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RATING

Chase Freedom Unlimited®

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The Chase Freedom Unlimited is an excellent rewards card with no annual fee.

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Our rating
Min. credit level: Good
Annual Fee: $0
Regular APR: 14.99% - 24.74% Variable
Intro Balance Transfer APR: 0% Intro APR on Balance Transfers for 15 months
Intro Purchase APR: 0% Intro APR on Purchases for 15 months

Chase Freedom Unlimited®

Our rating
Good Min. credit level
$0 Annual Fee
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Highlights & Features

Rewards

Spending Rewards
  • 6.5% cash back (5% after first year or $20,000 spent) on:
    • Travel purchased through Chase Ultimate Rewards®
  • 4.5% cash back (3% after first year or $20,000 spent) on:
    • Drugstore purchases
    • Dining at restaurants, including takeout and eligible delivery service
  • 3% cash back (1.5% after first year or $20,000 spent) on:
    • all other purchases
Introductory Bonus
  • Earn an extra 1.5% on everything you buy (on up to $20,000 spent in the first year) — worth up to $300 cash back. That’s 6.5% on travel purchased through Chase Ultimate Rewards®, 4.5% on dining and drugstores, and 3% on all other purchases.

Balance Transfers

A balance transfer is a way to move debt from one card to another with the goal of saving money on interest.

Intro Balance Transfer APR 0% Intro APR on Balance Transfers for 15 months
Regular Balance Transfer APR 14.99% - 24.74% Variable
Balance Transfer Fee Either $5 or 3% of the amount of each transfer, whichever is greater in the first 60 days
How to Transfer a Balance on a Credit Card

Fees

Penalty APR Up to 29.99%
Late Fee See Terms
Returned Payment Fee See Terms
Additional Cards Annual Fee N/A
Foreign Transaction Fee 3% of each transaction in U.S. dollars
Learn About Types of Credit Card Fees

Cash Advances

Borrowing cash on your card is a cash advance. Cash advances usually come with very high fees. Even worse, cash advances can signal to lenders that you’re being irresponsible with money.

Cash Advance APR 24.99% Variable
Cash Advance Fee Either $10 or 5% of the amount of each transaction, whichever is greater
How to Get a Cash Advance with a Credit Card
Chase Freedom Unlimited®

Highlights

  • INTRO OFFER: Earn an additional 1.5% cash back on everything you buy (on up to $20,000 spent in the first year) – worth up to $300 cash back!
  • Enjoy 6.5% cash back on travel purchased through Chase Ultimate Rewards®, our premier rewards program that lets you redeem rewards for cash back, travel, gift cards and more; 4.5% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service, and 3% on all other purchases (on up to $20,000 spent in the first year).
  • After your first year or $20,000 spent, enjoy 5% cash back on Chase travel purchased through Ultimate Rewards®, 3% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service, and unlimited 1.5% cash back on all other purchases.
  • No minimum to redeem for cash back. You can choose to receive a statement credit or direct deposit into most U.S. checking and savings accounts. Cash Back rewards do not expire as long as your account is open!
  • Enjoy 0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 14.99% – 23.74%.
  • No annual fee – You won’t have to pay an annual fee for all the great features that come with your Freedom Unlimited® card
  • Keep tabs on your credit health, Chase Credit Journey helps you monitor your credit with free access to your latest score, real-time alerts, and more.
ABOUT THE ISSUER

Chase

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Manage your Account & Pay your Bill

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1-800-432-3117 or

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The information related to Chase Freedom Unlimited® has been collected by Credit Card Insider and has not been reviewed or provided by the issuer or provider of this product.

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