Chase Credit Cards
John Ganotis
Updated Jun 05, 2018
There’s a wide variety of Chase credit cards, mostly designed for people with great credit history and credit scores.
Chase also offers three business credit cards for small business owners under the Chase Ink Business brand.
For Travel Rewards
These cards do not have foreign transaction fees, which should be expected on travel credit cards with an annual fee. These cards earn Chase Ultimate Rewards points. They’re typically most valuable when you redeem points for travel purchases through Chase’s Ultimate Rewards portal or a point transfer to a partner travel program, like hotel loyalty programs. Each card has an opportunity to earn bonus points for spending a certain amount on the card within the first few months of account opening.
Chase Sapphire Preferred
This popular metal travel card earns 2 Ultimate Rewards points per dollar spent on restaurant and travel purchases.
Chase Sapphire Preferred Card
For People with
Good Credit
- Annual Fee: $95 - Waived first year
- Interest Rate: 17.49–24.49% Variable
Quick Card Facts
- Earn 50,000 bonus points when you spend $4,000 on purchases in the first 3 months from account opening. That's $625 in travel when you redeem through Chase Ultimate Rewards
- Earn 5,000 bonus points after you add the first authorized user and make a purchase in the first 3 months from account opening
- 2X points on travel and dining at restaurants & 1 point per dollar spent on all other purchases
- No foreign transaction fees, plus chip-enabled for enhanced security and wider acceptance
- 1:1 point transfer to leading frequent travel programs at full value - that means 1,000 Chase Ultimate Rewards points equal 1,000 partner miles/points
- Premium Travel and Purchase Protection Benefits, including Trip Cancellation/Trip Interruption Insurance, Auto Rental Collision Damage Waiver, Purchase Protection and more
- 24/7 direct access to dedicated customer service specialists
- Introductory Annual Fee of $0 the first year, then $95
The information for Chase Sapphire Preferred Card has been collected independently by Credit Card Insider. The card details on this page have not been reviewed or provided by the card issuer.
Chase Sapphire Reserve
This higher-end Sapphire card comes with a big travel credit, access to airport lounges, a credit for a Global Entry or TSA Pre✓ application, and many other benefits.
Chase Sapphire Reserve Card
For People with
Excellent Credit
- Annual Fee: $450
- Interest Rate: 17.49%–24.49% Variable
Quick Card Facts
- 3X points on travel and dining worldwide
- 50,000 points for spending $4,000 in 3 months
- 1:1 point transfer to airline and hotel loyalty programs
- $300 annual credit for travel expenses
- $100 Global Entry and TSA PreCheck application credit
- Visa Infinite Concierge
- Priority Pass Select Membership
- Luxury Hotels and Resorts Collection
- Travel and Shopping protections
- $450 annual fee
- 17.24–24.24% APR Variable
The information for Chase Sapphire Reserve Card has been collected independently by Credit Card Insider. The card details on this page have not been reviewed or provided by the card issuer.
For Cash Back Rewards
Chase offers two rewards credit cards that earn cash back with no annual fee. One has bonus categories that rotate every quarter, while the other earns cash back at a flat rate for all purchases. Each also comes with an intro APR, which can be used for balance transfers or to pay off purchases over time.
Chase Freedom
Chase Freedom
For People with
Good Credit
- Annual Fee: $0
- Interest Rate: 16.49%–25.24% Variable
Quick Card Facts
- Earn a $150 Bonus after you spend $500 on purchases in your first 3 months from account opening
- Earn 5% cash back on up to $1,500 in combined purchases in bonus categories each quarter you activate
- Enjoy new 5% categories each quarter
- Unlimited 1% cash back on all other purchases - it's automatic
- 0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 16.49-25.24%. Balance transfer fee is 5% of the amount transferred, $5 minimum
- Cash Back rewards do not expire as long as your account is open and there is no minimum to redeem for cash back.
- Free credit score, updated weekly with Credit Journey(SM)
- No annual fee
The information for Chase Freedom has been collected independently by Credit Card Insider. The card details on this page have not been reviewed or provided by the card issuer.
Chase Freedom Unlimited
Chase Freedom Unlimited
For People with
Good Credit
- Annual Fee: $0
- Interest Rate: 16.49%–25.24% Variable
Quick Card Facts
- Unlimited 1.5% cash back on every purchase - it's automatic
- Earn a $150 Bonus after you spend $500 on purchases in your first 3 months from account opening
- 0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 16.49-25.24%. Balance transfer fee is 5% of the amount transferred, $5 minimum
- No minimum to redeem for cash back
- Cash Back rewards do not expire as long as your account is open
- Free credit score, updated weekly with Credit Journey(SM)
- No annual fee
The information for Chase Freedom Unlimited has been collected independently by Credit Card Insider. The card details on this page have not been reviewed or provided by the card issuer.
For Balance Transfers
Rather than earning rewards, the main purpose of the Chase Slate card is the 0% introductory APR, which can be used for balance transfers. Depending on your credit history and other factors, this card may even be available with no balance transfer fee.
Chase Slate
Chase Slate
For People with
Good Credit
- Annual Fee: $0
- Interest Rate: 16.49%–25.24% Variable
Quick Card Facts
- $0 Intro balance transfer fee for the first 60 days your account is open. After that, the fee for future transactions is 5% of the amount transferred with a minimum of $5.
- 0% Intro APR for 15 months on purchases and balance transfers. After that, 16.49% - 25.24% variable APR.
- See monthly updates to your FICO® Score and the reasons behind your score for free
- No Penalty APR - Paying late won't raise your interest rate (APR). All other account pricing and terms apply
- $0 Annual Fee
The information for Chase Slate has been collected independently by Credit Card Insider. The card details on this page have not been reviewed or provided by the card issuer.
Co-Branded Hotel & Airline Cards
Chase offers several airline and hotel rewards cards with partner brands.
British Airways
British Airways Visa Signature Card
For People with
Good Credit
- Annual Fee: $95
- Interest Rate: 17.49%–24.49% Variable
Quick Card Facts
- You will get 50,000 bonus points after you make $2,000 in purchases within the first 3 months of account opening.
- $0 Intro Annual Fee The First Year, Then $95.
- Every calendar year you make $30,000 in purchases on your British Airways Visa card, you’ll earn a Travel Together Ticket good for two years.
- In addition to the bonus Avios, you will also get 3 points for every $1 spent on British Airways purchases and 1 point for every $1 spent on all other purchases.
- Pay no foreign transaction fees when you travel abroad.
- Smart Chip Technology allows you to use your card for chip based purchases in Europe & beyond, while still giving you the ability to use your card as you do today at home.
The information for British Airways Visa Signature Card has been collected independently by Credit Card Insider. The card details on this page have not been reviewed or provided by the card issuer.
Hyatt
Hyatt Credit Card
For People with
Good Credit
- Annual Fee: $75
- Interest Rate: 17.49%–24.49% Variable
Quick Card Facts
- Begin with 40,000 bonus points after spending $2,000 in the first 3 months from account opening with the Hyatt Credit Card
- Receive 1 Free Night each year on your anniversary in any Category 1–4 property
- No foreign transaction fees and Smart Chip protection on international purchases
- 3 Hyatt Gold Passport points for every $1 spent with your Hyatt Card at all Hyatt properties
- 2 Hyatt Gold Passport points for every $1 spent at restaurants, on airline tickets purchased directly with the airline and at car rental agencies
- 1 Hyatt Gold Passport point for every $1 spent on purchases elsewhere
- There are no limits to the points you can earn
The information for Hyatt Credit Card has been collected independently by Credit Card Insider. The card details on this page have not been reviewed or provided by the card issuer.
Marriott
Marriott Rewards Premier Credit Card
For People with
Good Credit
- Annual Fee: $85
- Interest Rate: 17.49%–24.49% Variable
Quick Card Facts
- Limited Time! Earn 80,000 Bonus Points after you spend $3,000 on purchases in the first 3 months from account opening
- Enjoy 1 Free Night Stay at a Category 1-5 location every year after your account anniversary date!
- For every $1 spent, earn 5 points at 3,800 Marriott locations, 2 points on airline ticket purchases directly with airlines, at car rental agencies & restaurants and 1 point everywhere else
- The fastest way to earn Marriott Rewards points towards free nights
- No limit to how many points you can earn
- Pay no foreign transaction fees and enjoy wider acceptance when you travel with your embedded chip card and you make purchases at chip-enabled card readers
- All for an $85 Annual Fee
The information for Marriott Rewards Premier Credit Card has been collected independently by Credit Card Insider. The card details on this page have not been reviewed or provided by the card issuer.
Ritz-Carlton Rewards Credit Card
For People with
Good Credit
- Annual Fee: $395
- Interest Rate: 16.24% - 23.24% *Variable
Quick Card Facts
- Earn 5 points for every $1 spent at Ritz-Carlton Hotels and partner hotels, including JW Marriott®, EDITION®, Autograph Collection® Hotels, Renaissance® Hotels and Marriott Hotels & Resorts®.
- Earn 2 points for every $1 spent on airline tickets purchased directly with the airline, and at car rental agencies and restaurants.
- Earn 1 point for every $1 spent on all other purchases
- 10% Annual Points Premium on Ritz-Carlton Rewards points
The information for Ritz-Carlton Rewards Credit Card has been collected independently by Credit Card Insider. The card details on this page have not been reviewed or provided by the card issuer.
Southwest
Southwest Airlines Rapid Rewards Plus Card
For People with
Good Credit
- Annual Fee: $69
- Interest Rate: 16.24% - 23.24% *Variable
Quick Card Facts
- 2 points are awarded for every $1 spent on eligible purchases from Southwest Airlines, Southwest Rapid Rewards Hotel and Car Rental Partners
- 1 point is awarded for every $1 spent on all other purchases
- 3,000 points are awarded after your cardmember anniversary
- Points count towards Companion Pass status, which you'll need 110,000 points to qualify for. Companion Pass lets you choose one person to fly with you at anytime for a year.
- Points never expire
The information for Southwest Airlines Rapid Rewards Plus Card has been collected independently by Credit Card Insider. The card details on this page have not been reviewed or provided by the card issuer.
Southwest Airlines Rapid Rewards Premier Card
For People with
Good Credit
- Annual Fee: $99
- Interest Rate: 16.24% - 23.24% *Variable
Quick Card Facts
- 2 points for every $1 spent on eligible purchases from Southwest Airlines, Southwest Rapid Rewards Hotel and Car Rental Partners. View the details here »
- 1 point for every $1 spent on all other purchases
- 6,000 points are awarded after your cardmember anniversary
- Points count towards Companion Pass status, which you’ll need 110,000 points to qualify for. Companion Pass lets you choose one person to fly with you at anytime for a year
- 15K Balance Transfer Bonus: Earn 1 point for every $1 in balance transfers, up to 15,000 points, in the first 90 days of account opening
- 15K Tier-Qualifying Points Every Year: Earn 1,500 Tier-Qualifying Points for every $10,000 made in purchases, up to 15,000 Tier-Qualifying Points each calendar year
- A-List Status: Benefits include priority boarding privileges, a 25% earning bonus, priority check-in and security lane access, standy priority, and a dedicated A-list member phone. To get this you'll need to earn 25 qualifying one-way flights or 35,000 tier-qualifying points in a calendar year. More information can be found here »
- Redeem points for travel benefits and getaways. International flights to over 800 destinations on 50+ global carriers, overnight stays at over 70,000 hotels worldwide, car rentals from major brands, amazing getaways, and gift cards from select retailers
- Points never expire
The information for Southwest Airlines Rapid Rewards Premier Card has been collected independently by Credit Card Insider. The card details on this page have not been reviewed or provided by the card issuer.
United
United MileagePlus® Explorer Card
For People with
Good Credit
- Annual Fee: $95 (waived the first year)
- Interest Rate: 17.49%–24.49% Variable
Quick Card Facts
- Start with 40,000 bonus miles after you spend $2,000 on purchases in the first 3 months
- Check your first bag for free, for you and a companion – save up to $100 per roundtrip
- Enjoy priority boarding privileges and visit the United Club with two one-time-use passes every year
- 25% discount on in-flight purchases on United flights
- Up to $100 statement credit for the application fee for Global Entry or TSA Pre✓
- No foreign transaction fees
- Earn 2X miles on tickets purchased from United, and 1X mile per $1 on all other purchases
- Use your miles for any seat, any time, on any United flight
- $0 intro annual fee for the first year, then $95
The information for United MileagePlus® Explorer Card has been collected independently by Credit Card Insider. The card details on this page have not been reviewed or provided by the card issuer.
United MileagePlus Club Card
For People with
Good Credit
- Annual Fee: $450
- Interest Rate: 16.24% - 23.24% *Variable
Quick Card Facts
- Earn 2 miles for every $1 spent on United Airlines purchases
- Earn 1.5 miles for every $1 spent on all other purchases
- Miles never expire
The information for United MileagePlus Club Card has been collected independently by Credit Card Insider. The card details on this page have not been reviewed or provided by the card issuer.
Chase Credit Card Features
Benefits
Chase offers a set of features that come standard with their credit cards, including:
- Chase Credit Journey: Keep tabs on your VantageScore 3.0, based on your TransUnion credit report, and see data from your TransUnion report.
- Referral Bonuses: Some cards offer bonus rewards for referring friends who successfully apply for Chase cards.
- Zero Liability Protection: You won’t be held responsible for unauthorized charges.
- Fraud Alerts: Sign up to get notified of any possibly fraudulent card activity.
- Fraud Protection: Real-time fraud monitoring software to help protect your account.
