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A balance transfer is a way to move credit card debt from one credit card to another with the goal of saving money on interest.
Intro Balance Transfer APR | N/A |
Regular Balance Transfer APR | See Terms |
Balance Transfer Fee | See Terms |
Penalty APR | See Terms |
Late Fee | See Terms |
Returned Payment Fee | See Terms |
Additional Cards Annual Fee | N/A |
Foreign Transaction Fee | See Terms |
Borrowing cash on your credit card is a cash advance. Cash advances usually come with very high fees. Even worse, cash advances can signal to lenders that you’re being irresponsible with money.
Cash Advance APR | See Terms |
Cash Advance Fee | See Terms |
Chase has several card types depending on your needs.
You can usually pay your bill online on your
Credit card issuer's websiteThe Chase Freedom Student credit card is designed for college students looking to build credit.
This card is only available to current students, but you can maintain the card and the benefits once you’re no longer a student.
You’ll get 5% cash back on Lyft rides (through March 2022), 1% cash back on all of your other purchases, and a $50 welcome bonus after your first purchase in the first three months of opening your account.
Cardholders can get a free DoorDash membership (DashPass) for three months, and then a 50% discount for the next nine months; DashPass provides free delivery for orders of $15 or more.
If you keep your card open, you’ll get a $20 anniversary bonus every year for the first five years. And you’ll get an automatic credit line increase after making five on-time payments within the first 10 months.
This card has no annual fee.