- Annual Fee $0
- Regular APR 16.49% *Variable
- Earn 3% cash back on restaurants and gas stations
- Earn 1% cash back on all other purchases
- There is no limit to the amount of rewards you can earn
- Rewards never expire
- Signup Bonus $100 cash back when you spend $500 in the first 3 months
- Chip Technology Chip-and-Signature
- Foreign Transaction Fee 3%
- Intro APR 0% for 12 months
- Balance Transfer APR 16.49% *Variable
- Cash Advance APR 25.24% *Variable
- Penalty APR See Terms
- Late Fee Up to $35
- Returned Payment Fee Up to $35
Check your card's Guide to Benefits to learn the specific benefits your card offers and how to access them. Learn more about credit card benefits here.
- Emergency Card Replacement
- Zero Liability Protection: Cardholders aren’t held responsible for unauthorized transactions.
- Purchase Protection: Purchases are covered for 120 days against theft or damage, up to $500 per claim and $50,000 per account.
- Return Protection: If a merchant won’t take back an item, reimbursement will be provided to refund eligible items, up to $250 per item; limited to $1,000 a year per account.
Visa Signature Benefits
- This card comes with Visa Signature benefits. You will be provided with a list of benefits available to you once you get approved for your card.