Disney Rewards Visa® Card

For People with
Fair Credit



The Disney Rewards Visa® Card is a step down from Disney Premier Visa® Card, offering 1% back in Disney Rewards Dollars on all purchases and a $100 statement credit the first time you use your card.

You’ll get an intro purchase APR of 0% for select purchases — select Disney vacation packages and real estate interests in a Disney Vacation Club Resort — for 6 months, and then it will be 18.24% Variable.

If you’re looking for a great rewards card you can use at Disney, you should probably avoid this meager card and consider these credit cards which give you substantially better rewards: Chase Freedom® (Review) and the Chase Freedom Unlimited® (Review)

Card Quick Facts

Card Quick Facts

  • Get a $100 statement credit after first use of Disney’s Visa® Card. Restrictions apply
  • Earn 1% in rewards dollars on all purchases
  • Redeem toward Disney treats at home and on vacation, such as Theme Park tickets, Resort stays, DVDs, toys, and more
  • Save 10% on select merchandise purchases of $50 or more at DisneyStore.com and Disney Store locations
  • Disney Theme Park perks including Character Meet ‘N’ Greet at private Cardmember locations
  • No limits on point earnings
  • Intro purchase APR of 0% for select purchases for 6 months, and then it will be 18.24% Variable
  • Choose from 10 fun card designs
  • No annual fee

For People with
Fair Credit



Manage My Card

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Card Details



  • 1% back in Disney Rewards Dollars on all purchases

Introductory Bonus

  • $100 statement credit after you make your first purchase
Card Stats

Card Stats

Annual Fee $0
Additional Cards Annual Fee -
Regular Purchase APR 18.24% Variable
Intro Purchase APR 0% for select purchases for 6 months
Foreign Transaction Fee 3%
Chip Technology Chip-and-Signature
Minimum Credit Limit -
Maximum Credit Limit -
Free Credit Score No
Penalty APR None
Late Fee Up to $37
Returned Payment Fee Up to $37
Balance Transfers

Balance Transfers

Intro Balance Transfer APR -
Regular Balance Transfer APR 18.24% Variable
Balance Transfer Fee 3%, $5 minimum
Cash Advances

Cash Advances

Cash Advance APR 27.24% Variable
Cash Advance Fee 3%, $10 minimum

Card Benefits

Check your card’s Guide to Benefits to learn the specific benefits your card offers and how to access them.

  • Discounts at Disney

    You’ll get 10% off eligible purchases of $50 or more at select locations at Walt Disney World® Resort and the Disneyland® Resort, and 10% off eligible dining locations at Walt Disney World® Resort and the Disneyland® Resort. Restrictions apply.
    You’ll also get 15% off the non-discounted price of eligible guided tours and recreation experiences at Walt Disney World® Resort and eligible tours at the Disneyland® Resort.

  • Character Meet ‘N’ Greet

    Character Meet ‘N’ Greet at Walt Disney World® and the Disneyland® Resorts which includes photo opportunities and the chance to download your photos.

  • This Card Comes with Visa Benefits

    You will be provided with a list of benefits available to you once you get approved for your card.

  • Zero Liability Protection

    Cardholders aren’t held responsible for unauthorized transactions (contact customer support immediately if you suspect fraud).

  • Purchase Protection

    Protection for eligible new purchases for 120 days against damage or theft, up to $500 per claim and $50,000 per account.

  • Extended Warranty Protection

    Extends the U.S. manufacturer’s warranty period by an additional year, on eligible warranties of three years or less.

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