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Capital One® Venture® Rewards Credit Card

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The Capital One Venture Rewards card is a flexible option for those who don’t like spending with just one airline or hotel. You’ll earn 2X miles per dollar on all purchases, get some time and money saving perks, and through January 2020, earn 10X miles per dollar at hotels.com/venture.

Our rating
Min. credit level: Good
Annual Fee: $0 intro for first year; $95 after that
Regular APR: 17.49% - 24.74% Variable

Capital One® Venture® Rewards Credit Card

Our rating
Good Min. credit level
$0 intro for first year; $95 after that Annual Fee
Apply Now Read our Review

Highlights & Features

Rewards

  • 2X miles per dollar on purchases

INTRODUCTORY BONUS

50,000 bonus miles for spending $3,000 in the first 3 months after account opening

Balance Transfers

A balance transfer is a way to move credit card debt from one credit card to another with the goal of saving money on interest.

Intro Balance Transfer APR N/A
Regular Balance Transfer APR 17.49% - 24.74% Variable
Balance Transfer Fee $0
How to Transfer a Balance on a Credit Card

Fees

Penalty APR
Late Fee Up to $39
Returned Payment Fee N/A
Additional Cards Annual Fee N/A
Foreign Transaction Fee None
Learn About Types of Credit Card Fees

Cash Advances

Borrowing cash on your credit card is a cash advance. Cash advances usually come with very high fees. Even worse, cash advances can signal to lenders that you’re being irresponsible with money.

Cash Advance APR 24.74% Variable
Cash Advance Fee 3% of the amount of the cash advance, but not less than $10
How to Get a Cash Advance with a Credit Card
Capital One® Venture® Rewards Credit Card

Highlights

ABOUT THE ISSUER

Capital One

Capital One has several card types depending on your needs.

Manage your Account & Pay your Bill

You can usually pay your bill online on your

Credit card issuer's website

Speak to Customer Service

1-800-227-4825 or

Try a different phone number
See all Issuer Cards

The Capital One® Venture® Rewards Credit Card card offers 2X miles for every other purchase, and a 50,000-mile introductory bonus for spending $3,000 in the first three months.

Capital One designed this card for people with excellent credit, but if your scores fall in the “good” range you probably have a decent chance of being approved, depending on other factors that affect your creditworthiness.

The Venture Rewards has a $95 annual fee, which is waived the first year. There are no foreign transaction fees.

Miles are worth 1 cent each when redeemed for travel purchases, which means you’ll be getting the equivalent of 2% back when you redeem for statement credit. You can also transfer miles to a number of other airline loyalty programs, where you might find more value for them:

Airline Partner Transfer Rate
Aeromexico Club Premier 2:1.5
Air Canada Aeroplan
2:1.5
Air France KLM Flying Blue
2:1.5
Alitalia MilleMiglia
2:1.5
Avianca LifeMiles
2:1.5
Cathay Pacific Asia Miles
2:1.5
Emirates Skywards
2:1
Etihad Guest
2:1.5
EVA Infinity MileageLands
2:1.5
Finnair Plus
2:1.5
Hainan Fortune Wings Club
2:1.5
JetBlue TrueBlue
2:1
Qantas Frequent Flyer
2:1.5
Qatar Privilege Club 2:1.5
Singapore KrisFlyer
2:1

There’s another card in Capital One’s Venture line, with different card terms and rewards. It might be a better option for you, depending on what you’re looking for in a travel credit card.

Card Annual Fee Purchase APR Rewards Benefits
Venture Rewards (Review) $0 intro for first year; $95 after that 17.49% - 24.74% Variable
  • 2X miles per dollar on all other purchases
Visa Signature
VentureOne Rewards (Review) $0 0% intro on purchases for 12 months, then 13.74% - 23.74% Variable
  • 1.25X miles per dollar on all other purchases
Visa Platinum or Visa Signature