NFCU cashRewards Credit Card


For People with
Fair Credit

REVIEWS

Reviews

This card is issued by the Navy Federal Credit Union, and is only available to those who have participated in the military, some other federal programs, or their families. Click here for a full explanation of the eligibility requirements.

Cardholders get 1.5% cash back on all purchases, with no limit or expiration date. There’s no annual fee, and you can get an APR as low as 9.65% (Variable).

Card Quick Facts

Card Quick Facts

  • 1.5% cash back on all purchases
  • $150 cash back for spending $1,500 in 90 days
  • No annual fee
  • APR of 11.40%–18.00% Variable
  • Visa Signature perks

For People with
Fair Credit

REVIEWS

Reviews

Manage My Card

Want to pay a bill or check your balance?

Card Details

Rewards

Rewards

  • 1.5% cash back for every purchase
  • There is no limit to the amount of rewards you can earn
  • Rewards never expire
  • More rewards at the Member Mall

Introductory Bonus

  • $100 cash back for spending $1,000 in the first 90 days
Card Stats

Card Stats

Annual Fee $0
Additional Cards Annual Fee $0
Regular Purchase APR 11.40%–18.00% Variable
Intro Purchase APR -
Foreign Transaction Fee 0%
Chip Technology Chip-and-Signature
Minimum Credit Limit -
Maximum Credit Limit -
Free Credit Score No
Penalty APR 18.0% Variable
Late Fee Up to $20
Returned Payment Fee Up to $20
Balance Transfers

Balance Transfers

Intro Balance Transfer APR 0% for 6 months
Regular Balance Transfer APR 11.40%–18.00% Variable
Balance Transfer Fee See Terms
Cash Advances

Cash Advances

Cash Advance APR 2% above your Variable APR
Cash Advance Fee None if performed at the NFCU; otherwise $.50 per domestic transaction or $1.00 per overseas transaction

Card Benefits

Check your card’s Guide to Benefits to learn the specific benefits your card offers and how to access them.

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