Credit Card Insider is an independent, advertising supported website. Credit Card Insider receives compensation from some credit card issuers as advertisers. Advertiser relationships do not affect card ratings or our Editor’s Best Card Picks. Credit Card Insider has not reviewed all available credit card offers in the marketplace. Content is not provided or commissioned by any credit card issuers. Reasonable efforts are made to maintain accurate information, though all credit card information is presented without warranty. When you click on any ‘Apply Now’ button, the most up-to-date terms and conditions, rates, and fee information will be presented by the issuer. Credit Card Insider has partnered with CardRatings for our coverage of credit card products. Credit Card Insider and CardRatings may receive a commission from card issuers. A list of these issuers can be found on our Editorial Guidelines.
The upgraded version of the SaksFirst Store Card, you can use this card anywhere Mastercard is accepted. You’ll become a SaksFirst member, with your status level determined by how much you spend annually at Saks, and earn points on a variety of other purchases including dining, gas, and groceries.
Introductory Bonus |
---|
|
A balance transfer is a way to move credit card debt from one credit card to another with the goal of saving money on interest.
Intro Balance Transfer APR | N/A |
Regular Balance Transfer APR | 19.24%–21.24% Variable |
Balance Transfer Fee | 3%, $15 minimum |
Penalty APR | 30.24% Variable |
Late Fee | Up to $35 |
Returned Payment Fee | Up to $25 |
Additional Cards Annual Fee | N/A |
Foreign Transaction Fee | None |
Borrowing cash on your credit card is a cash advance. Cash advances usually come with very high fees. Even worse, cash advances can signal to lenders that you’re being irresponsible with money.
Cash Advance APR | 25.49% Variable |
Cash Advance Fee | 3%, $15 minimum |
Capital One has several card types depending on your needs.
You can usually pay your bill online on your
Credit card issuer's websiteThe SaksFirst Mastercard® is a step up from the SaksFirst Store Card.
Offered by Saks Fifth Avenue, it offers the same rewards for purchases at Saks Fifth Avenue, as well as rewards for everyday purchases such as gas and groceries.
Check out how this card compares to the store version in our Review of the SaksFirst Store Card and SaksFirst Mastercard.