Chase Ink Business Cash Credit Card


As a businessperson, you hope that what you put into your work will come back to you. Here’s a card that can reward you for spending money on your business. The Ink Business Cash credit card gives you cash back on all your purchases, low introductory rates, and free employee cards.

You can also earn $500 bonus cash back after you spend $3,000 on purchases in the first 3 months after account opening.

This card has no annual membership fee.

Card Quick Facts

Card Quick Facts

  • Earn $500 bonus cash back after you spend $3,000 on purchases in the first 3 months from account opening
  • Named “Best for Rewards for Small Business” MONEY® Magazine, October 2014
  • Earn 5% cash back on the first $25,000 spent in combined purchases at office supply stores and on cellular phone, landline, internet and cable TV services each account anniversary year
  • Earn 2% cash back on the first $25,000 spent in combined purchases at gas stations and restaurants each account anniversary year
  • Earn 1% cash back on all other card purchases with no limit to the amount you can earn
  • 0% introductory APR for 12 months on purchases and balance transfers, then a Variable 15.24%–21.24%.
  • Free employee cards
  • No Annual Fee

Manage My Card

Want to pay a bill or check your balance?

Card Details

Rewards

Rewards

  • Earn 5% cash back at office supply stores and on cellular phone, landline, internet and cable TV services. Rewards count towards the first $25,000 per year spent in combined purchases
  • Earn 2% cash back at gas stations and restaurants. Rewards count towards the first $25,000 per year spent in combined purchases
  • Earn 1% cash back for all other purchases, with no limit
  • Redeem rewards for cash back, gift cards, or travel
  • Rewards don’t expire if you keep your account open
How to Redeem

Introductory Bonus

  • $500 cash back after spending $3,000 in your first 3 months
Card Stats

Card Stats

Annual Fee $0
Additional Cards Annual Fee -
Regular Purchase APR 15.24%–21.24% Variable
Intro Purchase APR 0% for 12 months
Foreign Transaction Fee 3%
Chip Technology Chip-and-Signature
Minimum Credit Limit $3,000
Maximum Credit Limit $25,000+
Free Credit Score No
Penalty APR Up to 29.99% Variable
Late Fee Up to $39
Returned Payment Fee $39
Balance Transfers

Balance Transfers

Intro Balance Transfer APR 0% for 12 months
Regular Balance Transfer APR 15.24%–21.24% Variable
Balance Transfer Fee 5%, $5 minimum
Cash Advances

Cash Advances

Cash Advance APR 26.99% Variable
Cash Advance Fee 5%, $15 minimum

Card Benefits

Check your card’s Guide to Benefits to learn the specific benefits your card offers and how to access them.

  • Employee Cards at No Additional Cost

    Set individual employee spending limits for greater control and earn rewards faster.

  • Zero Liability Protection

    Cardholders aren’t held responsible for unauthorized transactions.

  • Fraud Protection

    Transactions are monitored for possible signs of fraudulent activity.

  • Purchase Protection

    Provides coverage for 120 days against theft and damage, up to $10,000 per claim and $50,000 per account.

  • Extended Warranty Protection

    Eligible warranties of 3 years or less can be extended by up to an additional year.

  • Travel and Emergency Assistance Services

    Provides a number of emergency services, 24/7.  Services include sending emergency messages, providing medical and legal referrals, ticket and document location, and translation services.

  • Travel Accident Insurance

    Cardholders are eligible for accidental death or dismemberment coverage of up to $250,000 on transportation via air, train, bus or cruise transportation purchased with this card.

  • Auto Rental Collision Damage Waiver

    Collision and theft damage is covered on most cars in the U.S. and abroad, provided that the cardholder purchases the rental with their card and declines the rental company’s collision insurance.

  • Roadside Dispatch/Roadside Assistance

    Assistance, such as a locksmith, tire change, or towing service, is provided in a roadside emergency for $59.95 per service call. (Additional fees may apply.)

  • Lost Luggage Reimbursement

    Lost or damaged checked or carry-on bags are covered for up to $3,000 per passenger, for cardholders and their immediate family members.

  • Baggage Delay Insurance

    Reimbursement for purchases such as toiletries and clothing when baggage delays go beyond 6 hours by the passenger carrier; up to $100 a day for 3 days.

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