Capital One® Venture® Rewards Credit Card
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The Capital One Venture Rewards card is a flexible option for those who don’t like spending with just one airline or hotel. You’ll earn 2X miles per dollar on all purchases, get some time and money saving perks, and through January 2020, earn 10X miles per dollar at hotels.com/venture.
Capital One® Venture® Rewards Credit Card
Highlights & Features
Rewards
- 2X miles per dollar on purchases
INTRODUCTORY BONUS
50,000 bonus miles for spending $3,000 in the first 3 months after account openingBalance Transfers
A balance transfer is a way to move credit card debt from one credit card to another with the goal of saving money on interest.
| Intro Balance Transfer APR | N/A |
| Regular Balance Transfer APR | 17.49% - 24.74% Variable |
| Balance Transfer Fee | $0 |
Fees
| Penalty APR | |
| Late Fee | Up to $39 |
| Returned Payment Fee | N/A |
| Additional Cards Annual Fee | N/A |
| Foreign Transaction Fee | None |
Cash Advances
Borrowing cash on your credit card is a cash advance. Cash advances usually come with very high fees. Even worse, cash advances can signal to lenders that you’re being irresponsible with money.
| Cash Advance APR | 24.74% Variable |
| Cash Advance Fee | 3% of the amount of the cash advance, but not less than $10 |
Capital One® Venture® Rewards Credit Card
Highlights
ABOUT THE ISSUER
Capital One
Capital One has several card types depending on your needs.
Manage your Account & Pay your Bill
You can usually pay your bill online on your
Credit card issuer's websiteThe Capital One® Venture® Rewards Credit Card card offers 2X miles for every other purchase, and a 50,000-mile introductory bonus for spending $3,000 in the first three months.
Capital One designed this card for people with excellent credit, but if your scores fall in the “good” range you probably have a decent chance of being approved, depending on other factors that affect your creditworthiness.
The Venture Rewards has a $95 annual fee, which is waived the first year. There are no foreign transaction fees.
Miles are worth 1 cent each when redeemed for travel purchases, which means you’ll be getting the equivalent of 2% back when you redeem for statement credit. You can also transfer miles to a number of other airline loyalty programs, where you might find more value for them:
| Airline Partner | Transfer Rate |
|---|---|
| Aeromexico Club Premier | 2:1.5 |
| Air Canada Aeroplan |
2:1.5 |
| Air France KLM Flying Blue |
2:1.5 |
| Alitalia MilleMiglia |
2:1.5 |
| Avianca LifeMiles |
2:1.5 |
| Cathay Pacific Asia Miles |
2:1.5 |
| Emirates Skywards |
2:1 |
| Etihad Guest |
2:1.5 |
| EVA Infinity MileageLands |
2:1.5 |
| Finnair Plus |
2:1.5 |
| Hainan Fortune Wings Club |
2:1.5 |
| JetBlue TrueBlue |
2:1 |
| Qantas Frequent Flyer |
2:1.5 |
| Qatar Privilege Club | 2:1.5 |
| Singapore KrisFlyer |
2:1 |
There’s another card in Capital One’s Venture line, with different card terms and rewards. It might be a better option for you, depending on what you’re looking for in a travel credit card.
| Card | Annual Fee | Purchase APR | Rewards | Benefits |
|---|---|---|---|---|
| Venture Rewards (Review) | $0 intro for first year; $95 after that | 17.49% - 24.74% Variable |
|
Visa Signature |
| VentureOne Rewards (Review) | $0 | 0% intro on purchases for 12 months, then 13.74% - 23.74% Variable |
|
Visa Platinum or Visa Signature |
