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The Chase Sapphire Reserve has a top-tier annual fee, but don’t be shy because it provides some top-tier travel rewards and benefits as well. It offers a $300 travel credit, earns extra points on travel and dining, and has excellent point transfer and redemption opportunities.
The Chase Sapphire Reserve Card offers some of the best travel rewards and benefits on the market.
You’ll get 10X Ultimate Rewards points per dollar on Lyft rides (through March 2022), 3X points on travel and dining, as well as 50,000 bonus points for spending $4,000 in the first 3 months (worth $750 when redeemed towards travel through Chase Ultimate Rewards). The 3X points on travel starts after you finish using the $300 travel credit.
Your $300 travel credit will apply to a wide variety of travel expenses, and you’ll get other benefits and features that are worth hundreds of dollars. They include Priority Pass Select airport lounge access, a $100 application fee credit for Global Entry or TSA Pre✓, and more. This is a Visa Infinite card, providing even more valuable services than Visa Signature.
The 3X reward rate will begin after you earn the annual $300 travel credit. So you won’t earn rewards on the first $300 of travel expenses, but you’ll get a statement credit to cover the costs.
This card has a large annual fee of $550, so make sure you’ll be using it often enough to pay for the cost.