Chase Ink Business Unlimited Credit Card


For People with
Good Credit

The Chase Ink Business Unlimited Card provides small business owners with unlimited cash back, with no need to worry about bonus categories.

You’ll get 1.5% cash back for every purchase, with no limit to the amount of cash back you can earn. Pretty simple.

There’s also a $500 introductory cash bonus for spending $3,000 in the first 3 months after account opening. That’s a pretty big bonus, equivalent to 16.67% cash back.

Cardholders get a 12-month 0% intro APR for both purchases and balance transfers. That gives you a year to pay off business expenses without incurring extra interest charges.

The Ink Business Unlimited is the business equivalent of a different consumer card, the Chase Freedom Unlimited Card (Review).

Card Quick Facts

Card Quick Facts

  • $500 introductory bonus cash back after you spend $3,000 on purchases in the first 3 months from account opening
  • Earn 1.5% cash back on every purchase
  • Earn an unlimited amount of cash back, and cash back never expires
  • 0% introductory APR for 12 months for purchases and balance transfers
  • Free employee cards
  • No Annual Fee

For People with
Good Credit

Manage My Card

Want to pay a bill or check your balance?

Card Details

Rewards

Rewards

  • 1.5% cash back for every purchase, with no limit
How to Redeem

Introductory Bonus

  • $500 cash bonus for spending $3,000 on purchases in the first 3 months after account opening
Card Stats

Card Stats

Annual Fee $0
Additional Cards Annual Fee -
Regular Purchase APR 15.24%–21.24% Variable
Intro Purchase APR 0% for 12 months
Foreign Transaction Fee 3%
Chip Technology Chip-and-Signature
Minimum Credit Limit $3,000
Maximum Credit Limit -
Free Credit Score Yes
Penalty APR Up to 29.99% Variable
Late Fee Up to $39
Returned Payment Fee $39
Balance Transfers

Balance Transfers

Intro Balance Transfer APR 0% for 12 months
Regular Balance Transfer APR 15.24%–21.24% Variable
Balance Transfer Fee 5%, $5 minimum
Cash Advances

Cash Advances

Cash Advance APR 26.99% Variable
Cash Advance Fee 5%, $15 minimum

Card Benefits

Check your card’s Guide to Benefits to learn the specific benefits your card offers and how to access them.

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