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Chase Credit Cards
2 min read
There’s a wide variety of Chase credit cards, mostly designed for people with great credit history and credit scores.
Chase also offers several business credit cards for small business owners under the Chase Ink Business brand.
For Travel Rewards
These cards do not have foreign transaction fees, which should be expected on travel credit cards with an annual fee. They’re part of the Chase Ultimate Rewards program. Ultimate Rewards points are most valuable when you redeem for travel purchases through the Ultimate Rewards portal or a point transfer to a partner travel program, like a hotel loyalty program.
Each card has an opportunity to earn bonus points for spending a certain amount within the first few months of account opening. These credit cards even offer primary car rental insurance, a valuable perk that could help keep your insurance payments low.
This popular metal travel card earns 2 Ultimate Rewards points per dollar spent on restaurant and travel purchases. You’ll also get a few solid benefits, primarily travel and shopping protections.
The Chase Sapphire Reserve is one of the best Chase credit cards, offering cardholders perks like an annual travel credit, a fee credit towards a Global Entry or TSA Pre✓ application, and many other benefits. Cardmembers will also enjoy a complimentary Priority Pass Select membership.
For Cash Back Rewards
Chase offers two rewards credit cards that earn cash back with no annual fee. Each of these Chase cards also comes with an intro APR for the first year, which can be used for balance transfers or to pay off purchases over time. After that you’ll get a regular variable APR.
The Chase Freedom offers cardholders 5% back for eligible card purchases on bonus categories that rotate every quarter. Recent bonus categories have included grocery stores, gas stations, department stores, and wholesale clubs.
The Chase Freedom Unlimited earns 5% cash back on Lyft rides and 1.5% back for all other purchases.
For Balance Transfers
Rather than earning rewards, the main purpose of the Chase Slate card is the 0% introductory APR, which can be used for balance transfers. Depending on your credit history and other factors, this card may even be available with no balance transfer fee.
securely on the issuer's website
- Free DoorDash membership (DashPass; gets you free delivery and reduced service fees on orders over $12 and up) for three months, and then a 50% discount for the following nine months
- 0% intro APR for 15 months on purchases and balance transfers. After that, 16.99%—25.74% variable APR.
- No balance transfer fee for the first 60 days your account is open. After that, the fee for future transactions is 5% of the amount transferred with a minimum of $5.
- Monitor your VantageScore 3.0 credit score, based on your TransUnion credit report.
- No annual fee.
For Students
Chase only has one student card. It’s pretty simple but not a bad offering overall, with some cash back rewards and the opportunity to easily increase your credit limit.
Chase Freedom Student
Details
- 5% cash back on Lyft rides (through March 2022)
- Unlimited 1% cash back on all other purchases
- $50 bonus after first purchase within 3 months of account opening
- Must be a student to apply
- Must apply in person at a Chase branch
- Automatic credit limit increase after 5 on-time payments within 10 months of account opening
- Points do not expire
- No annual fee
Co-Branded Hotel & Airline Cards
Chase offers several airline and hotel rewards cards with partner brands to help cardmembers earn travel rewards on purchases like airfare and hotel stays.
British Airways
Hyatt
Marriott
Southwest Airlines
United Airlines
Chase Credit Card Features
Benefits
Chase offers a set of features that come standard with their credit cards, including:
- Chase Credit Journey: Chase offers free credit scores to help you keep tabs on your credit. View your VantageScore 3.0, based on your TransUnion credit report, and see data from that report.
- Referral Bonuses: Some cards offer bonus rewards for referring friends who successfully apply for Chase cards.
- Zero Liability Protection: You won’t be held responsible for unauthorized charges.
- Fraud Alerts: Sign up to get notified of any possibly fraudulent card activity.
- Fraud Protection: Real-time fraud monitoring software to help protect your account.
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