Skip to content

Advertiser Disclosure

Credit Card Insider is an independent, advertising supported website. Credit Card Insider receives compensation from some credit card issuers as advertisers. Advertiser relationships do not affect card ratings or our Editor’s Best Card Picks. Credit Card Insider has not reviewed all available credit card offers in the marketplace. Content is not provided or commissioned by any credit card issuers. Reasonable efforts are made to maintain accurate information, though all credit card information is presented without warranty. When you click on any ‘Apply Now’ button, the most up-to-date terms and conditions, rates, and fee information will be presented by the issuer. Credit Card Insider has partnered with CardRatings for our coverage of credit card products. Credit Card Insider and CardRatings may receive a commission from card issuers. A list of these issuers can be found on our Editorial Guidelines.

Chase Credit Cards

2 min read
John Ganotis By John Ganotis Sep 24, 2019 | Updated May 04, 2020

There’s a wide variety of Chase credit cards, mostly designed for people with great credit history and credit scores.

Chase also offers several business credit cards for small business owners under the Chase Ink Business brand.

For Travel Rewards

These cards do not have foreign transaction fees, which should be expected on travel credit cards with an annual fee. They’re part of the Chase Ultimate Rewards program. Ultimate Rewards points are most valuable when you redeem for travel purchases through the Ultimate Rewards portal or a point transfer to a partner travel program, like a hotel loyalty program.

Each card has an opportunity to earn bonus points for spending a certain amount within the first few months of account opening. These credit cards even offer primary car rental insurance, a valuable perk that could help keep your insurance payments low.

Chase Sapphire Preferred® Card

Chase Sapphire Preferred® Card

Our rating
Min. credit levelGood
Details
Annual Fee$95
Regular APR15.99% - 22.99% Variable
Apply Now

securely on the issuer's website

  • Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That’s $750 toward travel when you redeem through Chase Ultimate Rewards®
  • 2X points on travel and dining at restaurants worldwide & 1 point per dollar spent on all other purchases.
  • Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Ultimate Rewards. For example, 60,000 points are worth $750 toward travel
  • Get unlimited deliveries with a $0 delivery fee and reduced service fees on orders over $12 for a minimum of one year on qualifying food purchases with DashPass, DoorDash’s subscription service. Activate by 12/31/21.
  • Earn 5X points on Lyft rides through March 2022. That’s 3X points in addition to the 2X points you already earn on travel.

This popular metal travel card earns 2 Ultimate Rewards points per dollar spent on restaurant and travel purchases. You’ll also get a few solid benefits, primarily travel and shopping protections.

Chase Sapphire Reserve®

Chase Sapphire Reserve®

Our rating
Min. credit levelExcellent
Details
Annual Fee$550
Regular APR16.99%-23.99% Variable

The Chase Sapphire Reserve is one of the best Chase credit cards, offering cardholders perks like an annual travel credit, a fee credit towards a Global Entry or TSA Pre✓ application, and many other benefits. Cardmembers will also enjoy a complimentary Priority Pass Select membership.

For Cash Back Rewards

Chase offers two rewards credit cards that earn cash back with no annual fee. Each of these Chase cards also comes with an intro APR for the first year, which can be used for balance transfers or to pay off purchases over time. After that you’ll get a regular variable APR.

Chase Freedom®

Chase Freedom®

Our rating
Min. credit levelGood
Details
Annual Fee$0
Regular APR14.99% - 23.74% Variable
Apply Now

securely on the issuer's website

  • $150 cash bonus after spending $500 on purchases in the first 3 months after account opening
  • Earn 5% cash back on up to $1,500 in combined purchases in bonus categories each quarter you activate. Enjoy new 5% categories each quarter!
  • Unlimited 1% cash back on all other purchases – it’s automatic
  • 0% Intro APR for 15 months from account opening on purchases, then a variable APR of 14.99% - 23.74% Variable
  • No annual fee
  • Cash Back rewards do not expire as long as your account is open and there is no minimum to redeem for cash back.
  • Free credit score, updated weekly with Credit Journey℠

The Chase Freedom offers cardholders 5% back for eligible card purchases on bonus categories that rotate every quarter. Recent bonus categories have included grocery stores, gas stations, department stores, and wholesale clubs.

Chase Freedom Unlimited®

Chase Freedom Unlimited®

Our rating
Min. credit levelGood
Details
Annual Fee$0
Regular APR14.99 - 23.74% Variable

The Chase Freedom Unlimited earns 5% cash back on Lyft rides and 1.5% back for all other purchases.

For Students

Chase only has one student card. It’s pretty simple but not a bad offering overall, with some cash back rewards and the opportunity to easily increase your credit limit.

Chase Freedom Student

Chase Freedom Student

Our rating
Min. credit levelLimited Credit History
Details
Annual Fee$0
Regular APR16.49% Variable
  • 5% cash back on Lyft rides (through March 2022)
  • Unlimited 1% cash back on all other purchases
  • $50 bonus after first purchase within 3 months of account opening
  • Must be a student to apply
  • Must apply in person at a Chase branch
  • Automatic credit limit increase after 5 on-time payments within 10 months of account opening
  • Points do not expire
  • No annual fee

Co-Branded Hotel & Airline Cards

Chase offers several airline and hotel rewards cards with partner brands to help cardmembers earn travel rewards on purchases like airfare and hotel stays.

British Airways

British Airways Visa Signature® Card

British Airways Visa Signature® Card

Our rating
Min. credit levelGood
Details
Annual Fee$95
Regular APR15.99% - 22.99% Variable

Hyatt

The World Of Hyatt Credit Card

The World Of Hyatt Credit Card

Our rating
Min. credit levelGood
Details
Annual Fee$95
Regular APR15.99% - 22.99% Variable

Marriott

Marriott Bonvoy Boundless™ Credit Card

Marriott Bonvoy Boundless™ Credit Card

Our rating
Min. credit levelGood
Details
Annual Fee$95
Regular APR15.99% - 22.99% Variable
Marriott Bonvoy Bold™ Credit Card

Marriott Bonvoy Bold™ Credit Card

Our rating
Min. credit levelGood
Details
Annual Fee$0
Regular APR15.99% - 22.99% Variable

Southwest Airlines

Southwest Rapid Rewards® Priority Credit Card

Southwest Rapid Rewards® Priority Credit Card

Our rating
Min. credit levelGood
Details
Annual Fee$149
Regular APR15.99% - 22.99% Variable
Southwest Rapid Rewards® Premier Credit Card

Southwest Rapid Rewards® Premier Credit Card

Our rating
Min. credit levelGood
Details
Annual Fee$99
Regular APR15.99% - 22.99% Variable
Apply Now

securely on the issuer's website

  • Earn 40,000 points after you spend $1,000 on purchases in the first 3 months your account is open.
  • 6,000 bonus points after your Cardmember anniversary.
  • 2 points per $1 spent on Southwest® purchases and Rapid Rewards® hotel and car rental partner purchases.
  • 1 point per $1 spent on all other purchases.
  • No foreign transaction fees.
  • No blackout dates or seat restrictions.
  • Redeem your points for flights, hotel stays, gift cards, access to events, and more.
Southwest Rapid Rewards® Plus Credit Card

Southwest Rapid Rewards® Plus Credit Card

Our rating
Min. credit levelGood
Details
Annual Fee$69
Regular APR15.99% - 22.99% Variable

United Airlines

United℠ Explorer Card

United℠ Explorer Card

Our rating
Min. credit levelGood
Details
Annual Fee$0 introductory annual fee for the first year, then $95.
Regular APR16.49% to 23.49% Variable
United Club℠ Infinite Card

United Club℠ Infinite Card

Our rating
Min. credit levelGood
Details
Annual Fee$0 intro annual fee, then $525
Regular APR16.49% - 23.49% Variable

Chase Credit Card Features

Benefits

Chase offers a set of features that come standard with their credit cards, including:

  • Chase Credit Journey: Chase offers free credit scores to help you keep tabs on your credit. View your VantageScore 3.0, based on your TransUnion credit report, and see data from that report.
  • Referral Bonuses: Some cards offer bonus rewards for referring friends who successfully apply for Chase cards.
  • Zero Liability Protection: You won’t be held responsible for unauthorized charges.
  • Fraud Alerts: Sign up to get notified of any possibly fraudulent card activity.
  • Fraud Protection: Real-time fraud monitoring software to help protect your account.

Credit Card Insider receives compensation from advertisers whose products may be mentioned on this page. Advertiser relationships do not affect card evaluations. Advertising partners do not edit or endorse our editorial content. Content is accurate to the best of our knowledge when it's published. Learn more in our Editorial Guidelines.

Do you have a correction, tip, or suggestion for a new post? Contact us here.

The responses below are not provided or commissioned by bank advertisers. Responses have not been reviewed, approved or otherwise endorsed by bank advertisers. It is not the bank advertisers' responsibility to ensure all posts are accurate and/or questions are answered.