Chase Credit Cards

John Ganotis

John Ganotis

Updated Nov 07, 2018

There’s a wide variety of Chase credit cards, mostly designed for people with great credit history and credit scores.

Chase also offers three business credit cards for small business owners under the Chase Ink Business brand.

For Travel Rewards

These cards do not have foreign transaction fees, which should be expected on travel credit cards with an annual fee. These cards earn Chase Ultimate Rewards points. They’re typically most valuable when you redeem points for travel purchases through Chase’s Ultimate Rewards portal or a point transfer to a partner travel program, like hotel loyalty programs. Each card has an opportunity to earn bonus points for spending a certain amount on the card within the first few months of account opening.

Chase Sapphire Preferred

This popular metal travel card earns 2 Ultimate Rewards points per dollar spent on restaurant and travel purchases.

Chase Sapphire Preferred Card
Apply Now

Chase Sapphire Preferred Card

For People with
Excellent Credit

  • Annual Fee: $95, $0 first year
  • Interest Rate: 17.74%–24.74% Variable
Quick Card Facts
  • Earn 50,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $625 toward travel when you redeem through Chase Ultimate Rewards®
  • Chase Sapphire Preferred® named a 'Best Travel Credit Card' by MONEY® Magazine, 2016-2017
  • 2X points on travel and dining at restaurants worldwide & 1 point per dollar spent on all other purchases.
  • No foreign transaction fees
  • 1:1 point transfer to leading airline and hotel loyalty programs
  • Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Ultimate Rewards. For example, 50,000 points are worth $625 toward travel
  • No blackout dates or travel restrictions - as long as there's a seat on the flight, you can book it through Chase Ultimate Rewards

The information for Chase Sapphire Preferred Card has been collected independently by Credit Card Insider. The card details on this page have not been reviewed or provided by the card issuer.

Chase Sapphire Reserve

This higher-end Sapphire card comes with a big travel credit, access to airport lounges, a credit for a Global Entry or TSA Pre✓ application, and many other benefits.

Chase Sapphire Reserve
Apply Now

Chase Sapphire Reserve

For People with
Excellent Credit

  • Annual Fee: $450
  • Interest Rate: 17.74%–24.74% Variable
Quick Card Facts
  • 3X points on travel and dining worldwide
  • 50,000 points for spending $4,000 in 3 months
  • 1:1 point transfer to airline and hotel loyalty programs
  • $300 annual credit for travel expenses
  • $100 Global Entry and TSA PreCheck application credit
  • Visa Infinite Concierge
  • Priority Pass Select Membership
  • Luxury Hotels and Resorts Collection
  • Travel and Shopping protections
  • $450 annual fee
  • 17.74%–24.74% Variable APR

The information for Chase Sapphire Reserve has been collected independently by Credit Card Insider. The card details on this page have not been reviewed or provided by the card issuer.

For Cash Back Rewards

Chase offers two rewards credit cards that earn cash back with no annual fee. One has bonus categories that rotate every quarter, while the other earns cash back at a flat rate for all purchases. Each also comes with an intro APR, which can be used for balance transfers or to pay off purchases over time.

Chase Freedom

Chase Freedom
Apply Now

Chase Freedom

For People with
Good Credit

  • Annual Fee: $0
  • Interest Rate: 16.99%–25.74% Variable
Quick Card Facts
  • Earn a $150 Bonus after you spend $500 on purchases in your first 3 months from account opening
  • Earn 5% cash back on up to $1,500 in combined purchases in bonus categories each quarter you activate
  • Enjoy new 5% categories each quarter
  • Unlimited 1% cash back on all other purchases - it's automatic
  • 0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 16.99%–25.74%. Balance transfer fee is 5% of the amount transferred, $5 minimum
  • Cash Back rewards do not expire as long as your account is open and there is no minimum to redeem for cash back.
  • Free credit score, updated weekly with Credit Journey(SM)
  • No annual fee

The information for Chase Freedom has been collected independently by Credit Card Insider. The card details on this page have not been reviewed or provided by the card issuer.

Chase Freedom Unlimited

Chase Freedom Unlimited
Apply Now

Chase Freedom Unlimited

For People with
Good Credit

  • Annual Fee: $0
  • Interest Rate: 16.99%–25.74% Variable
Quick Card Facts
  • Unlimited 1.5% cash back on every purchase - it's automatic
  • Earn a $150 Bonus after you spend $500 on purchases in your first 3 months from account opening
  • 0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 16.99%–25.74%. Balance transfer fee is 5% of the amount transferred, $5 minimum
  • No minimum to redeem for cash back
  • Cash Back rewards do not expire as long as your account is open
  • Free credit score, updated weekly with Credit Journey(SM)
  • No annual fee

The information for Chase Freedom Unlimited has been collected independently by Credit Card Insider. The card details on this page have not been reviewed or provided by the card issuer.

For Balance Transfers

Rather than earning rewards, the main purpose of the Chase Slate card is the 0% introductory APR, which can be used for balance transfers. Depending on your credit history and other factors, this card may even be available with no balance transfer fee.

Chase Slate

Chase Slate
Apply Now

Chase Slate

For People with
Good Credit

  • Annual Fee: $0
  • Interest Rate: 16.99%–25.74% Variable
Quick Card Facts
  • $0 Intro balance transfer fee for the first 60 days your account is open. After that, the fee for future transactions is 5% of the amount transferred with a minimum of $5.
  • 0% Intro APR for 15 months on purchases and balance transfers. After that, 16.99% — 25.74% variable APR.
  • See monthly updates to your FICO® Score and the reasons behind your score for free
  • No Penalty APR - Paying late won't raise your interest rate (APR). All other account pricing and terms apply
  • $0 Annual Fee

The information for Chase Slate has been collected independently by Credit Card Insider. The card details on this page have not been reviewed or provided by the card issuer.

Co-Branded Hotel & Airline Cards

Chase offers several airline and hotel rewards cards with partner brands.

British Airways

British Airways Visa Signature Card
Apply Now

British Airways Visa Signature Card

For People with
Good Credit

  • Annual Fee: $95
  • Interest Rate: 17.74%–24.74% Variable
Quick Card Facts
  • 3X Avios for every $1 spent on British Airways purchases
  • 50,000 bonus Avios for spending $3,000 in the first 3 months
  • 25,000 bonus Avios for spending a total of $10,000 in the first year; 25,000 bonus Avios for spending a total of $20,000 in the first year
  • Automatic enrollment in the British Airways Executive Club programme
  • Earn a Travel Together Ticket for each year that you spend $30,000 or more
  • No foreign transaction fees
  • $95 annual fee

The information for British Airways Visa Signature Card has been collected independently by Credit Card Insider. The card details on this page have not been reviewed or provided by the card issuer.

Hyatt

The World of Hyatt Credit Card
Apply Now

The World of Hyatt Credit Card

For People with
Good Credit

  • Annual Fee: $95
  • Interest Rate: 17.99%–24.99% Variable
Quick Card Facts
  • 9X points per $1 spent on eligible net purchases at participating Hyatt hotels and resorts
  • 2X points per $1 spent on restaurants, airline tickets purchased directly from the airline, local transit/commuting, fitness clubs and gym memberships
  • 40,000 bonus points for spending $3,000 on purchases within the first 3 months of account opening.
  • An additional 20,000 bonus points after you spend $6,000 total on purchases within the first 6 months of account opening
  • One free night at any Category 1–4 Hyatt hotel or resort every year after your cardmember anniversary
  • Another free night after spending $15,000 in an anniversary year
  • Automatic World of Hyatt Discoverist status
  • No foreign transaction fees
  • $95 annual fee

The information for The World of Hyatt Credit Card has been collected independently by Credit Card Insider. The card details on this page have not been reviewed or provided by the card issuer.

Marriott

Marriott Rewards Premier Plus Credit Card
Apply Now

Marriott Rewards Premier Plus Credit Card

For People with
Excellent Credit

  • Annual Fee: $95
  • Interest Rate: 17.74%–24.74% Variable
Quick Card Facts
  • Earn 75,000 bonus points for spending $3,000 on purchases in the first 3 months from account opening
  • 6X points per dollar spent at Marriott, SPG, and Ritz-Carlton locations worldwide
  • 2X points per dollar spent on all other purchases
  • Enjoy an annual Free Night Stay after your account anniversary at a property with a redemption level up to 35,000 points
  • Automatic Silver Elite Status
  • Earn Gold Elite Status by spending $35,000 with the card per year
  • Get 15 Elite Night Credits every calendar year (starting in 2019)
  • No limit to how many points you can earn
  • No foreign transaction fees
  • $95 annual fee

The information for Marriott Rewards Premier Plus Credit Card has been collected independently by Credit Card Insider. The card details on this page have not been reviewed or provided by the card issuer.

Ritz-Carlton Rewards Credit Card

For People with
Good Credit

  • Annual Fee: $395
  • Interest Rate: 16.24% - 23.24% *Variable
Quick Card Facts
  • Earn 5 points for every $1 spent at Ritz-Carlton Hotels and partner hotels, including JW Marriott®, EDITION®, Autograph Collection® Hotels, Renaissance® Hotels and Marriott Hotels & Resorts®.
  • Earn 2 points for every $1 spent on airline tickets purchased directly with the airline, and at car rental agencies and restaurants.
  • Earn 1 point for every $1 spent on all other purchases
  • 10% Annual Points Premium on Ritz-Carlton Rewards points

The information for Ritz-Carlton Rewards Credit Card has been collected independently by Credit Card Insider. The card details on this page have not been reviewed or provided by the card issuer.

Southwest

Southwest Rapid Rewards® Plus Credit Card
Apply Now

Southwest Rapid Rewards® Plus Credit Card

For People with
Good Credit

  • Annual Fee: $69
  • Interest Rate: 17.74%–24.74% Variable
Quick Card Facts
  • 2X points for every $1 spent on eligible purchases from Southwest Airlines and Rapid Rewards Hotel and Car Rental Partners
  • 1X point for every $1 spent on all other purchases
  • 40,000 bonus points for spending $1,000 in the first 3 months after account opening
  • 3,000 points awarded after your cardmember anniversary
  • Points never expire
  • First and second checked bags fly free
  • No foreign transaction fees
  • $69 annual fee

The information for Southwest Rapid Rewards® Plus Credit Card has been collected independently by Credit Card Insider. The card details on this page have not been reviewed or provided by the card issuer.

Southwest Rapid Rewards® Premier Credit Card
Apply Now

Southwest Rapid Rewards® Premier Credit Card

For People with
Good Credit

  • Annual Fee: $99
  • Interest Rate: 17.74%–24.74% Variable
Quick Card Facts
  • 2X points for every $1 spent on eligible purchases from Southwest Airlines, and Rapid Rewards Hotel and Car Rental Partners.
  • 1X point for every $1 spent on all other purchases.
  • 40,000 bonus points after spending $1,000 in the first 3 months after account opening.
  • 6,000 points are awarded after your cardmember anniversary.
  • First and second checked bags fly free.
  • Earn 1,500 Tier-Qualifying Points for every $10,000 made in purchases, up to 15,000 Tier-Qualifying Points each calendar year.
  • A-List Status by flying 25 qualifying one-way flights or earning 35,000 tier-qualifying points in a calendar year.
  • Redeem points for flights, hotel stays, car rentals, vacation getaways, gift cards, travel benefits, and more.
  • Points never expire.
  • No foreign transaction fees.
  • $99 annual fee.

The information for Southwest Rapid Rewards® Premier Credit Card has been collected independently by Credit Card Insider. The card details on this page have not been reviewed or provided by the card issuer.

United

United Explorer Card
Apply Now

United Explorer Card

For People with
Good Credit

  • Annual Fee: $95, $0 first year
  • Interest Rate: 17.74%–24.74% Variable
Quick Card Facts
  • Earn 2X miles on tickets purchased from United, and 1X mile per $1 on all other purchases
  • Start with 40,000 bonus miles after you spend $2,000 on purchases in the first 3 months
  • Check your first bag for free, for you and a companion – save up to $100 per roundtrip
  • Enjoy priority boarding privileges and visit the United Club with two one-time-use passes every year
  • 25% discount on in-flight purchases on United flights
  • Up to $100 statement credit for the application fee for Global Entry or TSA Pre✓
  • No foreign transaction fees
  • Use your miles for any seat, any time, on any United flight
  • $0 intro annual fee for the first year, then $95

The information for United Explorer Card has been collected independently by Credit Card Insider. The card details on this page have not been reviewed or provided by the card issuer.

United MileagePlus® Club Card
Apply Now

United MileagePlus® Club Card

For People with
Good Credit

  • Annual Fee: $450
  • Interest Rate: 17.74%–24.74% Variable
Quick Card Facts
  • 2X miles for every $1 spent on United Airlines purchases
  • 1.5X miles for every $1 spent on all other purchases
  • 50,000 bonus miles for spending $3,000 on purchases in the first 3 months
  • Miles never expire
  • United Club membership, with free access for you and two guests
  • Free first and second checked bags, for you and one traveling companion
  • Premier Access travel services
  • Chase Luxury Hotel & Resort Collection
  • World of Hyatt Discoverist status
  • No foreign transaction fees
  • $450 annual fee

The information for United MileagePlus® Club Card has been collected independently by Credit Card Insider. The card details on this page have not been reviewed or provided by the card issuer.

Chase Credit Card Features

Benefits

Chase offers a set of features that come standard with their credit cards, including:

  • Chase Credit Journey: Keep tabs on your VantageScore 3.0, based on your TransUnion credit report, and see data from your TransUnion report.
  • Referral Bonuses: Some cards offer bonus rewards for referring friends who successfully apply for Chase cards.
  • Zero Liability Protection: You won’t be held responsible for unauthorized charges.
  • Fraud Alerts: Sign up to get notified of any possibly fraudulent card activity.
  • Fraud Protection: Real-time fraud monitoring software to help protect your account.
Was this helpful?

The Insider

Susan Shain
How Credit Cards With Car Rental Insurance Could Save You Big Bucks
Susan Shain | Nov 10, 2018

Looking for credit cards with car rental insurance? This post explains the different options and terms — and selects four cards with the best coverage.

Read More
Kat Tretina
Review of the Bank of America Premium Rewards Credit Card
Kat Tretina | Nov 07, 2018

Looking for a new travel rewards credit card? Check out the Bank of America Premium Rewards card, offering 2X points on travel and dining for a $95 fee.

Read More
Kat Tretina
Review of the Cash Magnet Card from American Express
Kat Tretina | Oct 31, 2018

If you're looking for a simple, flat-rate cash back card, check out the Cash Magnet Card from American Express, offering 1.5% cash back with a $250 bonus.

Read More