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United℠ Business Card

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This card offers frequent United fliers a bevy of travel rewards and flying perks to help make your trip as comfortable as possible. It comes equipped with an annual fee, but even if you only fly twice a year, you’re still saving more than enough money to cover the fee by getting your first checked bag for free for you and a companion.

Our rating
Min. credit level: Excellent
Annual Fee: $0 introductory annual fee for the first year, then $99.
Regular APR: 16.49% - 23.49% Variable

United℠ Business Card

Our rating
Excellent Min. credit level
$0 introductory annual fee for the first year, then $99. Annual Fee
How To Apply

Highlights & Features

Rewards

  • 2X miles per dollar on:
    • United purchases
    • Local transit, commuting, and rideshare services
    • Gas stations
    • Office supply stores
    • Restaurants
  • 1X mile per dollar on every other purchase

INTRODUCTORY BONUS

60,000 bonus miles after spending $3,000 in the first 3 months

BONUS RESTRICTIONS

This cardmember bonus is not available to current or previous cardmembers of this business credit card who received a new cardmember bonus for this card within the last 24 months.

Balance Transfers

A balance transfer is a way to move credit card debt from one credit card to another with the goal of saving money on interest.

Intro Balance Transfer APR N/A
Regular Balance Transfer APR 16.49% - 23.49% Variable
Balance Transfer Fee Either $5 or 5% of the amount of each transfer, whichever is greater.
How to Transfer a Balance on a Credit Card

Fees

Penalty APR 29.99% Variable
Late Fee $39
Returned Payment Fee $39
Additional Cards Annual Fee $0
Foreign Transaction Fee $0
Learn About Types of Credit Card Fees

Cash Advances

Borrowing cash on your credit card is a cash advance. Cash advances usually come with very high fees. Even worse, cash advances can signal to lenders that you’re being irresponsible with money.

Cash Advance APR 24.99% Variable
Cash Advance Fee Either $5 or 5% of the amount of each transaction, whichever is greater.
How to Get a Cash Advance with a Credit Card

Card Benefits

PERKS
  • Concierge Service
SHOPPING
  • Discount Portal
  • Purchase Protection
  • Extended Warranty Protection
TRAVEL
  • No Foreign Transaction Fee
  • Auto Rental Insurance
  • No Blackout Dates
  • Roadside Assistance
  • Emergency Travel Assistance
  • Trip Interruption Insurance
  • Trip Delay Reimbursement
  • Lost Luggage Reimbursement
  • Baggage Delay Insurance
  • Travel Accident Insurance
ABOUT THE ISSUER

Chase Business

Chase Business has several card types depending on your needs.

Manage your Account & Pay your Bill

You can usually pay your bill online on your

Credit card issuer's website

Speak to Customer Service

1-800-432-8117 or

Try a different phone number
See all Issuer Cards

The United Business Card could come in handy if you often travel and fly United Airlines, offering miles for a few useful categories beyond United as well.

It earns 2X miles per dollar on all purchases from United, local transit and commuting, gas stations, office supply stores, and restaurants. For every other purchase you’ll earn just 1X mile per dollar. If you have this card and another personal United credit card, you’ll get a bonus 5,000 miles each year on your United Business card anniversary.

You’ll get a number of amenities that make traveling a whole lot more comfortable such as a free first checked bag for you and a companion, priority boarding, and 25% back on in-flight United purchases for beverages, food, and Wi-Fi.

Wherever you go, you’ll feel safe and secure with a Visa Concierge and Travel Accident Protection, but you’ll also enjoy a more elegant and affordable stay at hotels when you take advantage of Chase’s Luxury Hotel & Resort Collection when booking.

Employee cards come at no additional cost and you’ll never have to worry about blackout dates or foreign transaction fees.