Menu
    Home > Credit Cards > Chase Ink Business Credit Cards and Co-Branded Chase Business Cards > Ink Business Preferred℠ Credit Card

    Ink Business Preferred℠ Credit Card

    Ink Business Preferred℠ Credit Card

    For People with
    Excellent Credit

    Learn how to apply for this card.

    REVIEWS

    Reviews
    Write a Review
    Read Our Full Review
    Best Pick

    BEST PICK

    Best Pick
    Best Business Credit Cards
    Best Credit Card Signup Bonus Offers
    Runner Up

    RUNNER UP

    Best Pick
    Best Rewards Credit Cards

    The Chase Ink Business Preferred is quite a rewarding credit card. You’ll get 3X points per dollar in four different bonus categories, which is a pretty great deal. And you can redeem those points for a 25% bonus through Chase Ultimate Rewards, which makes it even better. Or you can transfer your points to a variety of frequent traveler programs, where you might get more value for them.

    This card has a $95 annual fee. You can order free employee cards to enhance your ability to earn rewards, and set individual spending limits for them. There are no foreign transaction fees so you can make purchases from anywhere in the world without paying extra. There are also some travel and shopping protections, to help out in case something goes wrong.

    Ink Business Preferred℠ Credit Card

    For People with
    Excellent Credit

    Learn how to apply for this card.

    REVIEWS

    Reviews
    Write a Review
    Read Our Full Review
    Best Pick

    BEST PICK

    Best Pick
    Best Business Credit Cards
    Best Credit Card Signup Bonus Offers
    Runner Up

    RUNNER UP

    Best Pick
    Best Rewards Credit Cards

    Manage My Card

    Want to pay a bill or check your balance?

    Pay My Bill

    Pay My Bill
    Request Credit Limit Increase

    Request Credit
    Limit Increase
    Speak to Customer Service
    Speak to Customer Service

    1-800-432-3117

     Try a different phone number
    Check Application Status

    Check
    Application Status

    Card Details

    Rewards

    Rewards

    • 3X points per dollar on the first $150,000 spent per year on:
      • Travel
      • Shipping
      • Internet, cable, and phone services
      • Advertising purchases made with social media sites and search engines
    • 1X point per dollar on all other purchases
    How to Redeem

    Introductory Bonus

    • 80,000 bonus points for spending $5,000 in the first 3 months after account opening
    Card Stats

    Card Stats

    Annual Fee $95
    Additional Cards Annual Fee -
    Regular Purchase APR 17.99% - 22.99% Variable
    Intro Purchase APR -
    Foreign Transaction Fee $0
    Chip Technology Chip-and-Signature
    Minimum Credit Limit $5,000
    Maximum Credit Limit -
    Free Credit Score Yes
    Penalty APR 29.99% Variable
    Late Fee $39
    Returned Payment Fee $39
    Balance Transfers

    Balance Transfers

    Intro Balance Transfer APR -
    Regular Balance Transfer APR 17.99% - 22.99% Variable
    Balance Transfer Fee Either $5 or 5% of the amount of each transfer, whichever is greater.

    A balance transfer is a way to move credit card debt from one credit card to another with the goal of saving money on interest.

    How balance transfers work
    Cash Advances

    Cash Advances

    Cash Advance APR 26.99% Variable
    Cash Advance Fee Either $15 or 5% of the amount of each transaction, whichever is greater.

    Borrowing cash on your credit card is a cash advance. Cash advances usually come with very high fees. Even worse, cash advances can signal to lenders that you’re being irresponsible with money.

    How cash advances work

    Card Benefits

    Check your card’s Guide to Benefits to learn the specific benefits your card offers and how to access them.

    Read about this specific card’s benefits
    Learn about credit card benefits

    • 20,000 Bonus Points per Referral

      Invite other business owners to apply for this card, and you’ll get 20,000 bonus points for every successful application. Up to 100,000 points per year.

    • Free Employee Cards

      Add employee cards to your account at no cost. Set individual spending limits for the card, and earn rewards faster.

    • 1:1 Point Transfer to Frequent Traveler Programs

      Transfer your points to a variety of airline and hotel loyalty programs. Included are Southwest Airlines Rapid Rewards®, United MileagePlus®, IHG® Rewards Club, and Marriott Bonvoy®.

    • Zero Liability Protection

      Cardholders aren’t held responsible for unauthorized transactions.

    • Fraud Protection

      Real-time monitoring for fraudulent activity to help ensure the safety of your account.

    • Cell Phone Protection

      When you pay your monthly cell phone bill with the card, provides coverage for theft or damage of your cell phone. Up to $600 per claim, $100 deductible per claim, maximum of 3 claims in a 12 month period. Applies to you and your employees listed on your monthly bill.

    • Purchase Protection

      Provides coverage for 120 days against theft and damage, up to $10,000 per claim and $50,000 per account.

    • Extended Warranty Protection

      Eligible warranties of 3 years or less can be extended by up to an additional year.

    • Travel and Emergency Assistance Services

      Provides a number of emergency services, 24/7. Services include sending emergency messages, providing medical and legal referrals, ticket and document location, and translation services.

    • Travel Accident Insurance

      Cardholders are eligible for accidental death or dismemberment coverage. Applies to transportation via air, train, bus or cruise purchased with this card.

    • Auto Rental Collision Damage Waiver

      Covers collision damage and theft on most rented cars in the U.S. and abroad. Cardholder must purchase the rental with the card and decline the rental company’s collision insurance. Coverage is primary when renting for business purposes. Provides coverage up to the actual cash value of the vehicle.

    • Roadside Dispatch

      Provides assistance while on the road, such as a locksmith, tire change, or towing services. Cardholder will be charged $69.95 per service call. Additional fees may apply.

    • Trip Cancellations/Trip Interruptions Insurance

      Provides reimbursement up to $5,000 per trip if your trip is cancelled or cut short because of sickness, severe weather, or other conditions. Funds are available for pre-paid non-refundable travel expenses, like passenger fares, tours, and hotels.

    Was this helpful?
    Yes No

    Related Cards

    Not the card for you? Try one of these:

    Ink Business Cash℠ Credit Card

    Ink Business Cash℠ Credit Card

    Read Our Review
    Write a Review
    Full Card Details
    Marriott Bonvoy Business™ American Express® Card

    Marriott Bonvoy Business™ American Express® Card

    Read Our Review
    Write a Review
    Full Card Details

    Related Posts

    Read more about this card.

    Visitor Reviews

    Read about experiences others have had with this card and leave your own review here.

    Submit your review
    1
    2
    3
    4
    5
    Submit
         
    Cancel

    Create your own review

    Chase Ink Business Preferred Credit Card
    Average rating:  
     0 reviews

    The Insider

    Abigail Welles
    How to Protect Yourself From Credit Card Fraud: Scams, Skimmers, and Phishing
    Abigail Welles | Sep 20, 2019

    Do you know what a credit card skimmer is? You may have swiped your card through one without even knowing, leaving your information in the hands of a thief.

    Read More
    Jacob Lunduski
    2019 Survey: 40% of Retail Store Credit Cardholders Regret Applying
    Jacob Lunduski | Sep 19, 2019

    Do you have a retail store credit card? Is it useful, or do you get hit with interest and fees? Learn why so many people regret getting store cards here.

    Read More
    Abigail Welles
    What Is a Data Breach and What Should I Do If I Am a Victim of One?
    Abigail Welles | Sep 17, 2019

    Data breaches are more common than ever, exposing the confidential information of millions of Americans each year. Have you been involved in a breach?

    Read More