Army MWR Credit Card

The Army MWR Credit Card is designed for active servicemembers, DOD civilians, retirees, and their families.

There’s no annual fee or foreign transaction fees, and you’ll earn cash back at the Commissary, the Exchange, and MWR Activities. You’ll also have access to Blue Star Deployment Benefits, which includes a 100% refund of interest and fees while deployed.

Was this helpful?
Quick View

Quick View

  • Rewards
    • 2% cash back at the Commissary, the Exchange, and MWR locations
    • 1% cash back on all other purchases
  • Signup Bonus 2,500 bonus points for spending $250 in the first 3 months
  • Chip Technology Chip-and-Signature & Chip-and-PIN
  • Foreign Transaction Fee None
  • Intro Balance Transfer APR -
  • Regular Balance Transfer APR 10.24% *Variable
  • Cash Advance APR 10.24% *Variable
  • Penalty APR See Terms
  • Late Fee Up to $29
  • Returned Payment Fee Up to $15

Card Benefits

Check your card's Guide to Benefits to learn the specific benefits your card offers and how to access them. Learn more about credit card benefits here.




  • Purchase Protection

    Provides coverage against damage and theft for eligible purchases for 120 days.

  • Extended Warranty Protection

    Extends a U.S. manufacturer’s warranty by an additional year, for warranties of 3 years or less.


  • Travel and Emergency Assistance Services

    Call for help in a variety of emergency situations, for advice and referrals (must pay for any goods or services obtained)

  • Baggage Delay Insurance

    Covers essential purchases like toiletries and clothing when your bags are delayed over 6 hours, up to $100 per day for 3 days.

  • Auto Rental Collision Damage Waiver

    Provides coverage against collision and theft of rented vehicles, as long as the rental company’s own insurance is declined.

  • More Travel and Shopping Benefits

    For a full list of the benefits available to you, see your Guide to Benefits or call customer service at 1-800-759-0294.

Visitor Reviews

Read about experiences others have had with this card and leave your own review here.

Submit your review

Create your own review

Average rating:  
 0 reviews

The Insider

Brendan Harkness
Review of the Best Western® Rewards MasterCard®
Brendan Harkness | Oct 21, 2016

The Best Western Rewards MasterCard provides 13 points for every dollar you spend with Best Western, along with a variety of extra perks and benefits.

Read More
Brendan Harkness
Review of the Upromise® World MasterCard®
Brendan Harkness | Sep 28, 2016

The Upromise World MasterCard offers up to 10% cash back at select retailers, and you can redeem your rewards directly to your college fund or student loan.

Read More
Brendan Harkness
Review of the Ultamate Rewards Credit Card and Ultamate Rewards MasterCard
Brendan Harkness | Sep 22, 2016

The Ultamate Rewards Credit Card and Ultamate Rewards MasterCard both offer 2 points per dollar at Ulta, along with member-only rewards and benefits.

Read More