SaksFirst Store Card

For People with
Fair Credit



The SaksFirst Store Card is an in-store card at Saks that offers a decent benefits package.

You’ll get 2X points per dollar for all of your purchases at Saks, with opportunities to earn more points with more annual spending.

Saks Fifth Avenue also offers the Saks Fifth Avenue Mastercard®, which offers rewards for everyday purchases, as well as the rewards this card offers.

Check out how this card compares to the Mastercard version in our Review of the SaksFirst Store Card and SaksFirst Mastercard.

Card Quick Facts

Card Quick Facts

  • Different rewards depending on how much you spend throughout the year, up to 6X points at Saks
  • Double and Triple Points Days at Saks
  • No annual fee

For People with
Fair Credit



Manage My Card

Want to pay a bill or check your balance?

Card Details



  • Rewards at Saks depending on how much you spend throughout the year:
    • Premier status members: 2X points per dollar
    • Elite status members: 4X points per dollar
    • Platinum status members: 6X points per dollar
    • Diamond status members: 6X points per dollar
How to Redeem
Card Stats

Card Stats

Annual Fee $0
Additional Cards Annual Fee -
Regular Purchase APR 26.24% Variable
Intro Purchase APR -
Foreign Transaction Fee -
Chip Technology Chip-and-Signature
Minimum Credit Limit -
Maximum Credit Limit -
Free Credit Score No
Penalty APR 29.24% Variable
Late Fee Up to $38
Returned Payment Fee Up to $25
Balance Transfers

Balance Transfers

Intro Balance Transfer APR -
Regular Balance Transfer APR -
Balance Transfer Fee -
Cash Advances

Cash Advances

Cash Advance APR -
Cash Advance Fee -

Card Benefits

Check your card’s Guide to Benefits to learn the specific benefits your card offers and how to access them.

Perks w/ Premier & Elite Status – Spend up to $9,999 per year

  • Advance Notice of Sales

    Get notified about sales before non-cardmembers do.

  • Advance Access to Saks Merchandise

    Cardholders get access to merchandise on before non-cardholders.

  • Exclusive Events

    Get invites to cardholder only events.

  • Saks Award-Winning Catalogs

    Get free Saks catalogs in the mail.

  • Personal Fashion Consultant Upon Request

    Get access to a personal fashion consultant in-store to help you pick out the best clothes for you.

  • Exclusive Phone Number

    Call 1-800-871-7257 to access your customer service reps.

Perks w/ Platinum Status – Spend $10,000-$24,999 per year

  • Complimentary Valet Parking

    At select stores only.

  • Complimentary Storage of One Fur

    At select stores only.

 Perks w/ Diamond Status – Spend $25,000+ per year

  • Exclusive Diamond Customer Service Number

    Check the back of your card for the phone number.

Visitor Reviews

Read about experiences others have had with this card and leave your own review here.

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Average rating:  
 1 reviews
by Tina
Saks first card is the worst

As an insider, I used to work for Saks. customer service of Capital one is very bad, like they would argue with you and hang up on you. Some clients just missed one bill payment and they got sent to collection right away. They destroyed client credit but they never apologize. I opened lots of accounts so I dealt with those issues all the time. Don’t ever get one.

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