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Schwab Bank Visa® Platinum Debit Card

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Our rating
Credit range: Fair
Annual Fee: $0

Schwab Bank Visa® Platinum Debit Card

Our rating
Fair Credit range
$0 Annual Fee
Apply Now

Highlights & Features

Balance Transfers

A balance transfer is a way to move credit card debt from one credit card to another with the goal of saving money on interest.

Intro Balance Transfer APR None
Regular Balance Transfer APR None
Balance Transfer Fee None


Penalty APR None
Late Fee None
Returned Payment Fee None
Additional Cards Annual Fee None
Foreign Transaction Fee None

Cash Advances

Borrowing cash on your credit card is a cash advance. Cash advances usually come with very high fees. Even worse, cash advances can signal to lenders that you’re being irresponsible with money.

  • Cash Advance APR: None
  • Cash Advance Fee: None

Charles Schwab Bank

Manage your Account & Pay your Bill

You can usually pay your bill online on your

Credit card issuer's website

Speak to Customer Service

1-800-435-4000 or

Try a different phone number
Schwab Bank Visa® Platinum Debit Card


  • Pay your bills for free on and the mobile app
  • Free standard checks
  • No minimum balance required
  • No foreign transaction fees
  • No monthly fees
  • ATM fees get a full rebate every month
  • FDIC insured up to $250,000
  • .40% APY on your account balance
  • Linked to a Schwab One® Brokerage Account

When you apply for a high yield investor checking account with Charles Schwab Bank, you’ll get a Schwab Bank Visa® Platinum Debit Card that’s fee-free. Your account is FDIC insured up to $250,000.

Your Charles Schwab Visa debit card offers fee rebates for unlimited ATM withdrawals and foreign transaction fees. Every month your account will be rebated any ATM fees you incurred.

Along with no ATM fees, your Schwab debit card comes with some valuable Visa benefits that you might normally find on a credit card, such as Travel Accident Insurance, Warranty Protection, Price Protection, and more.

When you open a Schwab checking account, you’ll also be opening a Schwab One® brokerage account at the same time. You’ll get separate account numbers and you can transfer funds between accounts for free. You won’t be required to pay a monthly fee or maintain a minimum balance for your brokerage account.

The Schwab Visa debit card has no annual fee and no minimum balance is required. You’ll get a .40% APY on your Schwab account balance.