SaksFirst Store Card


For People with
Fair Credit

REVIEWS

Reviews

The SaksFirst Store Card is an in-store card at Saks that offers a decent benefit package.

You’ll get 2X points per dollar for all of your purchases at

Saks Fifth Avenue also has the Saks Fifth Avenue MasterCard®, which offers rewards for everyday purchases, as well as the rewards this card offers.

Check out how this card compares to the MasterCard version in our Review of the SaksFirst Store Card and SaksFirst MasterCard.

Card Quick Facts

Card Quick Facts

  • This card offers different levels of rewards depending on how much you spend throughout the year:
    • Premier status members earn 2 points for every $1 spent at Saks Fifth Avenue, saks.com, Saks Fifth Avenue OFF 5TH and saksoff5th.com.
    • Elite status members earn 4 points for every $1 spent at Saks Fifth Avenue, saks.com, Saks Fifth Avenue OFF 5TH and saksoff5th.com.
    • Platinum status members earn 6 points for every $1 spent at Saks Fifth Avenue, saks.com, Saks Fifth Avenue OFF 5TH and saksoff5th.com.
    • Diamond status members earn 6 points for every $1 spent at Saks Fifth Avenue, saks.com, Saks Fifth Avenue OFF 5TH and saksoff5th.com.
  • Earn a $25 gift card every time you earn 2,500 points with all levels.
  • 10%
  • Double and triple points days with all levels throughout the year

For People with
Fair Credit

REVIEWS

Reviews

Manage My Card

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Card Details

Rewards

Rewards

  • This card offers different levels of rewards depending on how much you spend throughout the year:
    • Premier status members earn 2 points for every $1 spent at Saks Fifth Avenue, saks.com, Saks Fifth Avenue OFF 5TH and saksoff5th.com.
    • Elite status members earn 4 points for every $1 spent at Saks Fifth Avenue, saks.com, Saks Fifth Avenue OFF 5TH and saksoff5th.com.
    • Platinum status members earn 6 points for every $1 spent at Saks Fifth Avenue, saks.com, Saks Fifth Avenue OFF 5TH and saksoff5th.com.
    • Diamond status members earn 6 points for every $1 spent at Saks Fifth Avenue, saks.com, Saks Fifth Avenue OFF 5TH and saksoff5th.com.
  • Earn a $25 gift card every time you earn 2,500 points with all levels.
  • Double and Triple Points Days with all levels. These are special days throughout the year where you earn double or triple the points you normally would.
How to Redeem

Introductory Bonus

  • 10% off your first purchase at Saks and Saks Off 5th
Card Stats

Card Stats

Annual Fee $0
Additional Cards Annual Fee -
Regular Purchase APR 26.24% Variable
Intro Purchase APR -
Foreign Transaction Fee -
Chip Technology Chip-and-Signature
Minimum Credit Limit -
Maximum Credit Limit -
Free Credit Score No
Penalty APR 29.24% Variable
Late Fee Up to $38
Returned Payment Fee Up to $25
Balance Transfers

Balance Transfers

Intro Balance Transfer APR -
Regular Balance Transfer APR -
Balance Transfer Fee -
Cash Advances

Cash Advances

Cash Advance APR -
Cash Advance Fee -

Card Benefits

Check your card’s Guide to Benefits to learn the specific benefits your card offers and how to access them.

Perks w/ Premier & Elite Status – Spend up to $9,999 per year

  • Advance Notice of Sales

    Get notified about sales before non-cardmembers do.

  • Advance Access to Saks Merchandise

    Cardholders get access to merchandise on saks.com before non-cardholders.

  • Exclusive Events

    Get invites to cardholder only events.

  • Saks Award-Winning Catalogs

    Get free Saks catalogs in the mail.

  • Personal Fashion Consultant Upon Request

    Get access to a personal fashion consultant in-store to help you pick out the best clothes for you.

  • Exclusive Phone Number

    Call 1-800-871-7257 to access your customer service reps.

Perks w/ Platinum Status – Spend $10,000-$24,999 per year

  • Complimentary Valet Parking

    At select stores only.

  • Complimentary Storage of One Fur

    At select stores only.

 Perks w/ Diamond Status – Spend $25,000+ per year

  • Exclusive Diamond Customer Service Number

    Check the back of your card for the phone number.

Visitor Reviews

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Average rating:  
 1 reviews
by Tina
Saks first card is the worst

As an insider, I used to work for Saks. customer service of Capital one is very bad, like they would argue with you and hang up on you. Some clients just missed one bill payment and they got sent to collection right away. They destroyed client credit but they never apologize. I opened lots of accounts so I dealt with those issues all the time. Don’t ever get one.

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