Chase Sapphire Reserve Card

The Chase Sapphire Reserve Card is a brand new card, offering some of the best travel rewards and benefits on the market.

You’ll get 3X points on travel and dining, as well as a massive 100,000 point bonus for spending $4,000 in the first 3 months (worth $1,500 when redeemed through Chase Ultimate Rewards®).

You’ll also get a $300 travel credit each year, and other benefits and features that are worth hundreds of dollars. This is a Visa Infinite card, providing even more valuable services than Visa Signature.

This card has a large annual fee of $450, so make sure you’ll be using it often enough to pay for the cost.

Was this helpful?
Quick View

Quick View

  • Rewards
    • 3X points per dollar on travel and dining worldwide
    • 1X point per dollar on all other purchases
    • 50% point bonus when redeeming through Chase Ultimate Rewards
  • Signup Bonus 100,000 points for spending $4,000 in the first 3 months
  • Chip Technology Chip-and-Signature & Chip-and-PIN
  • Foreign Transaction Fee None
  • Intro Balance Transfer APR -
  • Regular Balance Transfer APR 16.24% - 23.24% *Variable
  • Cash Advance APR 25.24% *Variable
  • Penalty APR See Terms
  • Late Fee Up to $37
  • Returned Payment Fee Up to $37

Card Benefits

Check your card's Guide to Benefits to learn the specific benefits your card offers and how to access them. Learn more about credit card benefits here.


  • $300 Annual Travel Credit

    Get an automatic $300 statement each year to cover travel expenses.

  • Visa Infinite Concierge

    Your personal assistant to help with dinner reservations, travel plans, event tickets, and much more.

  • Global Entry or TSA PreCheck Application Fee Credit

    Get a statement credit to pay for your express security service (optional)

  • 1:1 Point Transfer

    Redeem your points at a 1:1 rate with a variety of airline and hotel loyalty programs.

  • Priority Pass Select Membership

    Relax in the comfort of over 900 airport lounges around the world. One-time activation required.

  • Luxury Hotel & Resort Collection

    A variety of benefits, upgrades, and discounts at participating locations around the world.

  • Car Rental Privileges

    Special benefits from National Car Rental, Avis, and Silvercar.

  • No Blackout Dates or Restrictions

    As long as you can find a seat on the flight, you will be able to book it using Chase Ultimate Rewards.

Account Management

  • 24/7 Access to Customer Service Specialists

    Call anytime for professional customer service.

  • Add Authorized Users

    Each additional card has a $75 annual fee.


  • Zero Liability Protection

    You will not be held responsible for unauthorized use of your card.


  • Purchase Protection

    Provides coverage for 120 days against theft and damage, up to $500 per incident and $50,000 per account.

  • Extended Warranty Protection

    Extends a manufacturer’s warranty by 1 year, for warranties of 3 years or less.

  • Price Protection

    If you made a purchase in the U.S. that you find advertised at a cheaper price within 90 days, you can get reimbursed the difference; up to $500 per item, $2500 per year.

  • Return Protection

    Store won’t take back your eligible item? No problem. Get reimbursed for eligible items purchased on your card if you make the return within 90 days of purchase; up to $500 per item, $1000 per year.


  • Trip Cancellation / Trip Interruption Insurance

    If a trip is disrupted for an eligible reason, provides reimbursement up to $10,000 per trip for non-refundable costs.

  • Emergency Evacuation & Transportation

    Covers the cost of emergency medical evacuations for you and your family (up to $100,000).

  • Trip Delay Reimbursement

    If a trip is delayed by over 12 hours, provides reimbursement for expenses like meals and lodging, up to $500 per ticket.

  • Lost Luggage Reimbursement

    If checked or carry-on bags are lost or damaged, provides reimbursement up to $3,000 per passenger.

  • Auto Rental Collision Damage Waiver

    Provides coverage against theft and collision, as long as the car rental company’s own insurance is declined.

  • Travel Accident Insurance

    Accidental death or dismemberment coverage of up to $500,000 when you pay for travel by air, bus, train or cruise with your card.

  • Baggage Delay Insurance

    Reimbursement for purchases such as toiletries and clothing when baggage delays go beyond 6 hours by the passenger carrier; up to $100 a day for 5 days.

Visitor Reviews

Read about experiences others have had with this card and leave your own review here.

Submit your review

Create your own review

The Insider

Brendan Harkness
Review of the Upromise® World MasterCard®
Brendan Harkness | Sep 28, 2016

The Upromise World MasterCard offers up to 10% cash back at select retailers, and you can redeem your rewards directly to your college fund or student loan.

Read More
Brendan Harkness
Review of the Ultamate Rewards Credit Card and Ultamate Rewards MasterCard
Brendan Harkness | Sep 22, 2016

The Ultamate Rewards Credit Card and Ultamate Rewards MasterCard both offer 2 points per dollar at Ulta, along with member-only rewards and benefits.

Read More
Brendan Harkness
Review of the SaksFirst Store Card and SaksFirst MasterCard
Brendan Harkness | Sep 09, 2016

The SaksFirst Store Card and SaksFirst MasterCard offer 2 points per dollar at Saks to start, and provide more points and benefits the more you spend.

Read More