Skip to content

Ink Business Cash℠ Credit Card

Advertiser Disclosure

Credit Card Insider is an independent, advertising supported website. Credit Card Insider receives compensation from some credit card issuers as advertisers. Advertiser relationships do not affect card ratings or our Editor’s Best Card Picks. Credit Card Insider has not reviewed all available credit card offers in the marketplace. Content is not provided or commissioned by any credit card issuers. Reasonable efforts are made to maintain accurate information, though all credit card information is presented without warranty. When you click on any ‘Apply Now’ button, the most up-to-date terms and conditions, rates, and fee information will be presented by the issuer. Credit Card Insider has partnered with CardRatings for our coverage of credit card products. Credit Card Insider and CardRatings may receive a commission from card issuers. A list of these issuers can be found on our Editorial Guidelines.

The Ink Cash is one of Chase’s no annual fee business cards, with 5% cash back on some frequent business expenses, plus 2% back to cover those work lunches. It also features a long 0% introductory APR to help pay off big business expenses over time.

How To Apply Read our Review
BEST PICK Best Business Credit Cards Best Business Credit Cards With No Annual Fees Best Cash Back Business Credit Cards Best Cash Back Credit Cards
RUNNER UP Best 0% APR Credit Cards Best Credit Card Deals and Offers: Signup Bonuses, Balance Transfers, and More Best Credit Card Signup Bonus Offers The Best Credit Cards for Dining Out at Restaurants
Our rating
Min. credit level: Excellent
Annual Fee: $0
Regular APR: 13.24% - 19.24% Variable
Intro Purchase APR: 0% Intro APR on Purchases for 12 months

Ink Business Cash℠ Credit Card

Our rating
Excellent Min. credit level
$0 Annual Fee
How To Apply Read our Review

Highlights & Features

Rewards

  • 5% cash back on Lyft rides (through March 2022)
  • 5% cash back on up to $25,000 spent per year at:
    • Office supply stores
    • Internet, cable, and phone services
  • 2% cash back on up to $25,000 spent per year at:
    • Gas stations
    • Restaurants
  • 1% cash back on all other purchases

INTRODUCTORY BONUS

$500 cash back for spending $3,000 in the first 3 months

Balance Transfers

A balance transfer is a way to move credit card debt from one credit card to another with the goal of saving money on interest.

Intro Balance Transfer APR N/A
Regular Balance Transfer APR 13.24% - 19.24% Variable
Balance Transfer Fee Either $5 or 5% of the amount of each transfer, whichever is greater.
How to Transfer a Balance on a Credit Card

Fees

Penalty APR Up to 29.99% Variable
Late Fee N/A
Returned Payment Fee $39
Additional Cards Annual Fee N/A
Foreign Transaction Fee 3% of each transaction in U.S. dollars
Learn About Types of Credit Card Fees

Cash Advances

Borrowing cash on your credit card is a cash advance. Cash advances usually come with very high fees. Even worse, cash advances can signal to lenders that you’re being irresponsible with money.

Cash Advance APR 24.99% Variable
Cash Advance Fee Either $15 or 5% of the amount of each transaction, whichever is greater.
How to Get a Cash Advance with a Credit Card
ABOUT THE ISSUER

Chase Business

Chase Business has several card types depending on your needs.

Manage your Account & Pay your Bill

You can usually pay your bill online on your

Credit card issuer's website

Speak to Customer Service

1-800-432-3117 or

Try a different phone number
See all Issuer Cards

As a businessperson, you hope that what you put into your work will come back to you. Here’s a card that can reward you for spending money on your business. The Ink Business Cash credit card gives you cash back on all your purchases, low introductory rates, and free employee cards.

You’ll get a 0% intro purchase APR for 12 months, and then a rate of 13.24% - 19.24% Variable.

This card has no annual membership fee.