Capital One® Venture® Rewards Credit Card
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Capital One® Venture® Rewards Credit Card
Highlights & Features
Rewards
- 10X miles per dollar spent at Hotels.com/venture
- 2X miles per dollar for every other purchase
INTRODUCTORY BONUS
50,000 bonus miles for spending $3,000 in the first 3 months after account openingBalance Transfers
A balance transfer is a way to move credit card debt from one credit card to another with the goal of saving money on interest.
| Intro Balance Transfer APR | None |
| Regular Balance Transfer APR | 17.49% - 24.74% (Variable) |
| Balance Transfer Fee | $0 |
Fees
| Penalty APR | None |
| Late Fee | Up to $39 |
| Returned Payment Fee | None |
| Additional Cards Annual Fee | None |
| Foreign Transaction Fee | None |
Cash Advances
Borrowing cash on your credit card is a cash advance. Cash advances usually come with very high fees. Even worse, cash advances can signal to lenders that you’re being irresponsible with money.
- Cash Advance APR: 24.74% (Variable)
- Cash Advance Fee: 3% of the amount of the cash advance, but not less than $10
ABOUT THE ISSUER
Capital One
Capital One has several card types depending on your needs.
Manage your Account & Pay your Bill
You can usually pay your bill online on your
Credit card issuer's websiteCapital One® Venture® Rewards Credit Card
Highlights
- Enjoy a one-time bonus of 50,000 miles once you spend $3,000 on purchases within 3 months from account opening, equal to $500 in travel
- Earn 2X miles on every purchase, every day. Plus earn 10X miles on thousands of hotels, through January 2020; learn more at hotels.com/venture
- Named ‘The Best Travel Card’ by CNBC, 2018
- Receive up to $100 application fee credit for Global Entry or TSA Pre✔®
- Fly any airline, stay at any hotel, anytime; no blackout dates. Plus transfer your miles to over 12 leading travel loyalty programs
- Miles won’t expire for the life of the account and there’s no limit to how many you can earn
- No foreign transaction fees
- $0 intro annual fee for the first year; $95 after that
The Capital One® Venture® Rewards Credit Card card offers 10X miles per dollar at Hotels.com/venture, a great offer that lasts through January 31st, 2020. You’ll also get 2X miles for every other purchase, and a 50,000-mile introductory bonus for spending $3,000 in the first three months.
Capital One designed this card for people with excellent credit, but if your scores fall in the “good” range you probably have a decent chance of being approved, depending on other factors that affect your creditworthiness.
This card is issued at the Visa Signature level, which comes with shopping benefits and travel perks like the Luxury Hotel Collection.
The Venture Rewards has a $95 annual fee, which is waived the first year. There are no foreign transaction fees.
Miles are worth 1 cent each when redeemed for travel purchases, which means you’ll be getting 10% cash back at Hotels.com and 2% back everywhere else. You can also transfer miles to a number of other airline loyalty programs, where you might find more value for them:
| Airline Partner | Transfer Rate |
|---|---|
| Aeromexico Club Premier | 2:1.5 |
| Air Canada Aeroplan |
2:1.5 |
| Air France KLM Flying Blue |
2:1.5 |
| Alitalia MilleMiglia |
2:1.5 |
| Avianca LifeMiles |
2:1.5 |
| Cathay Pacific Asia Miles |
2:1.5 |
| Emirates Skywards |
2:1 |
| Etihad Guest |
2:1.5 |
| EVA Infinity MileageLands |
2:1.5 |
| Finnair Plus |
2:1.5 |
| Hainan Fortune Wings Club |
2:1.5 |
| JetBlue TrueBlue |
2:1 |
| Qantas Frequent Flyer |
2:1.5 |
| Qatar Privilege Club | 2:1.5 |
| Singapore KrisFlyer |
2:1 |
There’s another card in Capital One’s Venture line, with different card terms and rewards. It might be a better option for you, depending on what you’re looking for in a travel credit card.
| Card | Annual Fee | Purchase APR | Rewards | Benefits |
|---|---|---|---|---|
| Venture Rewards (Review) | $0 intro for first year; $95 after that | 17.49% - 24.74% (Variable) |
|
Visa Signature |
| VentureOne Rewards (Review) | $0 | 0% intro on purchases for for 12 months, then 13.74% - 23.74% (Variable) |
|
Visa Platinum or Visa Signature |
