Capital One® Spark® Miles Select for Business

The Capital One® Spark® Miles Select for Business offers some great benefits, but the reward points are a bit low, offering only 1.5 points for every $1 spent.

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  • Rewards
    • Earn 1.5 miles for every $1 spent on all purchases
    • There is no limit to the amount of rewards you can earn
  • Signup Bonus 20,000 miles (equivalent to $200) when you spend $3,000 in the first 3 months
  • Chip Technology Chip-and-Signature
  • Foreign Transaction Fee 0%
  • Intro Balance Transfer APR -
  • Regular Balance Transfer APR 13.24%, 17.24% or 21.24% *Variable
  • Cash Advance APR 23.24% *Variable
  • Penalty APR 29.65% *Variable
  • Late Fee Up to $39
  • Returned Payment Fee See Terms

Card Benefits

Check your card's Guide to Benefits to learn the specific benefits your card offers and how to access them. Learn more about credit card benefits here.


  • 24/7 Visa Concierge Service

    Call for non-emergency help with a variety of tasks, like travel plans and making reservations.

  • Visa® SavingsEdge

    Save up to 15% at

  • Luxury Hotels

    Get benefits at over 900 hotel properties.

  • Movie Discounts

    Get discounts at

  • Fine Wine & Food

    Special dining and wine experiences.

  • Sports Experiences

    Access to popular sporting events and premiere golf benefits at Pebble Beach Resorts®.

  • Shopping Discounts

    Discounts and special offers at premium retailers, from jewelry to apparel and electronics.

  • No Blackout Dates or Seat Restrictions

    On award redemptions.

Account Management

  • Account Alerts

    Get alerts about account information on your phone.

  • Mobile App

    Manage your account from your phone or tablet.

  • Financial Tools & Tips

    Educate yourself on credit with Capital One resources.

  • Downloadable Purchase Records

    Easily download purchase records in Quicken®, Quickbooks™, or Excel® formats.

  • Quarterly and Year-End Summary

    An itemized report of your spending to simplify tax time and accounting.

  • Free Employee Cards

    No fee for extra cards, which will earn you more rewards more quickly.


  • Fraud Protection

    You will not be held responsible for unauthorized use of your card.


  • Purchase Protection

    Provides coverage against lost or stolen items within 90 days from the date of purchase.

  • Extended Warranty Protection

    Extends a manufacturer’s warranty by up to 1 year, for warranties of 3 years or less.

  • Price Protection

    If you find an item you purchased at a lower price price, you can be reimbursed the difference.


  • Roadside Assistance Hotline

    Assistance with services such as towing, changing a flat, or boosting a battery in case of emergency.

  • Travel Assistance Services

    Provides help with travel emergencies, including emergency card replacement or cash advances.

  • Travel Accident Insurance

    Covers you and your family in the case of physical accidents.

  • Auto Rental Collision Damage Waiver

    Provides coverage against theft and collision, as long as the car rental company’s own insurance is declined.

  • Lost Luggage Reimbursement

    If checked or carry-on bags are lost or damaged, provides reimbursement up to $3,000 per passenger.

Visitor Reviews

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