SaksFirst Mastercard®
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The upgraded version of the SaksFirst Store Card, you can use this card anywhere Mastercard is accepted. You’ll become a SaksFirst member, with your status level determined by how much you spend annually at Saks, and earn points on a variety of other purchases including dining, gas, and groceries.
Highlights & Features
Rewards
- Rewards at Saks depending on how much you spend throughout the year:
- Premier status members: 2X points per dollar
- Elite status members: 4X points per dollar
- Platinum status members: 6X points per dollar
- Diamond status members: 6X points per dollar
- 3X points per dollar at Salons and Spas
- 2X points per dollar spent on Dining, Groceries, and Gas
- 1X point per dollar on all other purchases
Balance Transfers
A balance transfer is a way to move credit card debt from one credit card to another with the goal of saving money on interest.
| Intro Balance Transfer APR | N/A |
| Regular Balance Transfer APR | 19.24% or 21.24% *Variable |
| Balance Transfer Fee | 3% (min $15) |
Fees
| Penalty APR | 30.24% *Variable |
| Late Fee | Up to $35 |
| Returned Payment Fee | Up to $25 |
| Additional Cards Annual Fee | N/A |
| Foreign Transaction Fee | None |
Cash Advances
Borrowing cash on your credit card is a cash advance. Cash advances usually come with very high fees. Even worse, cash advances can signal to lenders that you’re being irresponsible with money.
| Cash Advance APR | 25.49% *Variable |
| Cash Advance Fee | 3% (min $15) |
SaksFirst Mastercard®
Highlights
- Different rewards depending on how much you spend throughout the year, up to 6X points at Saks
- Double and Triple Points Days at Saks
- 3X points for every $1 spent at salons and spas, 2X points on dining, groceries & gas
- No annual fee
ABOUT THE ISSUER
Capital One
Capital One has several card types depending on your needs.
Manage your Account & Pay your Bill
You can usually pay your bill online on your
Credit card issuer's websiteThe SaksFirst Mastercard® is a step up from the SaksFirst Store Card.
Offered by Saks Fifth Avenue, it offers the same rewards for purchases at Saks Fifth Avenue, as well as rewards for everyday purchases such as gas and groceries.
Check out how this card compares to the store version in our Review of the SaksFirst Store Card and SaksFirst Mastercard.
