Club Premier Credit Card (Review). If you have the Select version, you can request an upgrade to the new card.
Introductory Bonus |
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A balance transfer is a way to move credit card debt from one credit card to another with the goal of saving money on interest.
Intro Balance Transfer APR | N/A |
Regular Balance Transfer APR | 16.24% - 23.24% *Variable |
Balance Transfer Fee | 3%; Min:$5 |
Penalty APR | See Terms |
Late Fee | Up to $35 |
Returned Payment Fee | Up to $35 |
Additional Cards Annual Fee | N/A |
Foreign Transaction Fee | 0% |
Borrowing cash on your credit card is a cash advance. Cash advances usually come with very high fees. Even worse, cash advances can signal to lenders that you’re being irresponsible with money.
Cash Advance APR | 25.24% *Variable |
Cash Advance Fee | 5%; Min:$10 |
The IHG® Rewards Club Select Credit Card is a great card if you stay at their hotels, with 5X rewards points per dollar spent at their hotels, a 10% rebate on IHG® Rewards Club Point Redemptions, and some other great perks