Capital One Venture Rewards Credit Card
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The Capital One Venture Rewards card is a flexible option for those who don’t like spending with just one airline or hotel. You’ll earn 5X miles per dollar with Uber Eats (through 1/31/21), 2X miles per dollar on all other purchases, and get some time and money saving perks.
The information related to Capital One Venture Rewards Credit Card has been collected by Credit Card Insider and has not been reviewed or provided by the issuer or provider of this product.
Capital One Venture Rewards Credit Card
Highlights & Features
Rewards
| Spending Rewards |
|---|
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| Introductory Bonus |
|---|
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Balance Transfers
A balance transfer is a way to move credit card debt from one credit card to another with the goal of saving money on interest.
| Intro Balance Transfer APR | N/A |
| Regular Balance Transfer APR | 17.24% - 24.49% (Variable) |
| Balance Transfer Fee | $0 |
Fees
| Penalty APR | N/A |
| Late Fee | Up to $40 |
| Returned Payment Fee | N/A |
| Additional Cards Annual Fee | N/A |
| Foreign Transaction Fee | None |
Cash Advances
Borrowing cash on your credit card is a cash advance. Cash advances usually come with very high fees. Even worse, cash advances can signal to lenders that you’re being irresponsible with money.
| Cash Advance APR | 24.49% (Variable) |
| Cash Advance Fee | 3% of the amount of the cash advance, but not less than $10 |
ABOUT THE ISSUER
Capital One
Capital One has several card types depending on your needs.
Manage your Account & Pay your Bill
You can usually pay your bill online on your
Credit card issuer's websiteThe Capital One® Venture® Rewards Credit Card card offers 5X miles per dollar with Uber Eats (through 1/31/21), and 2X miles for every other purchase.
Capital One designed this card for people with excellent credit, but if your scores fall in the “good” range you probably have a decent chance of being approved, depending on other factors that affect your creditworthiness.
The Venture Rewards has a $95 annual fee, and there are no foreign transaction fees.
Miles are worth 1 cent each when redeemed for travel purchases, which means you’ll be getting the equivalent of 2% back when you redeem for statement credit. You can also transfer miles to a number of other airline loyalty programs, where you might find more value for them:
| Airline Partner | Transfer Rate |
|---|---|
| Aeromexico Club Premier | 2:1.5 |
| Air Canada Aeroplan |
2:1.5 |
| Air France KLM Flying Blue |
2:1.5 |
| Alitalia MilleMiglia |
2:1.5 |
| Avianca LifeMiles |
2:1.5 |
| Cathay Pacific Asia Miles |
2:1.5 |
| Emirates Skywards |
2:1 |
| Etihad Guest |
2:1.5 |
| EVA Infinity MileageLands |
2:1.5 |
| Finnair Plus |
2:1.5 |
| Hainan Fortune Wings Club |
2:1.5 |
| JetBlue TrueBlue |
2:1 |
| Qantas Frequent Flyer |
2:1.5 |
| Qatar Privilege Club | 2:1.5 |
| Singapore KrisFlyer |
2:1 |
There’s another card in Capital One’s Venture line, with different card terms and rewards. It might be a better option for you, depending on what you’re looking for in a travel credit card.
| Card | Annual Fee | Purchase APR | Rewards | Benefits |
|---|---|---|---|---|
| Venture Rewards (Review) | $95 | 17.24% - 24.49% (Variable) |
|
Visa Signature |
| VentureOne Rewards (Review) | $0 | 0% intro on purchases for for 12 months, then 15.49% - 25.49% (Variable) |
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Visa Platinum or Visa Signature |
