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Capital One Venture Rewards Credit Card

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The Capital One Venture Rewards card is a flexible option for those who don’t like spending with just one airline or hotel. You’ll earn 2X miles per dollar on all purchases, and get some time and money saving perks.

Our rating
Min. credit level: Good
Annual Fee: $95
Regular APR: 17.24% - 24.49% (Variable)

Capital One Venture Rewards Credit Card

Our rating
Good Min. credit level
$95 Annual Fee
How To Apply Read our Review

Highlights & Features

Rewards

Spending Rewards
  • 2X miles per dollar on all purchases
Introductory Bonus
  • 60,000 bonus miles for spending $3,000 in the first 3 months

Capital One Transfer Partners

Airline Partners

  • Aeromexico Club Premier
  • Air Canada Aeroplan
  • Air France KLM Flying Blue
  • Alitalia MilleMiglia
  • Avianca LifeMiles
  • Cathay Pacific Asia Miles
  • Emirates Skywards
  • Etihad Guest
  • EVA Air Infinity MileageLands
  • Finnair Plus
  • JetBlue TrueBlue
  • Qantas Frequent Flyer
  • Singapore Airlines KrisFlyer

Hotel Partners

  • Wyndham Rewards
  • ALL Accor Live Limitless

Balance Transfers

A balance transfer is a way to move debt from one card to another with the goal of saving money on interest.

Intro Balance Transfer APR N/A
Regular Balance Transfer APR 17.24% - 24.49% (Variable)
Balance Transfer Fee $0
How to Transfer a Balance on a Credit Card

Fees

Penalty APR N/A
Late Fee Up to $40
Returned Payment Fee N/A
Additional Cards Annual Fee N/A
Foreign Transaction Fee None
Learn About Types of Credit Card Fees

Cash Advances

Borrowing cash on your card is a cash advance. Cash advances usually come with very high fees. Even worse, cash advances can signal to lenders that you’re being irresponsible with money.

Cash Advance APR 24.49% (Variable)
Cash Advance Fee 3% of the amount of the cash advance, but not less than $10
How to Get a Cash Advance with a Credit Card
ABOUT THE ISSUER

Capital One

Capital One has several card types depending on your needs.

Manage your Account & Pay your Bill

You can usually pay your bill online on your

Credit card issuer's website

Speak to Customer Service

1-800-227-4825 or

Try a different phone number
See all Issuer Cards

The Capital One Venture Rewards Credit Card card offers an unlimited 2X miles per dollar on all purchases.

Capital One designed this card for people with excellent credit, but if your scores fall in the “good” range you probably have a decent chance of being approved, depending on other factors that affect your creditworthiness.

The Venture Rewards has a $95 annual fee, and there are no foreign transaction fees.

Miles are worth 1 cent each when redeemed for travel purchases, which means you’ll be getting the equivalent of 2% back when you redeem for statement credit. You can also transfer miles to a number of other airline loyalty programs, where you might find more value for them:

Airline Partner Transfer Rate
Aeromexico Club Premier 2:1.5
Air Canada Aeroplan
2:1.5
Air France KLM Flying Blue
2:1.5
Alitalia MilleMiglia
2:1.5
Avianca LifeMiles
2:1.5
Cathay Pacific Asia Miles
2:1.5
Emirates Skywards
2:1
Etihad Guest
2:1.5
EVA Infinity MileageLands
2:1.5
Finnair Plus
2:1.5
Hainan Fortune Wings Club
2:1.5
JetBlue TrueBlue
2:1
Qantas Frequent Flyer
2:1.5
Qatar Privilege Club 2:1.5
Singapore KrisFlyer
2:1

There’s another card in Capital One’s Venture line, with different card terms and rewards. It might be a better option for you, depending on what you’re looking for in a travel credit card.

Card Annual Fee Purchase APR Rewards
Venture Rewards (Review) $95 17.24% - 24.49% (Variable)
  • 2X miles per dollar on all purchases
VentureOne Rewards (Review) $0 0% intro on purchases for for 12 months, then 15.49% - 25.49% (Variable)
  • 1.25X miles per dollar on all purchases