Skip to content

IHG® Rewards Club Premier Credit Card

Advertiser Disclosure

Credit Card Insider is an independent, advertising supported website. Credit Card Insider receives compensation from some credit card issuers as advertisers. Advertiser relationships do not affect card ratings or our Editor’s Best Card Picks. Credit Card Insider has not reviewed all available credit card offers in the marketplace. Content is not provided or commissioned by any credit card issuers. Reasonable efforts are made to maintain accurate information, though all credit card information is presented without warranty. When you click on any ‘Apply Now’ button, the most up-to-date terms and conditions, rates, and fee information will be presented by the issuer. Credit Card Insider has partnered with CardRatings for our coverage of credit card products. Credit Card Insider and CardRatings may receive a commission from card issuers. A list of these issuers can be found on our Editorial Guidelines.

Our rating
Min. credit level: Good
Annual Fee: $89
Regular APR: 17.49% - 24.49% Variable

IHG® Rewards Club Premier Credit Card

Our rating
Good Min. credit level
$89 Annual Fee
How To Apply

Highlights & Features

Rewards

  • 25X points per dollar at IHG hotels:
    • 10X points from the IHG credit card
    • 15X points for IHG Platinum Elite status
  • 2X points per dollar at:
    • Gas stations
    • Grocery stores
    • Restaurants
  • 1X point per dollar for all other purchases

INTRODUCTORY BONUS

80,000 bonus points for spending $2,000 in the first 3 months

Balance Transfers

A balance transfer is a way to move credit card debt from one credit card to another with the goal of saving money on interest.

Intro Balance Transfer APR N/A
Regular Balance Transfer APR 17.49% - 24.49% Variable
Balance Transfer Fee Either $5 or 5% of the amount of each transfer, whichever is greater.
How to Transfer a Balance on a Credit Card

Fees

Penalty APR N/A
Late Fee Up to $39
Returned Payment Fee Up to $39
Additional Cards Annual Fee $0
Foreign Transaction Fee $0
Learn About Types of Credit Card Fees

Cash Advances

Borrowing cash on your credit card is a cash advance. Cash advances usually come with very high fees. Even worse, cash advances can signal to lenders that you’re being irresponsible with money.

Cash Advance APR 26.49% Variable
Cash Advance Fee Either $10 or 5% of the amount of each transaction, whichever is greater.
How to Get a Cash Advance with a Credit Card
ABOUT THE ISSUER

Chase

Chase has several card types depending on your needs.

Manage your Account & Pay your Bill

You can usually pay your bill online on your

Credit card issuer's website

Speak to Customer Service

1-800-432-3117 or

Try a different phone number
See all Issuer Cards

The IHG Rewards Club Premier Credit Card is a good card pick for anyone who frequently stays in IHG hotels, offering plentiful rewards and benefits.

You’ll earn 25X points at IHG (10X from the card, 15X for IHG Platinum Elite status), 2X points at gas stations, grocery stores, and restaurants, and 1X point for every other purchase.

IHG Rewards Club Platinum Elite status is complimentary, which comes with benefits like a 50% bonus on base points, no blackout dates on award nights, and room upgrades when available.

You’ll get an Anniversary Free Night each year after your card account anniversary, which means it starts after your first year with the card. That free night can be used for a room with a redemption level up to 40,000 points.

Other perks include a credit for the application fee of either Global Entry ($100) or TSA Pre✓ ($85). Your fourth reward night is free when using points to book stays of four or more nights.

This card costs $89 per year, and has no foreign transaction fees.