Chase Freedom Unlimited®


The Chase Freedom Unlimited credit card offers 3% cash back on every purchase you make in the first year, up to $20,000 spent, and after that you’ll get 1.5% cash back.

You’ll also get an introductory APR of 0% for 15 months for both purchases and balance transfers, which is quite a long time compared to most cards. After that your regular APR will be 16.99% - 25.74% Variable.

There is no annual fee for this card.

For a similar card that offers 5% cash back on different categories of purchases, check out the Chase Freedom Credit Card.

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Card Details

Rewards

Rewards

  • 3% cash back on all purchases in the first year, up to $20,000 spent
  • 1.5% cash back on all purchases after that
How to Redeem
Card Stats

Card Stats

Annual Fee $0
Additional Cards Annual Fee -
Regular Purchase APR 16.99% - 25.74% Variable
Intro Purchase APR 0% Intro APR on Purchases for 15 months
Foreign Transaction Fee 3% of each transaction in U.S. dollars
Chip Technology Chip-and-Signature
Minimum Credit Limit -
Maximum Credit Limit -
Free Credit Score Yes
Penalty APR None
Late Fee -
Returned Payment Fee Up to $38
Balance Transfers

Balance Transfers

Intro Balance Transfer APR 0% Intro APR on Balance Transfers for 15 months
Regular Balance Transfer APR 16.99% - 25.74% Variable
Balance Transfer Fee Either $5 or 3% of the amount of each transfer, whichever is greater.
Cash Advances

Cash Advances

Cash Advance APR 26.99% Variable
Cash Advance Fee Either $10 or 5% of the amount of each transaction, whichever is greater.

Card Benefits

Check your card’s Guide to Benefits to learn the specific benefits your card offers and how to access them.

  • $100 Cash Back for Referring Friends

    Earn $100 cash back for every friend you refer, up to $500 per year. Must use your personal referral link.

  • Chase Credit Journey

    Chase’s Credit Journey provides access to your VantageScore 3.0, based on your TransUnion credit report. Includes key factors and details from your report.

  • Zero Liability Protection

    You won’t be held responsible for unauthorized purchases (contact customer service immediately).

  • Fraud Alerts

    Sign up to get notified of any possibly fraudulent card activity.

  • Fraud Protection

    Real-time fraud monitoring software to help protect your account.

  • Purchase Protection

    New eligible purchases are covered for 120 days against damage or theft.

  • Extended Warranty Protection

    Eligible warranties of three years or less can be extended by an additional year.

  • Travel and Emergency Assistance Services

    Call for help if you get in trouble of any kind for legal and medical referrals, among other types of assistance.

  • Auto Rental Collision Damage Waiver

    Provides coverage against theft and collision for rented vehicles (must decline the rental company’s insurance).

  • Roadside Dispatch

    Roadside assistance is available 24/7 if you get in trouble while driving. Just call 1-800-847-2869.

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