Home > Credit Cards > Chase Ink Business Credit Cards and Co-Branded Chase Business Cards > Chase Ink Business Preferred Credit Card

Chase Ink Business Preferred Credit Card

Learn how to apply for this card.

The Chase Ink Business Preferred is quite a rewarding credit card. You’ll get 3X points per dollar in four different bonus categories, which is a pretty great deal. And you can redeem those points for a 25% bonus through Chase Ultimate Rewards, which makes it even better. Or you can transfer your points to a variety of frequent traveler programs, where you might get more value for them.

This card has a $95 annual fee. You can order free employee cards to enhance your ability to earn rewards, and set individual spending limits for them. There are no foreign transaction fees so you can make purchases from anywhere in the world without paying extra. There are also some travel and shopping protections, to help out in case something goes wrong.

Learn how to apply for this card.

REVIEWS

Our Rating
See details

Write a Review

Read Our Full Review

BEST PICK

Best Business Credit Cards

Best Credit Card Signup Bonus Offers: 2019

RUNNER UP

Best Rewards Credit Cards

Manage My Card

Want to pay a bill or check your balance?

Pay My Bill

Manage Account

Request Credit
Limit Increase

Speak to Customer Service

1-800-432-3117

Try a different phone number

Close My Card

Check
Application Status

Card Details

Rewards

3X points per dollar on the first $150,000 spent per year on:
- Travel
- Shipping
- Internet, cable, and phone services
- Advertising purchases made with social media sites and search engines
1X point per dollar on all other purchases

How to Redeem

Introductory Bonus

80,000 bonus points for spending $5,000 in the first 3 months after account opening

Card Stats

Annual Fee $95

Additional Cards Annual Fee -

Regular Purchase APR 18.24%–23.24% Variable

Intro Purchase APR -

Foreign Transaction Fee 0%

Chip Technology Chip-and-Signature

Minimum Credit Limit $5,000

Maximum Credit Limit -

Free Credit Score Yes

Penalty APR 29.99% Variable

Late Fee Up to $39

Returned Payment Fee Up to $39

Balance Transfers

Intro Balance Transfer APR -

Regular Balance Transfer APR 18.24%–23.24% Variable

Balance Transfer Fee 5%, $5 minimum

A balance transfer is a way to move credit card debt from one credit card to another with the goal of saving money on interest.

How balance transfers work

Cash Advances

Cash Advance APR 26.99% Variable

Cash Advance Fee 5%, $15 minimum

Borrowing cash on your credit card is a cash advance. Cash advances usually come with very high fees. Even worse, cash advances can signal to lenders that you’re being irresponsible with money.

How cash advances work

Card Benefits

Check your card’s Guide to Benefits to learn the specific benefits your card offers and how to access them.

Read about this specific card’s benefits

Learn about credit card benefits

20,000 Bonus Points per Referral

Invite other business owners to apply for this card, and you’ll get 20,000 bonus points for every successful application. Up to 100,000 points per year.
Free Employee Cards

Add employee cards to your account at no cost. Set individual spending limits for the card, and earn rewards faster.
1:1 Point Transfer to Frequent Traveler Programs

Transfer your points to a variety of airline and hotel loyalty programs. Included are Southwest Airlines Rapid Rewards®, United MileagePlus®, IHG® Rewards Club, and Marriott Bonvoy®.

Zero Liability Protection

Cardholders aren’t held responsible for unauthorized transactions.
Fraud Protection

Real-time monitoring for fraudulent activity to help ensure the safety of your account.

Cell Phone Protection

When you pay your monthly cell phone bill with the card, provides coverage for theft or damage of your cell phone. Up to $600 per claim, $100 deductible per claim, maximum of 3 claims in a 12 month period. Applies to you and your employees listed on your monthly bill.
Purchase Protection

Provides coverage for 120 days against theft and damage, up to $10,000 per claim and $50,000 per account.
Extended Warranty Protection

Eligible warranties of 3 years or less can be extended by up to an additional year.

Travel and Emergency Assistance Services

Provides a number of emergency services, 24/7. Services include sending emergency messages, providing medical and legal referrals, ticket and document location, and translation services.
Travel Accident Insurance

Cardholders are eligible for accidental death or dismemberment coverage. Applies to transportation via air, train, bus or cruise purchased with this card.
Auto Rental Collision Damage Waiver

Covers collision damage and theft on most rented cars in the U.S. and abroad. Cardholder must purchase the rental with the card and decline the rental company’s collision insurance. Coverage is primary when renting for business purposes. Provides coverage up to the actual cash value of the vehicle.
Roadside Dispatch

Provides assistance while on the road, such as a locksmith, tire change, or towing services. Cardholder will be charged $69.95 per service call. Additional fees may apply.
Trip Cancellations/Trip Interruptions Insurance

Provides reimbursement up to $5,000 per trip if your trip is cancelled or cut short because of sickness, severe weather, or other conditions. Funds are available for pre-paid non-refundable travel expenses, like passenger fares, tours, and hotels.

Visitor Reviews

Read about experiences others have had with this card and leave your own review here.

Submit your review
Name:
Email:
Review Title:
Rating:	1 2 3 4 5
Review:

Check this box to confirm you are human.
Submit Cancel

Create your own review

Chase Ink Business Preferred Credit Card

Average rating:

0 reviews

The Insider

Hilton Honors Credit Cards: How to Earn Points and Get Free Night Stays

Ellen Sirull | Apr 18, 2019

You have four different options for Hilton credit cards. Find out which one will fit best with your personal spending and travel habits.

Priority Pass Select: How It Works (and Credit Cards That Have It)

Susan Shain | Apr 18, 2019

Want to get free food and drinks at airports around the world? You need Priority Pass Select. Here's how to get it for free with Priority Pass credit cards.

United Airlines Credit Cards: Here’s Our Top Pick

Susan Shain | Apr 09, 2019

Trying to choose between the various United Airlines credit cards? We've done the legwork for you — here's the best card for most United flyers.

Questions? Feedback?Olark live chat software

REVIEWS

BEST PICK

RUNNER UP

REVIEWS

BEST PICK

RUNNER UP

Manage My Card

Pay My Bill

Manage Account

Request Credit Limit Increase

1-800-432-3117

Close My Card

Check Application Status

Card Details

Rewards

Introductory Bonus

Card Stats

Balance Transfers

Cash Advances

Card Benefits

20,000 Bonus Points per Referral

Free Employee Cards

1:1 Point Transfer to Frequent Traveler Programs

Zero Liability Protection

Fraud Protection

Cell Phone Protection

Purchase Protection

Extended Warranty Protection

Travel and Emergency Assistance Services

Travel Accident Insurance

Auto Rental Collision Damage Waiver

Roadside Dispatch

Trip Cancellations/Trip Interruptions Insurance

Related Cards

Related Posts

How Credit Cards With Car Rental Insurance Could Save You Big Bucks

Visitor Reviews

The Insider

Receive Insider Updates

Request Credit
Limit Increase

Check
Application Status