Chase Freedom Unlimited

The Chase Freedom Unlimited credit card offers 1.5% cash back on every purchase you make. You’ll also get a 0% introductory APR for 15 months for both purchases and balance transfers, quite a long time,

There are currently two different signup offers: either $150 cash back for spending $500 in the first 3 months, or 3% cash back for all purchases in the first year.

For a similar card that offers 5% cash back on different categories of purchases, check out the Chase Freedom credit card.

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Quick View

Quick View

  • Rewards
    • 1.5% cash back on every purchase you make
    • Potential offer: 3% cash back on every purchase during your first year
  • Signup Bonus $150 bonus for spending $500 in the first 3 months, $25 cash back for making a purchase and adding an authorized user in the first 3 months
  • Chip Technology Chip-and-Signature
  • Foreign Transaction Fee 3%
  • Intro Balance Transfer APR 0% for 15 months
  • Regular Balance Transfer APR 16.49%–25.24% Variable
  • Cash Advance APR 26.49% Variable
  • Penalty APR See Terms
  • Late Fee Up to $37
  • Returned Payment Fee Up to $37

Card Benefits

Check your card's Guide to Benefits to learn the specific benefits your card offers and how to access them. Learn more about credit card benefits here.

Perks

  • Possible Visa Signature Benefits

    Your card may come as a Visa Signature, with better benefits. Contact customer support to request an upgrade.

  • $100 Cash Back for Referring Friends

    Earn $100 cash back for every friend you refer, up to $500 per year. Must use your personal referral link.

  • Chase Credit Journey

    Chase’s Credit Journey provides access to your VantageScore 3.0, based on your TransUnion credit report. Includes key factors and details from your report.

Shopping

  • Purchase Protection

    New purchases are covered for 120 days against damage or theft.

  • Price Protection

    Get reimbursed if you find a purchase you made being advertised at a lesser cost within 90 days.

  • Return Protection

    If a merchant won’t take back your eligible item, you can be reimbursed up to $250.

  • Extended Warranty Protection

    Eligible warranties of three years or less can be extended by an additional year.

Travel

  • Travel and Emergency Assistance Services

    Call for help if you get in trouble of any kind for legal and medical referrals, among other types of assistance.

  • Auto Rental Collision Damage Waiver

    Provides coverage against theft and collision for rented vehicles (must decline the rental company’s insurance).

  • Roadside Dispatch

    Roadside assistance is available 24/7 if you get in trouble while driving. Just call 1-800-847-2869.

Security

  • Zero Liability Protection

    You won’t be held responsible for unauthorized purchases (contact customer service immediately).

  • Fraud Alerts

    Sign up to get notified of any possibly fraudulent card activity.

  • Fraud Protection

    Real-time fraud monitoring software to help protect your account.

Visitor Reviews

Read about experiences others have had with this card and leave your own review here.

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Average rating:  
 1 reviews
by OMAR
HORRIBLE, STAY AWAY!!!

I applied for the card in March 2017, was approved for $4,500 limit. I received the card in mail with a letter that stated my credit score was 724.I spent around $3,000 on the card. I never missed a closing date. However, before the first closing date, while on a business trip in Chicago, I tried to use the card for Uber, it didn't work. I contacted the customer service and they told me they will fix that for me with no problem and to call after 1 hour if ithe issue persists. After one hour with the issue unsolved, I tried to contact the Customer service again and guess what, the working hours was until 6 PM!! So, basically the person who answered the phone was just trying to get me off the phone to go back home (completely UNPROFESSIONAL)!!!Anyway, I called the day after to find out that they blocked the card and currently reviewing the account. I asked why and they told me there is no specific reason for that and we cannot tell you anything before the review is over (they said it should take 10 days). I aksed if I can at least print my list of transactions, the answer was NO! I asked if I can pay my balance, the answer again is NO!! So, basically they blocked the whole account for no obvious reason without even missing a single payment.After 10 days, I never heard back from them. So, I called and was told the account was closed and I will receive a letter in mail explaining the reason. So, they didn't even bother to call to let me know they have closed the account. After 3 days, I received the letter in mail and guess what the reason was: "You do not have enough credit score"!!!!!!!! Like seriously, you have issued the card one month ago and included a letter the my score was 724 and that is why I was given a credit line of $4,500!My credit score was of course damaged because of a closed account after only 1 month of opening it. The Chicago trip was ruined because of these issues. Thank God I had my other credit cards on me, they saved me a lot of trouble (I will avoid mentioning the credit card names because this is not an ad.).I visited a nearby Chase branch to pay my balance and that was the last time I ever visited Chase. I will never ever bank with Chase again. GO AT YOUR OWN RISK!

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