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The Chase Freedom Visa has been replaced by the Chase Freedom Flex℠ (Review), a similar card with an expanded rewards program that makes this already-great offer even better.
Introductory Bonus |
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A balance transfer is a way to move credit card debt from one credit card to another with the goal of saving money on interest.
Intro Balance Transfer APR | N/A |
Regular Balance Transfer APR | 14.99% - 23.74% Variable |
Balance Transfer Fee | Either $5 or 5% of the amount of each transfer, whichever is greater. |
Penalty APR | N/A |
Late Fee | Up to $39 |
Returned Payment Fee | Up to $39 |
Additional Cards Annual Fee | N/A |
Foreign Transaction Fee | 3% of each transaction in U.S. dollars |
Borrowing cash on your credit card is a cash advance. Cash advances usually come with very high fees. Even worse, cash advances can signal to lenders that you’re being irresponsible with money.
Cash Advance APR | 24.99% Variable |
Cash Advance Fee | Either $10 or 5% of the amount of each transaction, whichever is greater. |
Chase has several card types depending on your needs.
You can usually pay your bill online on your
Credit card issuer's websiteThe Chase Freedom has been replaced by the Chase Freedom Flex℠ (Review).
The Chase Freedom is a Visa cash back card that offers 5% cash back in select categories, which rotate every 3 months. You’ll get that rate on the first $1,500 spent per quarter in those categories, after which it drops to 1% back.
If you find yourself making purchases in these categories every year, the Freedom card could be a great addition to your wallet. Take note that you’ll need to activate the 5% bonus categories every quarter.
Here are the recent 5% cash back bonus categories:
Quarter | 2019 Categories | 2020 Categories |
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January – March |
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April – June |
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July – September |
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October – December |
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This card features contactless technology, allowing for quick tap-and-go payments.
For a similar card that offers 1.5% cash back on every purchase you make, check out the Chase Freedom Unlimited Credit Card (Review).