AARP® Credit Card From Chase – Everyday Rewards


With the AARP® Credit Card from Chase, $0.10 will be donated to the AARP Foundation in support of the Drive To End Hunger every time you use your card. You do not need to be an AARP member to qualify for this card.

It offers unlimited 3% cash back rewards at restaurants and gas stations, and 1% cash back on all other purchases. Cardholders can earn a $100 cash back introductory bonus by spending $500 in the first 3 months after account opening.

This card has no annual fee.

Card Quick Facts

Card Quick Facts

  • Earn 3% cash back at restaurants and gas stations
  • Earn 1% cash back on all other purchases
  • $100 cash back after spending $500 within 3 months of opening account
  • There is no limit to the amount of rewards you can earn
  • Rewards never expire

Manage My Card

Want to pay a bill or check your balance?

Card Details

Rewards

Rewards

  • 3% cash back at:
    • Restaurants
    • Gas Stations
  • 1% cash back on all other purchases
  • There is no limit to the amount of rewards you can earn
  • Rewards never expire

Introductory Bonus

  • $100 cash back when you spend $500 in the first 3 months
Card Stats

Card Stats

Annual Fee $0
Additional Cards Annual Fee -
Regular Purchase APR 18.24–24.99% Variable
Intro Purchase APR -
Foreign Transaction Fee 3%
Chip Technology Chip-and-Signature
Minimum Credit Limit -
Maximum Credit Limit -
Free Credit Score No
Penalty APR None
Late Fee Up to $35
Returned Payment Fee Up to $35
Balance Transfers

Balance Transfers

Intro Balance Transfer APR -
Regular Balance Transfer APR 18.24–24.99% Variable
Balance Transfer Fee 3%, $5 minimum
Cash Advances

Cash Advances

Cash Advance APR 26.99% Variable
Cash Advance Fee 5%, $10 minimum

Card Benefits

Check your card’s Guide to Benefits to learn the specific benefits your card offers and how to access them.

  • Zero Liability Protection 

    Cardholders aren’t held responsible for unauthorized transactions.

  • Emergency Card Replacement

    Within 24 hours in the U.S. and Canada if your card is ever lost or stolen.

  • Fraud Alerts

    You’ll be alerted by text message or email if suspicious or fraudulent activity is discovered on your account.

  • Purchase Protection

    Purchases are covered for 120 days against theft or damage, up to $500 per claim and $50,000 per account.

  • Return Protection

    If a merchant won’t take back an item, reimbursement will be provided to refund eligible items, up to $250 per item; limited to $1,000 a year per account.

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