Ink Business Cash℠ Credit Card
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The Ink Cash is one of Chase’s no annual fee business cards, with 5% cash back on some frequent business expenses, plus 2% back to cover those work lunches. It also features a long 0% introductory APR to help pay off big business expenses over time.
Ink Business Cash℠ Credit Card
Highlights & Features
Rewards
- 5% cash back on Lyft rides (through March 2022)
- 5% cash back on up to $25,000 spent per year at:
- Office supply stores
- Internet, cable, and phone services
- 2% cash back on up to $25,000 spent per year at:
- Gas stations
- Restaurants
- 1% cash back on all other purchases
INTRODUCTORY BONUS
$500 cash back for spending $3,000 in the first 3 monthsBalance Transfers
A balance transfer is a way to move credit card debt from one credit card to another with the goal of saving money on interest.
| Intro Balance Transfer APR | N/A |
| Regular Balance Transfer APR | 14.74% - 20.74% Variable |
| Balance Transfer Fee | Either $5 or 5% of the amount of each transfer, whichever is greater. |
Fees
| Penalty APR | Up to 29.99% Variable |
| Late Fee | N/A |
| Returned Payment Fee | $39 |
| Additional Cards Annual Fee | N/A |
| Foreign Transaction Fee | 3% of each transaction in U.S. dollars |
Cash Advances
Borrowing cash on your credit card is a cash advance. Cash advances usually come with very high fees. Even worse, cash advances can signal to lenders that you’re being irresponsible with money.
| Cash Advance APR | 26.49% Variable |
| Cash Advance Fee | Either $15 or 5% of the amount of each transaction, whichever is greater. |
Ink Business Cash℠ Credit Card
Highlights
- Earn $500 bonus cash back after you spend $3,000 on purchases in the first 3 months from account opening
- Earn 5% cash back on the first $25,000 spent in combined purchases at office supply stores and on internet, cable and phone services each account anniversary year
- Earn 2% cash back on the first $25,000 spent in combined purchases at gas stations and restaurants each account anniversary year
- Earn 1% cash back on all other card purchases with no limit to the amount you can earn
- 0% introductory APR for 12 months on purchases
- Employee cards at no additional cost
- No Annual Fee
ABOUT THE ISSUER
Chase Business
Chase Business has several card types depending on your needs.
Manage your Account & Pay your Bill
You can usually pay your bill online on your
Credit card issuer's websiteDue to the impact of COVID-19, for eligible card accounts approved from 1/1/20 through 3/31/20, the period to make eligible purchases to earn the welcome bonus will be extended for an additional three months.
As a businessperson, you hope that what you put into your work will come back to you. Here’s a card that can reward you for spending money on your business. The Ink Business Cash credit card gives you cash back on all your purchases, low introductory rates, and free employee cards.
You’ll get a 0% intro purchase APR for 12 months, and then a rate of 14.74% - 20.74% Variable.
This card has no annual membership fee.
