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United℠ Explorer Business Card

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This is the least expensive United business card, offering 2X miles at United along with the miles you’d normally earn for flights. For a $95 annual fee you’ll get standard airline perks like priority boarding and free checked bags, plus two valuable United Club passes per year.

Our rating
Min. credit level: Good
Annual Fee: $95
Regular APR: 17.49% - 24.49% Variable

United℠ Explorer Business Card

Our rating
Good Min. credit level
$95 Annual Fee
How To Apply

Highlights & Features


  • 2X miles per dollar spent on:
    • Tickets from United
    • Restaurants
    • Gas stations
    • Office supply stores
  • 1X mile per dollar spent on all other purchases


50,000 bonus miles for spending $5,000 on purchases in the first 3 months; 50,000 bonus miles for spending $25,000 in the first 6 months


You’re ineligible for this bonus offer if you have this card or have received a new cardmember bonus for this card in the past 24 months.

Balance Transfers

A balance transfer is a way to move credit card debt from one credit card to another with the goal of saving money on interest.

Intro Balance Transfer APR N/A
Regular Balance Transfer APR 17.49% - 24.49% Variable
Balance Transfer Fee Either $5 or 5% of the amount of each transfer, whichever is greater.
How to Transfer a Balance on a Credit Card


Penalty APR Up to 29.99% Variable
Late Fee N/A
Returned Payment Fee $39
Additional Cards Annual Fee N/A
Foreign Transaction Fee $0
Learn About Types of Credit Card Fees

Cash Advances

Borrowing cash on your credit card is a cash advance. Cash advances usually come with very high fees. Even worse, cash advances can signal to lenders that you’re being irresponsible with money.

Cash Advance APR 26.49% Variable
Cash Advance Fee Either $15 or 5% of the amount of each transaction, whichever is greater.
How to Get a Cash Advance with a Credit Card

Chase Business

Chase Business has several card types depending on your needs.

Manage your Account & Pay your Bill

You can usually pay your bill online on your

Credit card issuer's website

Speak to Customer Service

1-800-432-8117 or

Try a different phone number
See all Issuer Cards

The United Explorer Business Card is an alternative to the United MileagePlus® Club Business Card. You’ll get 2X miles per dollar spent on tickets from United, restaurants, gas stations, and office supply stores.

Cardholders can take advantage of high-end benefits such as Priority Boarding, Visa Signature Concierge & Luxury Hotel Collection, 2 annual passes to the United Club, and many more shopping and travel protections.

This card costs $95 per year.