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Schwab Bank Visa® Platinum Debit Card

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Our rating
Min. credit level: No credit check required
Annual Fee: $0

Schwab Bank Visa® Platinum Debit Card

Our rating
No credit check required Min. credit level
$0 Annual Fee
Apply Now

Highlights & Features

Balance Transfers

A balance transfer is a way to move debt from one card to another with the goal of saving money on interest.

Intro Balance Transfer APR N/A
Regular Balance Transfer APR N/A
Balance Transfer Fee N/A
How to Transfer a Balance on a Credit Card


Penalty APR N/A
Late Fee N/A
Returned Payment Fee N/A
Additional Cards Annual Fee N/A
Foreign Transaction Fee None
Learn About Types of Credit Card Fees

Cash Advances

Borrowing cash on your card is a cash advance. Cash advances usually come with very high fees. Even worse, cash advances can signal to lenders that you’re being irresponsible with money.

Cash Advance APR N/A
Cash Advance Fee N/A
How to Get a Cash Advance with a Credit Card
Schwab Bank Visa® Platinum Debit Card


  • Pay your bills for free on and the mobile app
  • Free standard checks
  • No minimum balance required
  • No foreign transaction fees
  • No monthly fees
  • ATM fees get a full rebate every month
  • FDIC insured up to $250,000
  • .40% APY on your account balance
  • Linked to a Schwab One® Brokerage Account

Charles Schwab Bank

Manage your Account & Pay your Bill

You can usually pay your bill online on your

Credit card issuer's website

Speak to Customer Service

1-800-435-4000 or

Try a different phone number

When you apply for a high yield investor checking account with Charles Schwab Bank, you’ll get a Schwab Bank Visa® Platinum Debit Card that’s fee-free. Your account is FDIC insured up to $250,000.

Your Charles Schwab Visa debit card offers fee rebates for unlimited ATM withdrawals and foreign transaction fees. Every month your account will be rebated any ATM fees you incurred.

Along with no ATM fees, your Schwab debit card comes with some valuable Visa benefits that you might normally find on a credit card, such as Travel Accident Insurance, Warranty Protection, Price Protection, and more.

When you open a Schwab checking account, you’ll also be opening a Schwab One® brokerage account at the same time. You’ll get separate account numbers and you can transfer funds between accounts for free. You won’t be required to pay a monthly fee or maintain a minimum balance for your brokerage account.

The Schwab Visa debit card has no annual fee and no minimum balance is required. You’ll get a .40% APY on your Schwab account balance.

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