Chase Sapphire Reserve®
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The Chase Sapphire Reserve has a top-tier annual fee, but don’t be shy because it provides some top-tier travel rewards and benefits as well. It offers a $300 travel credit, earns extra points on travel and dining, and has excellent point transfer and redemption opportunities.
Chase Sapphire Reserve®
Highlights & Features
Rewards
| Spending Rewards |
|---|
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| Introductory Bonus |
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Chase Ultimate Rewards Travel Partners
Airline Partners
- Aer Lingus AerClub
- Air France / Flying Blue
- Air Canada
- British Airways Executive Club
- Emirates Skywards
- Iberia Plus
- JetBlue TrueBlue
- Singapore Airlines KrisFlyer
- Southwest Airlines Rapid Rewards
- United MileagePlus
- Virgin Atlantic Flying Club
Hotel Partners
- IHG Rewards Club
- Marriott Bonvoy
- World of Hyatt
Balance Transfers
A balance transfer is a way to move debt from one card to another with the goal of saving money on interest.
| Intro Balance Transfer APR | N/A |
| Regular Balance Transfer APR | 16.99%-23.99% Variable |
| Balance Transfer Fee | Either $5 or 5% of the amount of each transfer, whichever is greater |
Fees
| Penalty APR | Up to 29.99% |
| Late Fee | See Terms |
| Returned Payment Fee | See Terms |
| Additional Cards Annual Fee | $75 |
| Foreign Transaction Fee | $0 |
Cash Advances
Borrowing cash on your card is a cash advance. Cash advances usually come with very high fees. Even worse, cash advances can signal to lenders that you’re being irresponsible with money.
| Cash Advance APR | 24.99% Variable |
| Cash Advance Fee | Either $10 or 5% of the amount of each transaction, whichever is greater |
Chase Sapphire Reserve®
Highlights
- Earn 50,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That’s $750 toward travel when you redeem through Chase Ultimate Rewards®
- $300 Annual Travel Credit as reimbursement for travel purchases charged to your card each account anniversary year. Through December 31, 2021, gas station & grocery store purchases will also count towards earning your Travel Credit
- Earn 5X total points on air travel and 10X total points on hotels and car rentals when you purchase travel through Chase Ultimate Rewards® immediately after the first $300 is spent on travel purchases annually. Earn 3X points on other travel and dining & 1 point per $1 spent on all other purchases
- Get 50% more value when you redeem your points for travel through Chase Ultimate Rewards. For example, 50,000 points are worth $750 toward travel
- With Pay Yourself Backâ , your points are worth 50% more during the current offer when you redeem them for statement credits against existing purchases in select, rotating categories
- 1:1 point transfer to leading airline and hotel loyalty programs
- Access to 1,300+ airport lounges worldwide after an easy, one-time enrollment in Priority Passâ ¢ Select and up to $100 application fee credit for Global Entry or TSA Preâa”®
- Count on Trip Cancellation/Interruption Insurance, Auto Rental Collision Damage Waiver, Lost Luggage Insurance and more
ABOUT THE ISSUER
Chase
Chase has several card types depending on your needs.
Manage your Account & Pay your Bill
You can usually pay your bill online on your
Credit card issuer's websiteThe Chase Sapphire Reserve Card offers some of the best travel rewards and benefits on the market.
Your $300 travel credit will apply to a wide variety of travel expenses, and you’ll get other benefits and features that are worth hundreds of dollars. They include Priority Pass Select airport lounge access, a $100 application fee credit for Global Entry or TSA PreCheck, and more. This is a Visa Infinite card, providing even more valuable services than Visa Signature.
The 3X reward rate will begin after you earn the annual $300 travel credit. So you won’t earn rewards on the first $300 of travel expenses, but you’ll get a statement credit to cover the costs.
This card has a large annual fee of $550, so make sure you’ll use it often enough to pay for the cost.
