Capital One® Venture® Rewards Credit Card
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The Capital One Venture Rewards card is a flexible option for those who don’t like spending with just one airline or hotel. You’ll earn 5X miles per dollar with Uber Eats (through 1/31/21), 2X miles per dollar on all other purchases, and get some time and money saving perks.
The information related to Capital One® Venture® Rewards Credit Card has been collected by Credit Card Insider and has not been reviewed or provided by the issuer or provider of this product.
Capital One® Venture® Rewards Credit Card
Highlights & Features
Rewards
- 5X miles per dollar with Uber Eats (through 1/31/21)
- 2X miles per dollar on all other purchases
INTRODUCTORY BONUS
50,000 bonus miles for spending $3,000 in the first 3 months after account openingBalance Transfers
A balance transfer is a way to move credit card debt from one credit card to another with the goal of saving money on interest.
| Intro Balance Transfer APR | N/A |
| Regular Balance Transfer APR | 17.24% - 24.49% (Variable) |
| Balance Transfer Fee | $0 |
Fees
| Penalty APR | N/A |
| Late Fee | Up to $39 |
| Returned Payment Fee | N/A |
| Additional Cards Annual Fee | N/A |
| Foreign Transaction Fee | None |
Cash Advances
Borrowing cash on your credit card is a cash advance. Cash advances usually come with very high fees. Even worse, cash advances can signal to lenders that you’re being irresponsible with money.
| Cash Advance APR | 24.49% (Variable) |
| Cash Advance Fee | 3% of the amount of the cash advance, but not less than $10 |
ABOUT THE ISSUER
Capital One
Capital One has several card types depending on your needs.
Manage your Account & Pay your Bill
You can usually pay your bill online on your
Credit card issuer's websiteThe Capital One® Venture® Rewards Credit Card card offers 5X miles per dollar with Uber Eats (through 1/31/21), 2X miles for every other purchase, and a 50,000-mile introductory bonus for spending $3,000 in the first three months.
Capital One designed this card for people with excellent credit, but if your scores fall in the “good” range you probably have a decent chance of being approved, depending on other factors that affect your creditworthiness.
The Venture Rewards has a $95 annual fee, and there are no foreign transaction fees.
Miles are worth 1 cent each when redeemed for travel purchases, which means you’ll be getting the equivalent of 2% back when you redeem for statement credit. You can also transfer miles to a number of other airline loyalty programs, where you might find more value for them:
| Airline Partner | Transfer Rate |
|---|---|
| Aeromexico Club Premier | 2:1.5 |
| Air Canada Aeroplan |
2:1.5 |
| Air France KLM Flying Blue |
2:1.5 |
| Alitalia MilleMiglia |
2:1.5 |
| Avianca LifeMiles |
2:1.5 |
| Cathay Pacific Asia Miles |
2:1.5 |
| Emirates Skywards |
2:1 |
| Etihad Guest |
2:1.5 |
| EVA Infinity MileageLands |
2:1.5 |
| Finnair Plus |
2:1.5 |
| Hainan Fortune Wings Club |
2:1.5 |
| JetBlue TrueBlue |
2:1 |
| Qantas Frequent Flyer |
2:1.5 |
| Qatar Privilege Club | 2:1.5 |
| Singapore KrisFlyer |
2:1 |
There’s another card in Capital One’s Venture line, with different card terms and rewards. It might be a better option for you, depending on what you’re looking for in a travel credit card.
| Card | Annual Fee | Purchase APR | Rewards | Benefits |
|---|---|---|---|---|
| Venture Rewards (Review) | $95 | 17.24% - 24.49% (Variable) |
|
Visa Signature |
| VentureOne Rewards (Review) | $0 | 0% intro on purchases for for 12 months, then 15.49% - 25.49% (Variable) |
|
Visa Platinum or Visa Signature |
