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This product has been discontinued for new applicants, and has been replaced with the IHG® Rewards Club Premier Credit Card. If you have the Select version, you can request an upgrade to the new card.
The IHG® Rewards Club Select Credit Card is a great card if you stay at their hotels, with 5X rewards points per dollar spent at their hotels, a 10% rebate on IHG® Rewards Club Point Redemptions, and some other great perks