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Ink Business Cash℠ Credit Card

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The Ink Cash is one of Chase’s no annual fee business cards, with 5% cash back on some frequent business expenses, plus 2% back to cover those work lunches. It also features a long 0% introductory APR to help pay off big business expenses over time.

Our rating
Min. credit level: Excellent
Annual Fee: $0
Regular APR: 13.24% - 19.24% Variable
Intro Purchase APR: 0% Intro APR on Purchases for 12 months

Ink Business Cash℠ Credit Card

Our rating
Excellent Min. credit level
$0 Annual Fee
How To Apply Read our Review

Highlights & Features


  • 5% cash back on Lyft rides (through March 2022)
  • 5% cash back on up to $25,000 spent per year at:
    • Office supply stores
    • Internet, cable, and phone services
  • 2% cash back on up to $25,000 spent per year at:
    • Gas stations
    • Restaurants
  • 1% cash back on all other purchases


$500 cash back for spending $3,000 in the first 3 months

Balance Transfers

A balance transfer is a way to move credit card debt from one credit card to another with the goal of saving money on interest.

Intro Balance Transfer APR N/A
Regular Balance Transfer APR 13.24% - 19.24% Variable
Balance Transfer Fee Either $5 or 5% of the amount of each transfer, whichever is greater.
How to Transfer a Balance on a Credit Card


Penalty APR Up to 29.99% Variable
Late Fee N/A
Returned Payment Fee $39
Additional Cards Annual Fee N/A
Foreign Transaction Fee 3% of each transaction in U.S. dollars
Learn About Types of Credit Card Fees

Cash Advances

Borrowing cash on your credit card is a cash advance. Cash advances usually come with very high fees. Even worse, cash advances can signal to lenders that you’re being irresponsible with money.

Cash Advance APR 24.99% Variable
Cash Advance Fee Either $15 or 5% of the amount of each transaction, whichever is greater.
How to Get a Cash Advance with a Credit Card

Chase Business

Chase Business has several card types depending on your needs.

Manage your Account & Pay your Bill

You can usually pay your bill online on your

Credit card issuer's website

Speak to Customer Service

1-800-432-3117 or

Try a different phone number
See all Issuer Cards

As a businessperson, you hope that what you put into your work will come back to you. Here’s a card that can reward you for spending money on your business. The Ink Business Cash credit card gives you cash back on all your purchases, low introductory rates, and free employee cards.

You’ll get a 0% intro purchase APR for 12 months, and then a rate of 13.24% - 19.24% Variable.

This card has no annual membership fee.