British Airways Visa Signature Card


For People with
Good Credit

The British Airways Visa Signature® Card is designed for frequent flyers of British Airways, and comes with some useful perks.

For the first 12 months of card ownership you’ll earn 4X Avios per dollar on all purchases, up to $30,000 in spending. That means you can earn up to 120,000 Avios in this way. This is an excellent offer you won’t usually find because it applies to all purchases, not just those from British Airways. But it takes the place of a more typical signup bonus, like a set number of Avios for spending a certain amount.

After the first 12 months, you’ll earn:

  • 3X Avios per dollar spent on British Airways, Iberia, and Aer Lingus purchases
  • 1X Avios per dollar spent on all other purchases

You’ll also get some nice airline benefits like automatic enrollment in the Executive Club, along with a Travel Together Ticket for spending $30,000 in a calendar year.

It comes at a cost of a $95 per year, and there are no foreign transaction fees.

You can use your Avios towards rewards flights. All reward flights are subject to taxes, fees, and carrier charges. This product is available to you if you do not have this card and have not received a new cardmember bonus for this card in the past 24 months.

Card Quick Facts

Card Quick Facts

  • Earn 4 Avios for every $1 spent on all purchases within your first year up to $30,000. That’s up to 120,000 bonus Avios.
  • Every calendar year you make $30,000 in purchases on your British Airways Visa card, you’ll earn a Travel Together Ticket good for two years.
  • 4 Avios for every $1 spent on all purchases up to $30,000 in the first 12 months from account opening, you will then earn 3 Avios for every $1 spent on British Airways purchases and 1 Avios for every $1 spent on all other purchases.
  • Pay no foreign transaction fees when you travel abroad.
  • Simply tap to pay with your contactless British Airways Visa Signature Card. Just look for the contactless symbol at checkout. It’s fast, easy and secure!

For People with
Good Credit

Manage My Card

Want to pay a bill or check your balance?

Card Details

Rewards

Rewards

After the first 12 months, you’ll earn:

  • 3X Avios per dollar spent on British Airways, Iberia, and Aer Lingus purchases
  • 1X Avios per dollar spent on all other purchases
How to Redeem

Introductory Bonus

  • 4X Avios per dollar spent on all purchases within the first 12 months, up to $30,000 in spending

Bonus Restrictions

  • You can use your Avios towards rewards flights. All reward flights are subject to taxes, fees, and carrier charges. This product is available to you if you do not have this card and have not received a new cardmember bonus for this card in the past 24 months.

Card Stats

Card Stats

Annual Fee $95
Additional Cards Annual Fee See Terms
Regular Purchase APR 18.24%–25.24% Variable
Intro Purchase APR -
Foreign Transaction Fee None
Chip Technology Chip-and-Signature
Minimum Credit Limit $5,000
Maximum Credit Limit -
Free Credit Score No
Penalty APR See Terms
Late Fee Up to $38
Returned Payment Fee Up to $38
Balance Transfers

Balance Transfers

Intro Balance Transfer APR -
Regular Balance Transfer APR 18.24%–25.24% Variable
Balance Transfer Fee 5%, $5 minimum
Cash Advances

Cash Advances

Cash Advance APR 27.24% Variable
Cash Advance Fee 5%, $10 minimum

Card Benefits

Check your card’s Guide to Benefits to learn the specific benefits your card offers and how to access them.

  • Executive Club Membership

    Automatic enrollment in the British Airways Executive Club programme.

  • Travel Together Ticket

    Spend $30,000 in one calendar year to earn a Travel Together Ticket that lasts for two years.

  • Above & Beyond Events

    Exclusive events and invitations for cardholders.

  • 10% Discount on Eligible Flights

    Book through ba.com/Chase10 and use code CHASEBA10 until March 31, 2020, to get a 10% discount on outbound British Airways flights.

  • $0 Liability Fraud Protection

    You will not be held responsible for unauthorized use of your card.

  • Purchase Protection

    Provides coverage for eligible purchases for 90 days against theft and damage.

  • Extended Warranty Protection

    Extends a manufacturer’s warranty on eligible purchases by one year, for warranties of three years or less.

  • Travel and Emergency Assistance

    Provides help with emergencies, including legal and medical referrals.

  • Trip Cancellation / Trip Interruption Insurance

    If a trip is disrupted for an eligible reason, provides reimbursement for non-refundable costs.  Eligible reasons include severe weather and sickness.

  • Lost Luggage Reimbursement

    If checked or carry-on bags are lost or damaged, you get reimbursed.

  • Auto Rental Collision Damage Waiver

    Provides coverage against theft and collision, as long as the car rental company’s own insurance is declined.

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