SaksFirst Store Card


For People with
Fair Credit

REVIEWS

Reviews

The SaksFirst Store Card is an in-store charge card at Saks that offers a decent benefit package.

Saks Fifth Avenue also has the Saks Fifth Avenue MasterCard®, which offers rewards for everyday purchases, as well as the rewards this card offers.

Check out how this card compares to the MasterCard version in our Review of the SaksFirst Store Card and SaksFirst MasterCard.

Card Quick Facts

Card Quick Facts

  • This card offers different levels of rewards depending on how much you spend throughout the year:
    • Premier status members earn 2 points for every $1 spent at Saks Fifth Avenue, saks.com, Saks Fifth Avenue OFF 5TH and saksoff5th.com.
    • Elite status members earn 4 points for every $1 spent at Saks Fifth Avenue, saks.com, Saks Fifth Avenue OFF 5TH and saksoff5th.com.
    • Platinum status members earn 6 points for every $1 spent at Saks Fifth Avenue, saks.com, Saks Fifth Avenue OFF 5TH and saksoff5th.com.
    • Diamond status members earn 6 points for every $1 spent at Saks Fifth Avenue, saks.com, Saks Fifth Avenue OFF 5TH and saksoff5th.com.
  • Earn a $25 gift card every time you earn 2,500 points with all levels.
  • Double and Triple Points Days with all levels. These are special days throughout the year where you earn double or triple the points you normally would.

For People with
Fair Credit

REVIEWS

Reviews

Manage My Card

Want to pay a bill or check your balance?

Card Details

Rewards

Rewards

  • This card offers different levels of rewards depending on how much you spend throughout the year:
    • Premier status members earn 2 points for every $1 spent at Saks Fifth Avenue, saks.com, Saks Fifth Avenue OFF 5TH and saksoff5th.com.
    • Elite status members earn 4 points for every $1 spent at Saks Fifth Avenue, saks.com, Saks Fifth Avenue OFF 5TH and saksoff5th.com.
    • Platinum status members earn 6 points for every $1 spent at Saks Fifth Avenue, saks.com, Saks Fifth Avenue OFF 5TH and saksoff5th.com.
    • Diamond status members earn 6 points for every $1 spent at Saks Fifth Avenue, saks.com, Saks Fifth Avenue OFF 5TH and saksoff5th.com.
  • Earn a $25 gift card every time you earn 2,500 points with all levels.
  • Double and Triple Points Days with all levels. These are special days throughout the year where you earn double or triple the points you normally would.
How to Redeem

Introductory Bonus

  • 10% off your first day of shopping
Card Stats

Card Stats

Annual Fee $0
Additional Cards Annual Fee -
Regular Purchase APR 24.24% *Variable
Intro Purchase APR -
Foreign Transaction Fee -
Chip Technology Chip-and-Signature
Minimum Credit Limit -
Maximum Credit Limit -
Free Credit Score No
Penalty APR 27.24% *Variable
Late Fee Up to $35
Returned Payment Fee Up to $25
Balance Transfers

Balance Transfers

Intro Balance Transfer APR -
Regular Balance Transfer APR -
Balance Transfer Fee -
Cash Advances

Cash Advances

Cash Advance APR -
Cash Advance Fee -

Card Benefits

Check your card’s Guide to Benefits to learn the specific benefits your card offers and how to access them.

Visitor Reviews

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Average rating:  
 1 reviews
by Tina
Saks first card is the worst

As an insider, I used to work for Saks. customer service of Capital one is very bad, like they would argue with you and hang up on you. Some clients just missed one bill payment and they got sent to collection right away. They destroyed client credit but they never apologize. I opened lots of accounts so I dealt with those issues all the time. Don’t ever get one.

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