Capital One® Secured Mastercard®


For People with
Bad Credit

REVIEWS

Reviews

If your credit score needs improvement, the Capital One® Secured Mastercard® can help you get back on your feet and restore your credit rating. It requires an initial security deposit.

The amount of money you put down determines your credit line. The more money you put down, the larger your credit line will be. If you put down the minimum security deposit, your credit limit starts at $200. The maximum credit limit is $2,500.

Card Quick Facts

Card Quick Facts

  • No annual fee, with all the credit building benefits
  • Unlike a prepaid card, it builds credit when used responsibly, with regular reporting to the 3 major credit bureaus
  • Free access to your credit score and learn how everyday decisions can affect your score using Capital One® Credit Wise
  • Your minimum security deposit gets you a $200 credit line
  • You may qualify for a credit line increase based on your payment history and creditworthiness with no additional deposit required
  • Easily manage your account 24/7 with online access, by phone, or using our mobile app
  • It’s a credit card accepted at millions of locations worldwide

For People with
Bad Credit

REVIEWS

Reviews

Manage My Card

Want to pay a bill or check your balance?

Card Details

Rewards

Rewards

None

How to Redeem

Introductory Bonus

  • None
Card Stats

Card Stats

Annual Fee $0
Additional Cards Annual Fee -
Regular Purchase APR 24.99% Variable
Intro Purchase APR -
Foreign Transaction Fee 0%
Chip Technology Chip-and-Signature
Minimum Credit Limit $200
Maximum Credit Limit -
Free Credit Score Yes
Penalty APR See Terms
Late Fee Up to $35
Returned Payment Fee See Terms
Balance Transfers

Balance Transfers

Intro Balance Transfer APR -
Regular Balance Transfer APR 24.99% Variable
Balance Transfer Fee $0
Cash Advances

Cash Advances

Cash Advance APR 24.99% Variable
Cash Advance Fee 3%; Min:$10

Card Benefits

Check your card’s Guide to Benefits to learn the specific benefits your card offers and how to access them.

Visitor Reviews

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Average rating:  
 1 reviews
by walter
Cap one Secured Card is the Real Deal!

I have several different secured cards in my wallet at the moment, and the Cap One secured Master Card is by far the most user friendly card I have experienced.

Their smart phone application is unbelievable. You can log on, check balance, see next payment, and pay your card at the touch of a button, from anywhere in the world. It's just amazing.

And, they actually answer the phone when you call....and you never have to call because the smart phone ap is so good it sends you an alert after each purchase and when you get close to your limit.

I have First Progress card too. They are the exact opposite. No on line payment mechanism. No smart phone application. It's a real challenge to reach this lender and to manage your card, and they have no desire to provide easy access to their system on line. A real nightmare trying to get in touch with First Progress. Worst customer experience I have ever had.

Cap One Rocks. Start with these guys. You won't be disappointed.

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