- Annual Fee $0 the first year, after that $49
- Intro Purchase APR -
- Regular Purchase APR 16.24% - 23.24% *Variable
- Earn 5 points for every $1 spent at IHG Hotels
- Earn 2 points for every $1 spent at gas stations, grocery stores, and restaurants
- Earn 1 point for every $1 spent on all other purchases
- 10% rebate on IHG® Rewards Club Point Redemptions
- Signup Bonus 60,000 bonus points if you spend $1,000 in the first three months
- Chip Technology Chip-and-Signature
- Foreign Transaction Fee 0%
- Intro Balance Transfer APR -
- Regular Balance Transfer APR 16.24% - 23.24% *Variable
- Cash Advance APR 25.24% *Variable
- Penalty APR See Terms
- Late Fee Up to $35
- Returned Payment Fee Up to $35
Check your card's Guide to Benefits to learn the specific benefits your card offers and how to access them. Learn more about credit card benefits here.
- Platinum Elite Status: Automatic upgrade to IHG® Rewards Club Platinum Elite status.
- MasterCard Global Service™: Help with your card at almost anytime.
- Concierge Service: Help with dinner reservations, event tickets, locating hard-to-find items, buying and delivering gifts, and coordinating business-related arrangements.
- Identity Theft Protection: Help with credit bureau notification, credit card replacement, and more.
- Zero Fraud Liability: You are not held responsible for unauthorized use of your card.
- Extended Warranty: Eligible U.S. store brand manufacturer warranties can be extended up to 1 year.
- Price Protection: If you find a lower price for an item that you purchased on your card within 60 days of the purchase, you can get reimbursed the difference.
- Purchase Assurance: You get reimbursed for eligible items that are damaged or stolen within 90 days of the date of purchase.
- Satisfaction Guarantee: If you aren’t happy with a product within 60 days of the date of purchase and the store won’t take it back, you could be reimbursed for the product, up to to $250.
- Collision Damage Waiver Coverage: Reimbursement for physical damage and theft on eligible rental vehicles.
- Travel Accident Insurance: Covers you and your family when you use your card to purchase common carrier tickets.
- Baggage Delay Insurance: Reimbursement on eligible items in the event of a baggage delay.
- Travel Assistance Services: Help with pre-trip destination information.
- Trip Cancellation / Trip Interruption Insurance: If a trip is disrupted for an eligible reason, you get reimbursed for non-refundable costs.
- Roadside Assistance: Emergency assistance such as jump-starts, tire change, towing and gas delivery when traveling.
- Airport Lounge Access: Priority Pass™ gives you access to over 600 airport lounges in over 100 countries.
- Luxury Travel Benefits: Special travel experiences, amenities and more.
- Lost or Damaged Luggage Insurance: You get reimbursed for the cost of lost or damaged luggage if you purchased the entire ticket on your card.
- Hotel/Motel Burglary Insurance: When you purchase your room with your card, you can get reimbursed for any personal property that is stolen from your room.
World Mastercard Benefits
- This card comes with World Mastercard benefits. You will be provided with a list of benefits available to you once you get approved for your card.