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Capital One Venture Rewards Credit Card

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The Capital One Venture Rewards card is a flexible option for those who don’t like spending with just one airline or hotel. You’ll earn 5X miles per dollar with Uber Eats (through 1/31/21), 2X miles per dollar on all other purchases, and get some time and money saving perks.

The information related to Capital One Venture Rewards Credit Card has been collected by Credit Card Insider and has not been reviewed or provided by the issuer or provider of this product.

Our rating
Min. credit level: Good
Annual Fee: $95
Regular APR: 17.24% - 24.49% (Variable)

Capital One Venture Rewards Credit Card

Our rating
Good Min. credit level
$95 Annual Fee
How To Apply Read our Review

Highlights & Features


Spending Rewards
  • 5X miles per dollar:
    • Hotels booked via Capital One Travel
    • Rental cars booked via Capital One Travel
    • Uber Eats (through 1/31/21)
  • 2X miles per dollar on all other purchases
Introductory Bonus
  • 100,000 bonus miles for spending $20,000 in the first 12 months from account opening, or still earn 50,000 miles for spending $3,000 in the first 3 months

Balance Transfers

A balance transfer is a way to move credit card debt from one credit card to another with the goal of saving money on interest.

Intro Balance Transfer APR N/A
Regular Balance Transfer APR 17.24% - 24.49% (Variable)
Balance Transfer Fee $0
How to Transfer a Balance on a Credit Card


Penalty APR N/A
Late Fee Up to $40
Returned Payment Fee N/A
Additional Cards Annual Fee N/A
Foreign Transaction Fee None
Learn About Types of Credit Card Fees

Cash Advances

Borrowing cash on your credit card is a cash advance. Cash advances usually come with very high fees. Even worse, cash advances can signal to lenders that you’re being irresponsible with money.

Cash Advance APR 24.49% (Variable)
Cash Advance Fee 3% of the amount of the cash advance, but not less than $10
How to Get a Cash Advance with a Credit Card

Capital One

Capital One has several card types depending on your needs.

Manage your Account & Pay your Bill

You can usually pay your bill online on your

Credit card issuer's website

Speak to Customer Service

1-800-227-4825 or

Try a different phone number
See all Issuer Cards

The Capital One® Venture® Rewards Credit Card card offers 5X miles per dollar with Uber Eats (through 1/31/21), and 2X miles for every other purchase.

Capital One designed this card for people with excellent credit, but if your scores fall in the “good” range you probably have a decent chance of being approved, depending on other factors that affect your creditworthiness.

The Venture Rewards has a $95 annual fee, and there are no foreign transaction fees.

Miles are worth 1 cent each when redeemed for travel purchases, which means you’ll be getting the equivalent of 2% back when you redeem for statement credit. You can also transfer miles to a number of other airline loyalty programs, where you might find more value for them:

Airline Partner Transfer Rate
Aeromexico Club Premier 2:1.5
Air Canada Aeroplan
Air France KLM Flying Blue
Alitalia MilleMiglia
Avianca LifeMiles
Cathay Pacific Asia Miles
Emirates Skywards
Etihad Guest
EVA Infinity MileageLands
Finnair Plus
Hainan Fortune Wings Club
JetBlue TrueBlue
Qantas Frequent Flyer
Qatar Privilege Club 2:1.5
Singapore KrisFlyer

There’s another card in Capital One’s Venture line, with different card terms and rewards. It might be a better option for you, depending on what you’re looking for in a travel credit card.

Card Annual Fee Purchase APR Rewards Benefits
Venture Rewards (Review) $95 17.24% - 24.49% (Variable)
  • 5X miles per dollar with Uber Eats (through 1/31/21)
  • 2X miles per dollar on all other purchases
Visa Signature
VentureOne Rewards (Review) $0 0% intro on purchases for for 12 months, then 15.49% - 25.49% (Variable)
  • 5X miles per dollar with Uber Eats (through 1/31/21)
  • 1.25X miles per dollar on all other purchases
Visa Platinum or Visa Signature