IHG® Rewards Club Select Credit Card


For People with
Fair Credit

REVIEWS

Reviews
Update: The IHG Rewards Club Select Credit Card is no longer available to new applicants. It has been replaced by the IHG® Rewards Club Premier Credit Card. If you have the Select version you can request an upgrade to the Premier.

The IHG® Rewards Club Select Credit Card is a great card if you stay at their hotels, with 5 rewards points for every $1 spent at their hotels,  a 10% rebate on IHG® Rewards Club Point Redemptions, and some other great perks

Card Quick Facts

Card Quick Facts

  • Earn 60,000 bonus points after you spend $1,000 on purchases in the first 3 months of account opening
  • Enjoy a free night of card membership at over 4,900 hotels worldwide
  • Earn 5 points for each $1 spent at our hotels
  • Earn 2 points per $1 spent on purchases at gas stations, grocery stores and restaurants
  • Bonus points redeemable at hotels such as Intercontinental® Hotels & Resorts, Crowne Plaza® Hotels & Resorts and Holiday Inn®
  • Automatic platinum elite status, as long as you remain a cardmember
  • $0 introductory annual fee the first year, then $49

For People with
Fair Credit

REVIEWS

Reviews

Manage My Card

Want to pay a bill or check your balance?

Card Details

Rewards

Rewards

  • Earn 5 points for every $1 spent at IHG Hotels
  • Earn 2 points for every $1 spent at gas stations, grocery stores, and restaurants
  • Earn 1 point for every $1 spent on all other purchases
  • 10% rebate on IHG® Rewards Club Point Redemptions

Introductory Bonus

  • 60,000 bonus points if you spend $1,000 in the first three months
Card Stats

Card Stats

Annual Fee $0 the first year, after that $49
Additional Cards Annual Fee -
Regular Purchase APR 16.24% - 23.24% *Variable
Intro Purchase APR -
Foreign Transaction Fee 0%
Chip Technology Chip-and-Signature
Minimum Credit Limit -
Maximum Credit Limit -
Free Credit Score No
Penalty APR See Terms
Late Fee Up to $35
Returned Payment Fee Up to $35
Balance Transfers

Balance Transfers

Intro Balance Transfer APR -
Regular Balance Transfer APR 16.24% - 23.24% *Variable
Balance Transfer Fee 3%; Min:$5
Cash Advances

Cash Advances

Cash Advance APR 25.24% *Variable
Cash Advance Fee 5%; Min:$10

Card Benefits

Check your card’s Guide to Benefits to learn the specific benefits your card offers and how to access them.

Visitor Reviews

Read about experiences others have had with this card and leave your own review here.

Submit your review
1
2
3
4
5
Submit
     
Cancel

Create your own review

Average rating:  
 0 reviews

The Insider

Ellen Sirull
Can You Rent a Rental Car With a Debit Card? Why You May Want to Reconsider
Ellen Sirull | May 23, 2019

Many rental car companies allow you to rent with debit cards, with some restrictions, but is it really a good idea compared to credit cards? Find out here.

Read More
Sean Messier
How Can I Easily Stop Getting So Many Credit Card Offers In The Mail?
Sean Messier | May 23, 2019

Tired of pre-approved credit card offers? Find out why you're getting them, how to opt out, and why these offers might actually be worth your time.

Read More
Susan Shain
7 Best Credit Cards for Building Credit
Susan Shain | May 22, 2019

Just starting your credit journey and looking for the best credit cards to build credit? Here are seven solid options — some even with cash back rewards!

Read More