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Southwest® Rapid Rewards® Performance Business Credit Card

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Our rating
Min. credit level: Good
Annual Fee: $199
Regular APR: 15.99% - 22.99% Variable

Southwest® Rapid Rewards® Performance Business Credit Card

Our rating
Good Min. credit level
$199 Annual Fee
Apply Now Read Our Review

Highlights & Features


Spending Rewards
  • 4X points per dollar on Southwest Airlines purchases
  • 3X points per dollar for Rapid Rewards hotel and car partners
  • 2X points per dollar on:
    • Social media and search engine advertising
    • Internet/cable/phone services
    • Local transit/commuting/rideshares
  • 1X point per dollar on all other purchases
Introductory Bonus
  • 80,000 bonus points for spending $5,000 in the first 3 months

Balance Transfers

A balance transfer is a way to move debt from one card to another with the goal of saving money on interest.

Intro Balance Transfer APR N/A
Regular Balance Transfer APR 15.99% - 22.99% Variable
Balance Transfer Fee Either $5 or 5% of the amount of each balance transfer, whichever is greater
How to Transfer a Balance on a Credit Card


Penalty APR Up to 29.99%
Late Fee See Terms
Returned Payment Fee See Terms
Additional Cards Annual Fee $0
Foreign Transaction Fee $0
Learn About Types of Credit Card Fees

Cash Advances

Borrowing cash on your card is a cash advance. Cash advances usually come with very high fees. Even worse, cash advances can signal to lenders that you’re being irresponsible with money.

Cash Advance APR 24.99% Variable
Cash Advance Fee Either $15 or 5% of the amount of each transaction, whichever is greater
How to Get a Cash Advance with a Credit Card
Southwest® Rapid Rewards® Performance Business Credit Card


  • Earn 80,000 points after you spend $5,000 on purchases in the first 3 months.
  • 9,000 bonus points after your Cardmember anniversary.
  • NEW! Earn 4X points on Southwest® purchases.
  • Earn 3X points on Rapid Rewards® hotel and car partners.
  • NEW! Earn 2X points on rideshare.
  • Earn 2X points on social media and search engine advertising, internet, cable, and phone services and 1X points on all other purchases.
  • Global Entry or TSA Preâa”® Fee Credit
  • 4 Upgraded Boardings per year when available.

Chase Business

Chase Business has several card types depending on your needs.

Manage your Account & Pay your Bill

You can usually pay your bill online on your

Credit card issuer's website

Speak to Customer Service

1-800-432-3117 or

Try a different phone number
See all Issuer Cards

The Southwest Rapid Rewards Performance Business Credit Card is a business airline card designed for frequent domestic fliers who prefer Southwest Airlines and can utilize free employee cards.

You’ll get 4X points per dollar spent on Southwest Airlines purchases and 2X points per dollar spent on social media and search engine advertising, internet, cable, and phone services, and local transit/commuting. For all other purchases, you’ll get 1X point per dollar.

Along with free cards for your employees, you’ll get some other valuable benefits such as four free upgraded boardings on Southwest flights per year, 365 $8 in-flight WiFi credits, and a Global Entry or TSA PreCheck fee credit.

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