Ink Business Unlimited℠ Credit Card


For People with
Good Credit

Learn how to apply for this card.

The Chase Ink Business Unlimited Card provides small business owners with unlimited cash back, with no need to worry about bonus categories.

You’ll get 1.5% cash back for every purchase, with no limit to the amount of cash back you can earn. Pretty simple.

There’s also a $500 introductory cash bonus for spending $3,000 in the first 3 months after account opening. That’s a pretty big bonus, equivalent to 16.67% cash back.

Cardholders get a 0% Intro APR on Purchases intro APR for 12 months for purchases, and after that a rate of 15.24% - 21.24% Variable. That gives you a year to pay off business expenses without incurring extra interest charges.

The Ink Business Unlimited is the business equivalent of a different consumer card, the Chase Freedom Unlimited Card (Review).

For People with
Good Credit

Learn how to apply for this card.

Manage My Card

Want to pay a bill or check your balance?

Card Details

Rewards

Rewards

  • 1.5% cash back for every purchase – no limit
How to Redeem

Introductory Bonus

  • $500 cash bonus for spending $3,000 on purchases in the first 3 months after account opening
Card Stats

Card Stats

Annual Fee $0
Additional Cards Annual Fee -
Regular Purchase APR 15.24% - 21.24% Variable
Intro Purchase APR 0% Intro APR on Purchases for 12 months
Foreign Transaction Fee 3% of each transaction in U.S. dollars
Chip Technology Chip-and-Signature
Minimum Credit Limit $3,000
Maximum Credit Limit -
Free Credit Score Yes
Penalty APR Up to 29.99% Variable
Late Fee -
Returned Payment Fee $39
Balance Transfers

Balance Transfers

Intro Balance Transfer APR -
Regular Balance Transfer APR 15.24% - 21.24% Variable
Balance Transfer Fee Either $5 or 5% of the amount of each transfer, whichever is greater.
Cash Advances

Cash Advances

Cash Advance APR 26.99% Variable
Cash Advance Fee Either $15 or 5% of the amount of each transaction, whichever is greater.

Card Benefits

Check your card’s Guide to Benefits to learn the specific benefits your card offers and how to access them.

  • Employee Cards at No Additional Cost

    Set individual employee spending limits for greater control and earn rewards faster.

  • Zero Liability Protection

    Cardholders aren’t held responsible for unauthorized transactions.

  • Purchase Protection

    Provides coverage for 120 days against theft and damage, up to $10,000 per claim and $50,000 per account.

  • Extended Warranty Protection

    Eligible warranties of 3 years or less can be extended by up to an additional year.

  • Travel and Emergency Assistance Services

    Provides a number of emergency services, 24/7.  Services include sending emergency messages, providing medical and legal referrals, ticket and document location, and translation services.

  • Travel Accident Insurance

    Cardholders are eligible for accidental death or dismemberment coverage of up to $250,000 on transportation via air, train, bus or cruise transportation purchased with this card.

  • Auto Rental Collision Damage Waiver

    Collision and theft damage is covered on most cars in the U.S. and abroad, provided that the cardholder purchases the rental with their card and declines the rental company’s collision insurance.

  • Roadside Dispatch/Roadside Assistance

    Assistance, such as a locksmith, tire change, or towing service, is provided in a roadside emergency for $59.95 per service call. (Additional fees may apply.)

  • Lost Luggage Reimbursement

    Lost or damaged checked or carry-on bags are covered for up to $3,000 per passenger, for cardholders and their immediate family members.

  • Baggage Delay Insurance

    Reimbursement for purchases such as toiletries and clothing when baggage delays go beyond 6 hours by the passenger carrier; up to $100 a day for 3 days.

Visitor Reviews

Read about experiences others have had with this card and leave your own review here.

Submit your review
1
2
3
4
5
Submit
     
Cancel

Create your own review

Average rating:  
 0 reviews

The Insider

Abigail Welles
How to Protect Yourself From Credit Card Fraud: Scams, Skimmers, and Phishing
Abigail Welles | Sep 20, 2019

Do you know what a credit card skimmer is? You may have swiped your card through one without even knowing, leaving your information in the hands of a thief.

Read More
Jacob Lunduski
2019 Survey: 40% of Retail Store Credit Cardholders Regret Applying
Jacob Lunduski | Sep 19, 2019

Do you have a retail store credit card? Is it useful, or do you get hit with interest and fees? Learn why so many people regret getting store cards here.

Read More
Abigail Welles
What Is a Data Breach and What Should I Do If I Am a Victim of One?
Abigail Welles | Sep 17, 2019

Data breaches are more common than ever, exposing the confidential information of millions of Americans each year. Have you been involved in a breach?

Read More