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United Club℠ Business Card

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Our rating
Min. credit level: Good
Annual Fee: $450
Regular APR: 18.24%–25.24% Variable

United Club℠ Business Card

Our rating
Good Min. credit level
$450 Annual Fee
Apply Now

Highlights & Features


Spending Rewards
  • 2X miles per dollar spent on United Airlines purchases
  • 1.5X miles per dollar spent on all other purchases
Introductory Bonus
  • 100,000 bonus miles for spending $10,000 on purchases in the first 3 months

Balance Transfers

A balance transfer is a way to move debt from one card to another with the goal of saving money on interest.

Intro Balance Transfer APR N/A
Regular Balance Transfer APR 18.24%–25.24% Variable
Balance Transfer Fee 5%, $5 minimum
How to Transfer a Balance on a Credit Card


Penalty APR Up to 29.99% Variable
Late Fee See Terms
Returned Payment Fee See Terms
Additional Cards Annual Fee N/A
Foreign Transaction Fee None
Learn About Types of Credit Card Fees

Cash Advances

Borrowing cash on your card is a cash advance. Cash advances usually come with very high fees. Even worse, cash advances can signal to lenders that you’re being irresponsible with money.

Cash Advance APR 27.24% Variable
Cash Advance Fee 5%, $15 minimum
How to Get a Cash Advance with a Credit Card
United Club℠ Business Card


  • 2X miles per dollar spent on United Airlines purchases
  • 1.5X miles per dollar spent on all other purchases
  • 100,000 bonus miles for spending $10,000 on purchases in the first 3 months
  • First and second checked bags are free for you and one companion
  • MileagePlus Premier® members may receive free upgrades when traveling on an award ticket
  • Current United Club members can apply and be reimbursed for the unused portion of your membership once approved
  • No close-in awards booking fees on United tickets
  • Unlimited miles that never expire
  • Complimentary employee cards
  • No foreign transaction fees
  • No blackout dates
  • $450 annual fee

Chase Business

Chase Business has several card types depending on your needs.

Manage your Account & Pay your Bill

You can usually pay your bill online on your

Credit card issuer's website

Speak to Customer Service

1-800-432-3117 or

Try a different phone number
See all Issuer Cards

The United Club Business Card offers some great perks such as a complimentary United Club Membership ($550 value), free first and second checked bags for you and one companion on the same reservation.

You’ll be able to earn 2X miles per dollar on United Airlines purchases and 1.5X miles per dollar on all other purchases. You can redeem these miles for gift cards and merchandise, or use them to upgrade your travel experience with perks like inflight WiFi, and even hotel stays and car rentals.

With an annual fee of $450, it’s best to make sure you have a plan to use this card.

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