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Ink Business Unlimited℠ Credit Card

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Known as the business version of the Chase Freedom Unlimited® (Review), this card offers small business owners unlimited cash back along with a rather high signup bonus and long 0% introductory APR period for purchases.

Our rating
Credit range: Good
Annual Fee: $0
Regular APR: 14.99% - 20.99% Variable
Intro Purchase APR: 0% Intro APR on Purchases for 12 months

Ink Business Unlimited℠ Credit Card

Our rating
Good Credit range
$0 Annual Fee
How To Apply Read our Review

Highlights & Features

Rewards

  • 1.5% cash back for every purchase – no limit

INTRODUCTORY BONUS

$500 cash bonus for spending $3,000 on purchases in the first 3 months after account opening

Balance Transfers

A balance transfer is a way to move credit card debt from one credit card to another with the goal of saving money on interest.

Intro Balance Transfer APR N/A
Regular Balance Transfer APR 14.99% - 20.99% Variable
Balance Transfer Fee Either $5 or 5% of the amount of each transfer, whichever is greater.
How to Transfer a Balance on a Credit Card

Fees

Penalty APR Up to 29.99% Variable
Late Fee N/A
Returned Payment Fee $39
Additional Cards Annual Fee N/A
Foreign Transaction Fee 3% of each transaction in U.S. dollars
Learn About Types of Credit Card Fees

Cash Advances

Borrowing cash on your credit card is a cash advance. Cash advances usually come with very high fees. Even worse, cash advances can signal to lenders that you’re being irresponsible with money.

Cash Advance APR 26.74% Variable
Cash Advance Fee Either $15 or 5% of the amount of each transaction, whichever is greater.
How to Get a Cash Advance with a Credit Card
ABOUT THE ISSUER

Chase Business

Chase Business has several card types depending on your needs.

Manage your Account & Pay your Bill

You can usually pay your bill online on your

Credit card issuer's website

Speak to Customer Service

1-800-432-3117 or

Try a different phone number
See all Issuer Cards

The Chase Ink Business Unlimited Card provides small business owners with unlimited cash back, with no need to worry about bonus categories.

You’ll get 1.5% cash back for every purchase, with no limit to the amount of cash back you can earn. Pretty simple.

Cardholders get a 0% Intro APR on Purchases intro APR for 12 months for purchases, and after that a rate of 14.99% - 20.99% Variable. That gives you a year to pay off business expenses without incurring extra interest charges.

The Ink Business Unlimited is the business equivalent of a different consumer card, the Chase Freedom Unlimited® (Review).