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The Chase Freedom Unlimited is an excellent rewards card, offering 3% or 5% cash back in useful bonus categories along with unlimited 1.5% cash back for every other purchase. Those are great rates, but you can get even more out of this card if you pair it with another Chase Ultimate Rewards card with bonus categories, like the Chase Sapphire Preferred® Card or Chase Sapphire Reserve®.
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Introductory Bonus |
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A balance transfer is a way to move credit card debt from one credit card to another with the goal of saving money on interest.
Intro Balance Transfer APR | N/A |
Regular Balance Transfer APR | 14.99% - 23.74% Variable |
Balance Transfer Fee | Either $5 or 5% of the amount of each transfer, whichever is greater. |
Penalty APR | N/A |
Late Fee | N/A |
Returned Payment Fee | Up to $38 |
Additional Cards Annual Fee | N/A |
Foreign Transaction Fee | 3% of each transaction in U.S. dollars |
Borrowing cash on your credit card is a cash advance. Cash advances usually come with very high fees. Even worse, cash advances can signal to lenders that you’re being irresponsible with money.
Cash Advance APR | 24.99% Variable |
Cash Advance Fee | Either $10 or 5% of the amount of each transaction, whichever is greater. |
Chase has several card types depending on your needs.
You can usually pay your bill online on your
Credit card issuer's websiteThe Chase Freedom Unlimited credit card offers 5% cash back on Lyft rides (through March 2022), 5% back on travel through Chase Ultimate Rewards, 3% back on dining and at drugstores, and 1.5% back on every other purchase you make.
You’ll also get an introductory APR of 0% for 15 months for purchases, which is quite a long time compared to most cards. After that your regular APR will be 14.99% - 23.74% Variable.
There is no annual fee for this card.
For a similar card that offers 5% cash back in different bonus categories, check out the Chase Freedom Flex℠ (Review).