Skip to content

Chase Freedom® Student credit card

Advertiser Disclosure

Credit Card Insider is an independent, advertising supported website. Credit Card Insider receives compensation from some credit card issuers as advertisers. Advertiser relationships do not affect card ratings or our Editor’s Best Card Picks. Credit Card Insider has not reviewed all available credit card offers in the marketplace. Content is not provided or commissioned by any credit card issuers. Reasonable efforts are made to maintain accurate information, though all credit card information is presented without warranty. When you click on any ‘Apply Now’ button, the most up-to-date terms and conditions, rates, and fee information will be presented by the issuer. Credit Card Insider has partnered with CardRatings for our coverage of credit card products. Credit Card Insider and CardRatings may receive a commission from card issuers. A list of these issuers can be found on our Editorial Guidelines.

A simple but decent card for students, the Chase Freedom Student only offers 1% cash back (except for 5% for Lyft rides). But it also comes with a $20 anniversary bonus for up to five years, rare for a card with no annual fee, plus a three-month DoorDash membership.

Our rating
Min. credit level: Limited Credit History
Annual Fee: $0
Regular APR: 14.99% Variable

Chase Freedom® Student credit card

Our rating
Limited Credit History Min. credit level
$0 Annual Fee
Apply Now Read Our Review

Highlights & Features


Spending Rewards
  • 5% cash back on Lyft rides (through March 2022)
  • 1% cash back on all other purchases
Introductory Bonus
  • $50 bonus after your first purchase within 3 months of account opening

Balance Transfers

A balance transfer is a way to move debt from one card to another with the goal of saving money on interest.

Intro Balance Transfer APR N/A
Regular Balance Transfer APR 14.99% Variable
Balance Transfer Fee Either $5 or 5% of the amount of each transfer, whichever is greater
How to Transfer a Balance on a Credit Card


Penalty APR Up to 29.99%
Late Fee See Terms
Returned Payment Fee See Terms
Additional Cards Annual Fee N/A
Foreign Transaction Fee 3% of each transaction in U.S. dollars
Learn About Types of Credit Card Fees

Cash Advances

Borrowing cash on your card is a cash advance. Cash advances usually come with very high fees. Even worse, cash advances can signal to lenders that you’re being irresponsible with money.

Cash Advance APR 24.99% Variable
Cash Advance Fee Either $10 or 5% of the amount of each transaction, whichever is greater
How to Get a Cash Advance with a Credit Card
Chase Freedom® Student credit card


  • $50 Bonus after first purchase made within the first 3 months from account opening
  • Earn 1% cash back on all purchases
  • No annual Fee
  • $20 Good Standing Rewards after each account anniversary for up to 5 years
  • Earn a credit limit increase after making 5 monthly payments on time within 10 months from account opening when meeting credit criteria
  • No minimum to redeem for cash back. Cash Back rewards do not expire as long as your account is open
  • Free credit score with Chase Credit Journey


Chase has several card types depending on your needs.

Manage your Account & Pay your Bill

You can usually pay your bill online on your

Credit card issuer's website

Speak to Customer Service

1-800-935-9935 or

Try a different phone number
See all Issuer Cards

The Chase Freedom Student credit card is designed for college students looking to build credit.

This card is only available to current students, but you can maintain the card and the benefits once you’re no longer a student.

You’ll get 5% cash back on Lyft rides (through March 2022), 1% cash back on all of your other purchases, and a $50 welcome bonus after your first purchase in the first three months of opening your account.

Cardholders can get a free DoorDash membership (DashPass) for three months, and then a 50% discount for the next nine months; DashPass provides free delivery for orders of $15 or more.

If you keep your card open, you’ll get a $20 anniversary bonus every year for the first five years. And you’ll get an automatic credit line increase after making five on-time payments within the first 10 months.

This card has no annual fee.

The information related to Chase Freedom® Student credit card has been collected by Credit Card Insider and has not been reviewed or provided by the issuer or provider of this product.

Scroll to top