Chase Freedom Unlimited


The Chase Freedom Unlimited credit card offers 1.5% cash back on every purchase you make.

You’ll also get an introductory APR of 0% for 15 months for both purchases and balance transfers, which is quite a long time compared to most cards. After that your regular APR will be 16.99%–25.74% Variable.

You can earn $150 cash back for spending $500 in the first 3 months.

There is no annual fee for this card.

For a similar card that offers 5% cash back on different categories of purchases, check out the Chase Freedom Credit Card.

Card Quick Facts

Card Quick Facts

  • 0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 16.99-25.74%.
  • Balance transfer fee is 3% of the amount transferred, $5 minimum
  • Unlimited 1.5% cash back on every purchase – it’s automatic
  • Earn a $150 Bonus after you spend $500 on purchases in your first 3 months from account opening
  • No minimum to redeem for cash back
  • Cash Back rewards do not expire as long as your account is open
  • Free credit score, updated weekly with Credit Journey℠
  • No annual fee

Manage My Card

Want to pay a bill or check your balance?

Card Details

Rewards

Rewards

  • 1.5% cash back on every purchase you make
How to Redeem

Introductory Bonus

  • $150 bonus for spending $500 in the first 3 months
Card Stats

Card Stats

Annual Fee $0
Additional Cards Annual Fee -
Regular Purchase APR 16.99%–25.74% Variable
Intro Purchase APR 0% for 15 months
Foreign Transaction Fee 3%
Chip Technology Chip-and-Signature
Minimum Credit Limit -
Maximum Credit Limit -
Free Credit Score Yes
Penalty APR None
Late Fee Up to $38
Returned Payment Fee Up to $38
Balance Transfers

Balance Transfers

Intro Balance Transfer APR 0% for 15 months
Regular Balance Transfer APR 16.99%–25.74% Variable
Balance Transfer Fee 5%, $5 minimum
Cash Advances

Cash Advances

Cash Advance APR 26.99% Variable
Cash Advance Fee 5%, $10 minimum

Card Benefits

Check your card’s Guide to Benefits to learn the specific benefits your card offers and how to access them.

  • $100 Cash Back for Referring Friends

    Earn $100 cash back for every friend you refer, up to $500 per year. Must use your personal referral link.

  • Chase Credit Journey

    Chase’s Credit Journey provides access to your VantageScore 3.0, based on your TransUnion credit report. Includes key factors and details from your report.

  • Zero Liability Protection

    You won’t be held responsible for unauthorized purchases (contact customer service immediately).

  • Fraud Alerts

    Sign up to get notified of any possibly fraudulent card activity.

  • Fraud Protection

    Real-time fraud monitoring software to help protect your account.

  • Purchase Protection

    New eligible purchases are covered for 120 days against damage or theft.

  • Price Protection

    Get reimbursed if you find an eligilbe purchase you made being advertised at a lesser cost within 90 days.

  • Return Protection

    If a merchant won’t take back your eligible item, you can be reimbursed up to $250.

  • Extended Warranty Protection

    Eligible warranties of three years or less can be extended by an additional year.

  • Travel and Emergency Assistance Services

    Call for help if you get in trouble of any kind for legal and medical referrals, among other types of assistance.

  • Auto Rental Collision Damage Waiver

    Provides coverage against theft and collision for rented vehicles (must decline the rental company’s insurance).

  • Roadside Dispatch

    Roadside assistance is available 24/7 if you get in trouble while driving. Just call 1-800-847-2869.

Visitor Reviews

Read about experiences others have had with this card and leave your own review here.

Submit your review
1
2
3
4
5
Submit
     
Cancel

Create your own review

Average rating:  
 0 reviews

The Insider

Michelle Black
Credit Locks vs. Credit Freezes — What’s the Difference?
Michelle Black | Jan 21, 2019

What's the best way to protect your credit reports from identity thieves? Is a credit freeze or a credit lock the way to go?

Read More
Susan Shain
Here’s the Best Credit Card for Groceries, Plus 6 Runners-Up
Susan Shain | Jan 14, 2019

We combed the fine print to crown the best grocery credit card in all the land. We name six runners-up for different types of grocery shoppers, too.

Read More
Michelle Black
How to Place Fraud Alerts on Your Credit Reports
Michelle Black | Jan 04, 2019

Fraud alerts are protective measures you can take to help prevent identity theft, requiring companies to verify your identity before extending new credit.

Read More