IHG® Rewards Club Select Credit Card
The IHG® Rewards Club Select Credit Card is a great card if you stay at their hotels, with 5 rewards points for every $1 spent at their hotels, a 10% rebate on IHG® Rewards Club Point Redemptions, and some other great perks.
Confused about all the different amounts listed on your credit card bill? Read our guide to paying credit cards here.
Quick View
- Annual Fee $0 the first year, after that $49
- Intro Purchase APR -
- Regular Purchase APR 16.24% - 23.24% *Variable
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Rewards
- Earn 5 points for every $1 spent at IHG Hotels
- Earn 2 points for every $1 spent at gas stations, grocery stores, and restaurants
- Earn 1 point for every $1 spent on all other purchases
- 10% rebate on IHG® Rewards Club Point Redemptions
- Signup Bonus 60,000 bonus points if you spend $1,000 in the first three months
- Chip Technology Chip-and-Signature
- Foreign Transaction Fee 0%
- Intro Balance Transfer APR -
- Regular Balance Transfer APR 16.24% - 23.24% *Variable
- Cash Advance APR 25.24% *Variable
- Penalty APR See Terms
- Late Fee Up to $35
- Returned Payment Fee Up to $35
Card Benefits
Check your card's Guide to Benefits to learn the specific benefits your card offers and how to access them. Learn more about credit card benefits here.
Perks
- Platinum Elite Status: Automatic upgrade to IHG® Rewards Club Platinum Elite status.
- MasterCard Global Service™: Help with your card at almost anytime.
- Concierge Service: Help with dinner reservations, event tickets, locating hard-to-find items, buying and delivering gifts, and coordinating business-related arrangements.
Security
- Identity Theft Protection: Help with credit bureau notification, credit card replacement, and more.
- Zero Fraud Liability: You are not held responsible for unauthorized use of your card.
Shopping
- Extended Warranty: Eligible U.S. store brand manufacturer warranties can be extended up to 1 year.
- Price Protection: If you find a lower price for an item that you purchased on your card within 60 days of the purchase, you can get reimbursed the difference.
- Purchase Assurance: You get reimbursed for eligible items that are damaged or stolen within 90 days of the date of purchase.
- Satisfaction Guarantee: If you aren’t happy with a product within 60 days of the date of purchase and the store won’t take it back, you could be reimbursed for the product, up to to $250.
Travel
- Collision Damage Waiver Coverage: Reimbursement for physical damage and theft on eligible rental vehicles.
- Travel Accident Insurance: Covers you and your family when you use your card to purchase common carrier tickets.
- Baggage Delay Insurance: Reimbursement on eligible items in the event of a baggage delay.
- Travel Assistance Services: Help with pre-trip destination information.
- Trip Cancellation / Trip Interruption Insurance: If a trip is disrupted for an eligible reason, you get reimbursed for non-refundable costs.
- Roadside Assistance: Emergency assistance such as jump-starts, tire change, towing and gas delivery when traveling.
- Airport Lounge Access: Priority Pass™ gives you access to over 600 airport lounges in over 100 countries.
- Luxury Travel Benefits: Special travel experiences, amenities and more.
- Lost or Damaged Luggage Insurance: You get reimbursed for the cost of lost or damaged luggage if you purchased the entire ticket on your card.
- Hotel/Motel Burglary Insurance: When you purchase your room with your card, you can get reimbursed for any personal property that is stolen from your room.
World Mastercard Benefits
- This card comes with World Mastercard benefits. You will be provided with a list of benefits available to you once you get approved for your card.
