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IHG® Rewards Club Premier Credit Card

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Our rating
Credit range: Good
Annual Fee: $89
Regular APR: 17.74% - 24.74% Variable

IHG® Rewards Club Premier Credit Card

Our rating
Good Credit range
$89 Annual Fee
How To Apply

Highlights & Features

Rewards

For the first 12 months:

  • 40X points per dollar at IHG hotels:
    • 25X points from the IHG credit card
    • 15X points for IHG Platinum Elite status
  • 4X points per dollar on all other purchases

After the first 12 months:

  • 25X points per dollar at IHG hotels:
    • 10X points from the IHG credit card
    • 15X points for IHG Platinum Elite status
  • 2X points per dollar at:
    • Gas stations
    • Grocery stores
    • Restaurants
  • 1X point per dollar for all other purchases

INTRODUCTORY BONUS

80,000 bonus points for spending $2,000 in the first 3 months

Balance Transfers

A balance transfer is a way to move credit card debt from one credit card to another with the goal of saving money on interest.

Intro Balance Transfer APR None
Regular Balance Transfer APR 17.74% - 24.74% Variable
Balance Transfer Fee Either $5 or 5% of the amount of each transfer, whichever is greater.

Fees

Penalty APR None
Late Fee Up to $39
Returned Payment Fee Up to $39
Additional Cards Annual Fee $0
Foreign Transaction Fee $0

Cash Advances

Borrowing cash on your credit card is a cash advance. Cash advances usually come with very high fees. Even worse, cash advances can signal to lenders that you’re being irresponsible with money.

  • Cash Advance APR: 26.74% Variable
  • Cash Advance Fee: Either $10 or 5% of the amount of each transaction, whichever is greater.
ABOUT THE ISSUER

Chase

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Manage your Account & Pay your Bill

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Credit card issuer's website

Speak to Customer Service

1-800-432-3117 or

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IHG® Rewards Club Premier Credit Card

Highlights

  • Earn 80,000 bonus points after spending $2,000 on purchases within the first three months of account opening
  • Enjoy a Free Night after each account anniversary year at eligible IHG hotels worldwide. Plus, enjoy a free reward night when you redeem points for any stay of 4 or more nights
  • Earn 25 points total per $1 spent when you stay at an IHG hotel
  • Earn 2 points per $1 spent on purchases at gas stations, grocery stores, and restaurants. Earn 1 point per $1 spent on all other purchases
  • Platinum Elite status as long as you remain a Premier card member
  • Global Entry or TSA Pre✔® Fee Credit of up to $100 every 4 years as reimbursement for the application fee charged to your card
  • IHG Rewards Club Bonus points are redeemable at hotels such as InterContinental®, Crowne Plaza®, Kimpton®, EVEN® Hotels, Indigo® Hotels & Holiday Inn®

The IHG Rewards Club Premier Credit Card is a good card pick for anyone who frequently stays in IHG hotels, offering plentiful rewards and benefits.

For the first 12 months of membership, cardholders get 40X points per dollar at IHG (25X from the card, 15X from IHG Platinum Elite status), along with 4X points on all other purchases.

After the first 12 months, you’ll earn 25X points at IHG (10X from the card, 15X for IHG Platinum Elite status), 2X points at gas stations, grocery stores, and restaurants, and 1X point is earned for every other purchase.

IHG Rewards Club Platinum Elite status is complimentary, which comes with benefits like a 50% bonus on base points, no blackout dates on award nights, and room upgrades when available.

You’ll get an Anniversary Free Night each year after your card account anniversary, which means it starts after your first year with the card. That free night can be used for a room with a redemption level up to 40,000 points.

Other perks include a credit for the application fee of either Global Entry ($100) or TSA Pre✓ ($85). Your fourth reward night is free when using points to book stays of four or more nights.

This card costs $89 per year, and has no foreign transaction fees.