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SaksFirst Store Card

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Designed for Saks shoppers, the SaksFirst Store Card can’t be used anywhere else. You’ll become a SaksFirst member, earning more points based on how much you spend, and get access to special double- and triple-point days each year.

Our rating
Min. credit level: Fair
Annual Fee: $0
Regular APR: 23.99% Variable

SaksFirst Store Card

Our rating
Fair Min. credit level
$0 Annual Fee
Apply Now Read Our Review

Highlights & Features


  • Rewards at Saks depending on how much you spend throughout the year:
    • Premier status members: 2X points per dollar
    • Elite status members: 4X points per dollar
    • Platinum status members: 6X points per dollar
    • Diamond status members: 6X points per dollar

Balance Transfers

A balance transfer is a way to move debt from one card to another with the goal of saving money on interest.

Intro Balance Transfer APR N/A
Regular Balance Transfer APR N/A
Balance Transfer Fee N/A
How to Transfer a Balance on a Credit Card


Penalty APR 26.99% Variable
Late Fee Up to $40
Returned Payment Fee Up to $25
Additional Cards Annual Fee N/A
Foreign Transaction Fee N/A
Learn About Types of Credit Card Fees

Cash Advances

Borrowing cash on your card is a cash advance. Cash advances usually come with very high fees. Even worse, cash advances can signal to lenders that you’re being irresponsible with money.

Cash Advance APR N/A
Cash Advance Fee N/A
How to Get a Cash Advance with a Credit Card
SaksFirst Store Card


  • Different rewards depending on how much you spend throughout the year, up to 6X points at Saks
  • Double and Triple Points Days at Saks
  • No annual fee

Capital One

Capital One has several card types depending on your needs.

Manage your Account & Pay your Bill

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1-800-871-7257 or

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The SaksFirst Store Card is an in-store card at Saks that offers a decent benefits package.

You’ll get 2X points per dollar for all of your purchases at Saks, with opportunities to earn more points with more annual spending.

Saks Fifth Avenue also offers the Saks Fifth Avenue Mastercard, which offers rewards for everyday purchases, as well as the rewards this card offers.

Check out how this card compares to the Mastercard version in our Review of the SaksFirst Store Card and SaksFirst Mastercard.

The information related to SaksFirst Store Card has been collected by Credit Card Insider and has not been reviewed or provided by the issuer or provider of this product.

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