British Airways Visa Signature® Card


For People with
Good Credit

Learn how to apply for this card.

The British Airways Visa Signature® Card is designed for frequent flyers of British Airways, and comes with some useful perks.

You can potentially earn up to 100,000 bonus Avios; you’ll get 50,000 bonus Avios for spending $3,000 in the first 3 months, and another 50,000 bonus Avios for spending $20,000 within the first year. You’ll also earn a minimum of 125 Avios on any flight with British Airways.

You’ll earn:

  • 3X Avios per dollar spent on British Airways, Iberia, and Aer Lingus purchases
  • 1X Avios per dollar spent on all other purchases

You’ll also get some nice airline benefits like automatic enrollment in the Executive Club, along with a Travel Together Ticket for spending $30,000 in a calendar year.

It comes at a cost of a $95 per year, and there are no foreign transaction fees.

You can use your Avios towards rewards flights. All reward flights are subject to taxes, fees, and carrier charges. This product is available to you if you do not have this card and have not received a new cardmember bonus for this card in the past 24 months.

For People with
Good Credit

Learn how to apply for this card.

Manage My Card

Want to pay a bill or check your balance?

Card Details

Rewards

Rewards

  • 3X Avios per dollar spent on British Airways, Iberia, and Aer Lingus purchases
  • 1X Avios per dollar spent on all other purchases
How to Redeem

Introductory Bonus

  • 50,000 bonus Avios for spending $3,000 in the first 3 months; 50,000 bonus Avios for spending $20,000 within the first year
Card Stats

Card Stats

Annual Fee $95
Additional Cards Annual Fee See Terms
Regular Purchase APR 18.24% - 25.24% Variable
Intro Purchase APR -
Foreign Transaction Fee $0
Chip Technology Chip-and-Signature
Minimum Credit Limit $5,000
Maximum Credit Limit -
Free Credit Score No
Penalty APR See Terms
Late Fee -
Returned Payment Fee Up to $38
Balance Transfers

Balance Transfers

Intro Balance Transfer APR -
Regular Balance Transfer APR 18.24% - 25.24% Variable
Balance Transfer Fee Either $5 or 5% of the amount of each transfer, whichever is greater.
Cash Advances

Cash Advances

Cash Advance APR 27.24% Variable
Cash Advance Fee Either $10 or 5% of the amount of each transaction, whichever is greater.

Card Benefits

Check your card’s Guide to Benefits to learn the specific benefits your card offers and how to access them.

  • Executive Club Membership

    Automatic enrollment in the British Airways Executive Club programme.

  • Travel Together Ticket

    Spend $30,000 in one calendar year to earn a Travel Together Ticket that lasts for two years.

  • Above & Beyond Events

    Exclusive events and invitations for cardholders.

  • 10% Discount on Eligible Flights

    Book through ba.com/Chase10 and use code CHASEBA10 until March 31, 2020, to get a 10% discount on outbound British Airways flights.

  • $0 Liability Fraud Protection

    You will not be held responsible for unauthorized use of your card.

  • Purchase Protection

    Provides coverage for eligible purchases for 90 days against theft and damage.

  • Extended Warranty Protection

    Extends a manufacturer’s warranty on eligible purchases by one year, for warranties of three years or less.

  • Travel and Emergency Assistance

    Provides help with emergencies, including legal and medical referrals.

  • Trip Cancellation / Trip Interruption Insurance

    If a trip is disrupted for an eligible reason, provides reimbursement for non-refundable costs.  Eligible reasons include severe weather and sickness.

  • Lost Luggage Reimbursement

    If checked or carry-on bags are lost or damaged, you get reimbursed.

  • Auto Rental Collision Damage Waiver

    Provides coverage against theft and collision, as long as the car rental company’s own insurance is declined.

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