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IHG® Rewards Club Premier Credit Card

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Our rating
Min. credit level: Good
Annual Fee: $89
Regular APR: 15.99% - 22.99% Variable

IHG® Rewards Club Premier Credit Card

Our rating
Good Min. credit level
$89 Annual Fee
Apply Now Read Our Review

Highlights & Features


Spending Rewards
  • 25X points per dollar at IHG hotels and resorts:
    • 10X points from the IHG credit card
    • 15X points for IHG Platinum Elite status
  • 2X Bonus points per dollar at:
    • Gas stations
    • Restaurants
    • Grocery stores
  • 1X Bonus point per dollar for all other purchases
Introductory Bonus
  • 150,000 bonus points for spending $3,000 in the first 3 months

Balance Transfers

A balance transfer is a way to move debt from one card to another with the goal of saving money on interest.

Intro Balance Transfer APR N/A
Regular Balance Transfer APR 15.99% - 22.99% Variable
Balance Transfer Fee Either $5 or 5% of the amount of each transfer, whichever is greater
How to Transfer a Balance on a Credit Card


Penalty APR Up to 29.99%
Late Fee See Terms
Returned Payment Fee See Terms
Additional Cards Annual Fee $0
Foreign Transaction Fee $0
Learn About Types of Credit Card Fees

Cash Advances

Borrowing cash on your card is a cash advance. Cash advances usually come with very high fees. Even worse, cash advances can signal to lenders that you’re being irresponsible with money.

Cash Advance APR 24.99% Variable
Cash Advance Fee Either $10 or 5% of the amount of each transaction, whichever is greater
How to Get a Cash Advance with a Credit Card
IHG® Rewards Club Premier Credit Card


  • Earn 150,000 bonus points after spending $3,000 on purchases within the first three months of account opening
  • Enjoy a Reward Night after each account anniversary year at eligible IHG hotels worldwide. Plus, enjoy a reward night when you redeem points for any stay of 4 or more nights
  • Earn up to 25 points total per $1 spent when you stay at an IHG hotel
  • Earn 2 points per $1 spent on purchases at gas stations, grocery stores, and restaurants. Earn 1 point per $1 spent on all other purchases
  • Platinum Elite status as long as you remain a Premier card member
  • Global Entry or TSA Pre✓® Fee Credit of up to $100 every 4 years as reimbursement for the application fee charged to your card
  • IHG Rewards Club Bonus points are redeemable at hotels such as InterContinental®, Crowne Plaza®, Kimpton®, EVEN® Hotels, Indigo® Hotels & Holiday Inn®


Chase has several card types depending on your needs.

Manage your Account & Pay your Bill

You can usually pay your bill online on your

Credit card issuer's website

Speak to Customer Service

1-800-432-3117 or

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The IHG Rewards Club Premier Credit Card is a good card pick for anyone who frequently stays in IHG hotels, offering plentiful rewards and benefits.

You’ll earn 25X points at IHG (10X from the card, 15X for IHG Platinum Elite status), 2X points at gas stations, grocery stores, and restaurants, and 1X point for every other purchase.

IHG Rewards Club Platinum Elite status is complimentary, which comes with benefits like a 50% bonus on base points, no blackout dates on award nights, and room upgrades when available.

You’ll get an Anniversary Free Night each year after your card account anniversary, which means it starts after your first year with the card. That free night can be used for a room with a redemption level up to 40,000 points.

Other perks include a credit for the application fee of either Global Entry ($100) or TSA Pre✓ ($85). Your fourth reward night is free when using points to book stays of four or more nights.

This card has no foreign transaction fees.

The information related to IHG® Rewards Club Premier Credit Card has been collected by Credit Card Insider and has not been reviewed or provided by the issuer or provider of this product.

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