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United℠ Explorer Business Card

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This is the least expensive United business card, offering 2X miles at United along with the miles you’d normally earn for flights. For a $95 annual fee you’ll get standard airline perks like priority boarding and free checked bags, plus two valuable United Club passes per year.

Our rating
Min. credit level: Good
Annual Fee: $95
Regular APR: 17.49% - 24.49% Variable

United℠ Explorer Business Card

Our rating
Good Min. credit level
$95 Annual Fee
Apply Now

Highlights & Features


  • 2X miles per dollar spent on:
    • Tickets from United
    • Restaurants
    • Gas stations
    • Office supply stores
  • 1X mile per dollar spent on all other purchases


50,000 bonus miles for spending $5,000 on purchases in the first 3 months; 50,000 bonus miles for spending $25,000 in the first 6 months


You’re ineligible for this bonus offer if you have this card or have received a new cardmember bonus for this card in the past 24 months.

Balance Transfers

A balance transfer is a way to move credit card debt from one credit card to another with the goal of saving money on interest.

Intro Balance Transfer APR N/A
Regular Balance Transfer APR 17.49% - 24.49% Variable
Balance Transfer Fee Either $5 or 5% of the amount of each transfer, whichever is greater.
How to Transfer a Balance on a Credit Card


Penalty APR Up to 29.99% Variable
Late Fee N/A
Returned Payment Fee $39
Additional Cards Annual Fee N/A
Foreign Transaction Fee $0
Learn About Types of Credit Card Fees

Cash Advances

Borrowing cash on your credit card is a cash advance. Cash advances usually come with very high fees. Even worse, cash advances can signal to lenders that you’re being irresponsible with money.

Cash Advance APR 26.49% Variable
Cash Advance Fee Either $15 or 5% of the amount of each transaction, whichever is greater.
How to Get a Cash Advance with a Credit Card
United℠ Explorer Business Card


  • Earn up to 100,000 miles after qualifying purchases.
  • Earn 50,000 bonus miles after you spend $5,000 on purchases in the first 3 months your account is open
  • Plus, 50,000 bonus miles after you spend $25,000 total on purchases in the first 6 months your account is open
  • Earn 2 miles per $1 at restaurants, gas stations and office supply stores.
  • Earn 2 miles per $1 spent on United purchases. And 1 mile per $1 spent on all other purchases.
  • Free checked bag – save up to $120 per roundtrip (terms apply)
  • Two one-time United Club℠ passes each year – Over $100 in value per year
  • Employee cards at no additional cost – miles earned from their purchases accrue in your account. Plus, you can set individual spending limits for each card.

Chase Business

Chase Business has several card types depending on your needs.

Manage your Account & Pay your Bill

You can usually pay your bill online on your

Credit card issuer's website

Speak to Customer Service

1-800-432-8117 or

Try a different phone number
See all Issuer Cards

The United Explorer Business Card is an alternative to the United MileagePlus® Club Business Card. You’ll get 2X miles per dollar spent on tickets from United, restaurants, gas stations, and office supply stores.

Cardholders can take advantage of high-end benefits such as Priority Boarding, Visa Signature Concierge & Luxury Hotel Collection, 2 annual passes to the United Club, and many more shopping and travel protections.

This card costs $95 per year.