- Annual Fee $95
- Intro Purchase APR -
- Regular Purchase APR 16.23% - 23.24% *Variable
- Earn 3 points for every $1 spent on British Airways purchases
- Earn 1 point for every $1 spent on all other purchases
- Signup Bonus Spend $3,000 in the first 3 months and get 50,000 bonus points
- Chip Technology Chip-and-Signature
- Foreign Transaction Fee 0%
- Intro Balance Transfer APR -
- Regular Balance Transfer APR 16.23% - 23.24% *Variable
- Cash Advance APR 25.24% *Variable
- Penalty APR See Terms
- Late Fee Up to $37
- Returned Payment Fee Up to $37
Check your card's Guide to Benefits to learn the specific benefits your card offers and how to access them. Learn more about credit card benefits here.
- Spend $30,000 in one year and earn a Travel Together Ticket that lasts for two years
- Fraud Protection: You will not be held responsible for unauthorized use of your card.
- Purchase Protection: Provides coverage for 90 days against theft and damage.
- Extended Warranty Protection: Extends a manufacturer’s warranty by 1 year, for warranties of 3 years or less.
- Travel and Emergency Assistance: Provides help with emergencies, including legal and medical referrals.
- Trip Cancellation / Trip Interruption Insurance: If a trip is disrupted for an eligible reason, provides reimbursement for non-refundable costs. Eligible reasons include severe weather and sickness.
- Lost Luggage Reimbursement: If checked or carry-on bags are lost or damaged, you get reimbursed.
- Auto Rental Collision Damage Waiver: Provides coverage against theft and collision, as long as the car rental company’s own insurance is declined.
Visa Signature Benefits
- This card comes with Visa Signature benefits. You will be provided with a list of benefits available to you once you get approved for your card.