Chase Sapphire Reserve Card

Quick View

• Annual Fee $450 ($75 for additional cards)
• Intro Purchase APR -
• Regular Purchase APR 17.49%–24.49% Variable
• Rewards
  • 3X points per dollar on travel and dining worldwide
  • 1X point per dollar on all other purchases
  • 50% point bonus when redeeming through Chase Ultimate Rewards
• Signup Bonus 50,000 points for spending $4,000 in the first 3 months
• Chip Technology Chip-and-Signature & Chip-and-PIN
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• Foreign Transaction Fee 0%
• Intro Balance Transfer APR -
• Regular Balance Transfer APR 17.49%–24.49% Variable
• Cash Advance APR 26.49% Variable
• Penalty APR See Terms
• Late Fee Up to $37
• Returned Payment Fee Up to $37

Card Benefits

Check your card's Guide to Benefits to learn the specific benefits your card offers and how to access them. Learn more about credit card benefits here.

Perks

• $300 Annual Travel Credit

  Get an automatic $300 statement each year to cover travel expenses.

• Visa Infinite Concierge

  Your personal assistant to help with dinner reservations, travel plans, event tickets, and much more.

• Global Entry or TSA PreCheck Application Fee Credit

  Get a statement credit to pay for your express security service (optional)

• 1:1 Point Transfer

  Redeem your points at a 1:1 rate with a variety of airline and hotel loyalty programs.

• Priority Pass Select Membership

  Relax in the comfort of over 900 airport lounges around the world. One-time activation required.

• Luxury Hotel & Resort Collection

  A variety of benefits, upgrades, and discounts at participating locations around the world.

• Car Rental Privileges

  Special benefits from National Car Rental, Avis, and Silvercar.

• No Blackout Dates or Restrictions

  As long as you can find a seat on the flight, you will be able to book it using Chase Ultimate Rewards.

Account Management

• 24/7 Access to Customer Service Specialists

  Call anytime for professional customer service.

• Add Authorized Users

  Each additional card has a $75 annual fee.

Security

• Zero Liability Protection

  You will not be held responsible for unauthorized use of your card.

Shopping

• Purchase Protection

  Provides coverage for 120 days against theft and damage, up to $500 per incident and $50,000 per account.

• Extended Warranty Protection

  Extends a manufacturer’s warranty by 1 year, for warranties of 3 years or less.

• Price Protection

  If you made a purchase in the U.S. that you find advertised at a cheaper price within 90 days, you can get reimbursed the difference; up to $500 per item, $2500 per year.

• Return Protection

  Store won’t take back your eligible item? No problem. Get reimbursed for eligible items purchased on your card if you make the return within 90 days of purchase; up to $500 per item, $1000 per year.

Travel

• Trip Cancellation / Trip Interruption Insurance

  If a trip is disrupted for an eligible reason, provides reimbursement up to $10,000 per trip for non-refundable costs.

• Emergency Evacuation & Transportation

  Covers the cost of emergency medical evacuations for you and your family (up to $100,000).

• Trip Delay Reimbursement

  If a trip is delayed by over 12 hours, provides reimbursement for expenses like meals and lodging, up to $500 per ticket.

• Lost Luggage Reimbursement

  If checked or carry-on bags are lost or damaged, provides reimbursement up to $3,000 per passenger.

• Auto Rental Collision Damage Waiver

  Provides coverage against theft and collision, as long as the car rental company’s own insurance is declined.

• Travel Accident Insurance

  Accidental death or dismemberment coverage of up to $500,000 when you pay for travel by air, bus, train or cruise with your card.

• Baggage Delay Insurance

  Reimbursement for purchases such as toiletries and clothing when baggage delays go beyond 6 hours by the passenger carrier; up to $100 a day for 5 days.