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Grand Reserve™ World Mastercard®

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This metal wine card boasts stellar rewards, perks, and benefits, but demands a hefty fee. It’s designed for the traveling oenophile and along with a whole bunch of wine-related rewards, you can enjoy 10% off onefinestay bookings and exclusive offers to over 400 wineries, tastings, and events. You’ll also get premium cellphone protection, a Mastercard Airport Concierge, and a complimentary Priority Wine Pass.

Our rating
Min. credit level: Good
Annual Fee: $149, $0 first year
Regular APR: 14.99%–22.99% Variable

Grand Reserve™ World Mastercard®

Our rating
Good Min. credit level
$149, $0 first year Annual Fee
Apply Now

Highlights & Features


Spending Rewards
  • 5X points per dollar spent at Grand Reserve Partners (wineries, wine clubs)
  • 3X points per dollar at:
    • Restaurants
    • Bars
    • Wineries
    • Wine clubs
    • Liquor stores
  • 2X points per dollar on all other purchases
Introductory Bonus
  • 50,000 points after spending $3,000 in the first 90 days

Balance Transfers

A balance transfer is a way to move debt from one card to another with the goal of saving money on interest.

Intro Balance Transfer APR N/A
Regular Balance Transfer APR N/A
Balance Transfer Fee N/A
How to Transfer a Balance on a Credit Card


Penalty APR N/A
Late Fee Up to $25
Returned Payment Fee Up to $37
Additional Cards Annual Fee See Terms
Foreign Transaction Fee None
Learn About Types of Credit Card Fees

Cash Advances

Borrowing cash on your card is a cash advance. Cash advances usually come with very high fees. Even worse, cash advances can signal to lenders that you’re being irresponsible with money.

Cash Advance APR N/A
Cash Advance Fee N/A
How to Get a Cash Advance with a Credit Card

Card Benefits

  • Concierge Service
  • Zero Liability on Unauthorized Charges
  • No Foreign Transaction Fee
Grand Reserve™ World Mastercard®


  • 5X points per dollar spent at Grand Reserve Partners
  • 3X points per dollar spent at restaurants, bars, wineries, wine clubs, and liquor stores
  • 2X points per dollar on all other purchases
  • 50,000 points after spending $3,000 in the first 90 days
  • Complimentary Priority Wine Pass
  • Two free months of Instacart Express
  • Cellphone Protection
  • Made of metal
  • No foreign transaction fees
  • Annual fee: $149, $0 first year

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Described as the “credit card for wine lovers,” the Grand Reserve World Mastercard offers points at a nice selection of fine wine sources, and they even include beer and other alcoholic beverages.

Your Priority Wine Pass gives you access to your very own wine concierge, along with offers at more than 400 partner wineries, hotels, restaurants, and tours.

This metal rewards card definitely makes a case to be your go-to alcohol card, but it doesn’t end there. You’ll get a ShopRunner membership, 10% off all onefinestay bookings, a Mastercard Airport Concierge, Cell Phone Protection, and more.

Points can be redeemed at select wine partners or from a sommelier-curated catalog that offers nearly 500 products and experiences. Each month you’ll earn an additional 2X points per dollar spent at your top wine merchant; that bumps regular wine merchants up to a total of 5X points, but if they’re a Grand Reserve Partner you’ll end up with 7X points per dollar.

There are no foreign transaction fees and your annual fee is $149, $0 first year.

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