Capital One® Venture® Rewards Credit Card


The Capital One® Venture® Rewards Credit Card card offers 10X miles per dollar at Hotels.com/venture, a great offer that lasts through January 31st, 2020. You’ll also get 2X miles for every other purchase, and a 50,000-mile introductory bonus for spending $3,000 in the first three months.

Capital One designed this card for people with excellent credit, but if your scores fall in the “good” range you probably have a decent chance of being approved, depending on other factors that affect your creditworthiness.

This card is issued at the Visa Signature level, which comes with shopping benefits and travel perks like the Luxury Hotel Collection.

The Venture Rewards has a $95 annual fee, which is waived the first year. There are no foreign transaction fees.

Miles are worth 1 cent each when redeemed for travel purchases, which means you’ll be getting 10% cash back at Hotels.com and 2% back everywhere else. You can also transfer miles to 14 airline loyalty programs, where you might find more value for them:

Airline Partner Transfer Rate
Aeromexico Club Premier 2:1.5
Air Canada Aeroplan
2:1.5
Air France KLM Flying Blue
2:1.5
Alitalia MilleMiglia
2:1.5
Avianca LifeMiles
2:1.5
Cathay Pacific Asia Miles
2:1.5
Emirates Skywards
2:1
Etihad Guest
2:1.5
EVA Infinity MileageLands
2:1.5
Finnair Plus
2:1.5
Hainan Fortune Wings Club
2:1.5
Qantas Frequent Flyer
2:1.5
Qatar Privilege Club 2:1.5
Singapore KrisFlyer
2:1

There’s another card in Capital One’s Venture line, with different card terms and rewards. It might be a better option for you, depending on what you’re looking for in a travel credit card.

Card Annual Fee Purchase APR Rewards Benefits
Venture Rewards (Review) $95, $0 first year 17.99%–25.24% Variable
  • 10X miles per dollar at Hotels.com
  • 2X miles per dollar on all other purchases
Visa Signature
VentureOne Rewards (Review) $0 0% for 12 months, then 14.24%, 20.24%, or 24.24% Variable
  • 10X miles per dollar at Hotels.com
  • 1.25X miles per dollar on all other purchases
Visa Platinum or Visa Signature

 

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Card Details

Rewards

Rewards

  • 10X miles per dollar spent at Hotels.com/venture
  • 2X miles per dollar spent spent on all other purchases
How to Redeem

Introductory Bonus

  • 50,000 bonus miles for spending $3,000 in the first 3 months after account opening
Card Stats

Card Stats

Annual Fee $95, $0 first year
Additional Cards Annual Fee -
Regular Purchase APR 17.99%–25.24% Variable
Intro Purchase APR -
Foreign Transaction Fee None
Chip Technology Chip-and-Signature
Minimum Credit Limit $5,000
Maximum Credit Limit -
Free Credit Score Yes
Penalty APR None
Late Fee Up to $38
Returned Payment Fee -
Balance Transfers

Balance Transfers

Intro Balance Transfer APR -
Regular Balance Transfer APR 17.99%–25.24% Variable
Balance Transfer Fee None at the regular transfer APR; 3% for transfers at promotional APRs
Cash Advances

Cash Advances

Cash Advance APR 25.24% Variable
Cash Advance Fee 3%, $10 minimum

Card Benefits

Check your card’s Guide to Benefits to learn the specific benefits your card offers and how to access them.

  • Miles Transfer

    Transfer your miles to a variety of airline loyalty programs, including Aeromexico, Air Canada, and Air France.

  • Visa Signature Concierge Service

    A 24/7 personal assistant to help in a variety of non-emergency tasks.

  • Luxury Hotel Collection

    Get benefits and amenities at over 900 hotel properties, like a $25 food and beverage credit.

  • Fine Wine & Food

    Special dining and wine experiences.

  • Sports Experiences

    Access to popular sporting events and premiere golf benefits at Pebble Beach Resorts®.

  • Shopping Discounts

    Discounts and special offers at premium retailers, from jewelry to apparel and electronics.

  • Personalized Payment

    Pick your monthly due date.

  • Account Alerts

    Get alerts about account information on your phone.

  • Mobile & Tablet Apps

    Manage your account from your phone or tablet.

  • Financial Tools & Tips

    Educate yourself on credit with Capital One resources.

  • Capital One Wallet℠

    Provides charge notifications, account balances, available credit, and rewards earnings.

  • Capital One Credit Wise

    Free access to your VantageScore 3.0 based on your TransUnion credit report, and data from your TransUnion report.

  • Lost/Stolen Card Reporting & Card Lock

    Call customer support to report your card as lost or stolen at any time and lock your card with a few taps of a button if it has been stolen, lost, or misplaced.

  • Emergency Card Replacement and Cash Disbursement

    After reporting your card as lost you can quickly and easily get a replacement, or an emergency cash advance.

  • Year-End Summary Statement

    A detailed summary of your yearly spending is available upon request.

  • Zero Liability Protection

    You won’t be held responsible for fraudulent charges to your account.

  • Security and Account Alerts

    You can be notified about changes to your account or unauthorized activity.

  • Capital One Second Look℠

    Capital One monitors your account for unusual and duplicate charges.

  • Purchase Protection

    Provides coverage against lost or stolen items within 90 days from the date of purchase.

  • Extended Warranty Protection

    Extends a manufacturer’s warranty at no charge for up to 1 year on warranties of 3 years or less.

  • Virtual Card Numbers

    Keep your real card number private and shop online with added security using a virtual card number.

  • 24-Hour Travel Assistance Services

    Provides help with travel emergencies, including emergency card replacement or cash advances.

  • Travel Accident Insurance

    Covers you and your family in the case of physical accidents.

  • Roadside Assistance Hotline

    Assistance with services such as towing, changing a flat, or boosting a battery in case of emergency.

  • Auto Rental Collision Damage Waiver

    Provides coverage against theft and collision, as long as the car rental company’s own insurance is declined.

  • Lost Luggage Reimbursement

    If checked or carry-on bags are lost or damaged, provides reimbursement up to $3,000 per passenger.

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