NFCU cashRewards Credit Card

This card is issued by the Navy Federal Credit Union, and is only available to those who have participated in the military, some other federal programs, or their families. Click here for a full explanation of the eligibility requirements.

Cardholders get 1.5% cash back on all purchases, with no limit or expiration date. There’s no annual fee, and you can get an APR as low as 9.65% (Variable).

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  • Rewards
    • 1.5% cash back for every $1 spent on all purchases
    • There is no limit to the amount of rewards you can earn
    • Rewards never expire
    • More rewards at the Member Mall
  • Signup Bonus $150 cash back for spending $1,500 in the first 90 days
  • Chip Technology Chip-and-Signature
  • Foreign Transaction Fee 1%
  • Intro Balance Transfer APR -
  • Regular Balance Transfer APR -
  • Cash Advance APR 2% above your Variable APR
  • Penalty APR 18.0%
  • Late Fee Up to $20
  • Returned Payment Fee Up to $20

Card Benefits

Check your card's Guide to Benefits to learn the specific benefits your card offers and how to access them. Learn more about credit card benefits here.


  • Visa Signature Perks: Check your cardholder agreement for details on your perks, which may include special discounts, travel and shopping benefits, and a personal concierge.
  • Member Mall®: Earn more rewards when you shop at Member Mall®.
  • Compatible w/ Apple Pay™


  • Travel and Emergency Assistance Services: 24/7 help with travel emergencies.
  • Lost Luggage Reimbursement: Get reimbursed if your luggage is lost or stolen.
  • Auto Rental Collision Damage Waiver: Covers damage and theft of rented vehicles, as well as reasonable towing charges
  • Roadside Dispatch: 24/7 service for help with services such as towing, fixing a flat, and more.

Visa Signature Benefits

  • This card comes with Visa Signature benefits. You will be provided with a list of benefits available to you once you get approved for your card.

Visitor Reviews

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The Insider

Brendan Harkness
Review of the Best Western® Rewards MasterCard®
Brendan Harkness | Oct 21, 2016

The Best Western Rewards MasterCard provides 13 points for every dollar you spend with Best Western, along with a variety of extra perks and benefits.

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Brendan Harkness
Review of the Upromise® World MasterCard®
Brendan Harkness | Sep 28, 2016

The Upromise World MasterCard offers up to 10% cash back at select retailers, and you can redeem your rewards directly to your college fund or student loan.

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Brendan Harkness
Review of the Ultamate Rewards Credit Card and Ultamate Rewards MasterCard
Brendan Harkness | Sep 22, 2016

The Ultamate Rewards Credit Card and Ultamate Rewards MasterCard both offer 2 points per dollar at Ulta, along with member-only rewards and benefits.

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