Skip to content

Capital One® Venture® Rewards Credit Card

Advertiser Disclosure

Credit Card Insider is an independent, advertising supported website. Credit Card Insider receives compensation from some credit card issuers as advertisers. Advertiser relationships do not affect card ratings or our Editor’s Best Card Picks. Credit Card Insider has not reviewed all available credit card offers in the marketplace. Content is not provided or commissioned by any credit card issuers. Reasonable efforts are made to maintain accurate information, though all credit card information is presented without warranty. When you click on any ‘Apply Now’ button, the most up-to-date terms and conditions, rates, and fee information will be presented by the issuer. Credit Card Insider has partnered with CardRatings for our coverage of credit card products. Credit Card Insider and CardRatings may receive a commission from card issuers. A list of these issuers can be found on our Editorial Guidelines.

The Capital One Venture Rewards card is a flexible option for those who don’t like spending with just one airline or hotel. You’ll earn 5X miles per dollar with Uber Eats (through 1/31/21), 2X miles per dollar on all other purchases, and get some time and money saving perks.

The information related to Capital One® Venture® Rewards Credit Card has been collected by Credit Card Insider and has not been reviewed or provided by the issuer or provider of this product.

Our rating
Min. credit level: Good
Annual Fee: $95
Regular APR: 17.24% - 24.49% (Variable)

Capital One® Venture® Rewards Credit Card

Our rating
Good Min. credit level
$95 Annual Fee
How To Apply Read our Review

Highlights & Features

Rewards

  • 5X miles per dollar with Uber Eats (through 1/31/21)
  • 2X miles per dollar on all other purchases

INTRODUCTORY BONUS

50,000 bonus miles for spending $3,000 in the first 3 months after account opening

Balance Transfers

A balance transfer is a way to move credit card debt from one credit card to another with the goal of saving money on interest.

Intro Balance Transfer APR N/A
Regular Balance Transfer APR 17.24% - 24.49% (Variable)
Balance Transfer Fee $0
How to Transfer a Balance on a Credit Card

Fees

Penalty APR N/A
Late Fee Up to $39
Returned Payment Fee N/A
Additional Cards Annual Fee N/A
Foreign Transaction Fee None
Learn About Types of Credit Card Fees

Cash Advances

Borrowing cash on your credit card is a cash advance. Cash advances usually come with very high fees. Even worse, cash advances can signal to lenders that you’re being irresponsible with money.

Cash Advance APR 24.49% (Variable)
Cash Advance Fee 3% of the amount of the cash advance, but not less than $10
How to Get a Cash Advance with a Credit Card
ABOUT THE ISSUER

Capital One

Capital One has several card types depending on your needs.

Manage your Account & Pay your Bill

You can usually pay your bill online on your

Credit card issuer's website

Speak to Customer Service

1-800-227-4825 or

Try a different phone number
See all Issuer Cards

The Capital One® Venture® Rewards Credit Card card offers 5X miles per dollar with Uber Eats (through 1/31/21), 2X miles for every other purchase, and a 50,000-mile introductory bonus for spending $3,000 in the first three months.

Capital One designed this card for people with excellent credit, but if your scores fall in the “good” range you probably have a decent chance of being approved, depending on other factors that affect your creditworthiness.

The Venture Rewards has a $95 annual fee, and there are no foreign transaction fees.

Miles are worth 1 cent each when redeemed for travel purchases, which means you’ll be getting the equivalent of 2% back when you redeem for statement credit. You can also transfer miles to a number of other airline loyalty programs, where you might find more value for them:

Airline Partner Transfer Rate
Aeromexico Club Premier 2:1.5
Air Canada Aeroplan
2:1.5
Air France KLM Flying Blue
2:1.5
Alitalia MilleMiglia
2:1.5
Avianca LifeMiles
2:1.5
Cathay Pacific Asia Miles
2:1.5
Emirates Skywards
2:1
Etihad Guest
2:1.5
EVA Infinity MileageLands
2:1.5
Finnair Plus
2:1.5
Hainan Fortune Wings Club
2:1.5
JetBlue TrueBlue
2:1
Qantas Frequent Flyer
2:1.5
Qatar Privilege Club 2:1.5
Singapore KrisFlyer
2:1

There’s another card in Capital One’s Venture line, with different card terms and rewards. It might be a better option for you, depending on what you’re looking for in a travel credit card.

Card Annual Fee Purchase APR Rewards Benefits
Venture Rewards (Review) $95 17.24% - 24.49% (Variable)
  • 5X miles per dollar with Uber Eats (through 1/31/21)
  • 2X miles per dollar on all other purchases
Visa Signature
VentureOne Rewards (Review) $0 0% intro on purchases for for 12 months, then 15.49% - 25.49% (Variable)
  • 5X miles per dollar with Uber Eats (through 1/31/21)
  • 1.25X miles per dollar on all other purchases
Visa Platinum or Visa Signature