The Army MWR Credit Card is designed for active servicemembers, DOD civilians, retirees, and their families.
There’s no annual fee or foreign transaction fees, and you’ll earn cash back at the Commissary, the Exchange, and MWR Activities. You’ll also have access to Blue Star Deployment Benefits, which includes a 100% refund of interest and fees while deployed.
- Annual Fee None
- Intro Purchase APR -
- Regular Purchase APR 10.24% *Variable
- 2% cash back at the Commissary, the Exchange, and MWR locations
- 1% cash back on all other purchases
- Signup Bonus 2,500 bonus points for spending $250 in the first 3 months
- Chip Technology Chip-and-Signature & Chip-and-PIN
- Foreign Transaction Fee None
- Intro Balance Transfer APR -
- Regular Balance Transfer APR 10.24% *Variable
- Cash Advance APR 10.24% *Variable
- Penalty APR See Terms
- Late Fee Up to $29
- Returned Payment Fee Up to $15
Check your card's Guide to Benefits to learn the specific benefits your card offers and how to access them. Learn more about credit card benefits here.
Blue Star Deployment Benefits
Provides benefits to assist deployed servicemembers and their families, primarily a 100% refund of interest and fees.
Military Customer Service
Dedicated customer service reps who are specially trained to understand and meet your needs.
Military Survivor Program
Provides debt cancellation for a variety of different debts if a servicemember is killed in combat.
Zero Liability Protection
You won’t be held responsible for unauthorized charges (contact customer service immediately).
Provides coverage against damage and theft for eligible purchases for 120 days.
Extended Warranty Protection
Extends a U.S. manufacturer’s warranty by an additional year, for warranties of 3 years or less.
Travel and Emergency Assistance Services
Call for help in a variety of emergency situations, for advice and referrals (must pay for any goods or services obtained)
Baggage Delay Insurance
Covers essential purchases like toiletries and clothing when your bags are delayed over 6 hours, up to $100 per day for 3 days.
Auto Rental Collision Damage Waiver
Provides coverage against collision and theft of rented vehicles, as long as the rental company’s own insurance is declined.
More Travel and Shopping Benefits
For a full list of the benefits available to you, see your Guide to Benefits or call customer service at 1-800-759-0294.