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SaksFirst Mastercard®

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Our rating
Credit range: Fair
Annual Fee: $0
Regular APR: 19.24% or 21.24% *Variable

SaksFirst Mastercard®

Our rating
Fair Credit range
$0 Annual Fee
Apply Now Read our Review

Highlights & Features

Rewards

  • Rewards at Saks depending on how much you spend throughout the year:
    • Premier status members: 2X points per dollar
    • Elite status members: 4X points per dollar
    • Platinum status members: 6X points per dollar
    • Diamond status members: 6X points per dollar
  • 3X points per dollar at Salons and Spas
  • 2X points per dollar spent on Dining, Groceries, and Gas
  • 1X point per dollar on all other purchases

Balance Transfers

A balance transfer is a way to move credit card debt from one credit card to another with the goal of saving money on interest.

Intro Balance Transfer APR N/A
Regular Balance Transfer APR 19.24% or 21.24% *Variable
Balance Transfer Fee 3% (min $15)
How to Transfer a Balance on a Credit Card

Fees

Penalty APR 30.24% *Variable
Late Fee Up to $35
Returned Payment Fee Up to $25
Additional Cards Annual Fee N/A
Foreign Transaction Fee None
Learn About Types of Credit Card Fees

Cash Advances

Borrowing cash on your credit card is a cash advance. Cash advances usually come with very high fees. Even worse, cash advances can signal to lenders that you’re being irresponsible with money.

Cash Advance APR 25.49% *Variable
Cash Advance Fee 3% (min $15)
How to Get a Cash Advance with a Credit Card
SaksFirst Mastercard®

Highlights

  • Different rewards depending on how much you spend throughout the year, up to 6X points at Saks
  • Double and Triple Points Days at Saks
  • 3X points for every $1 spent at salons and spas, 2X points on dining, groceries & gas
  • No annual fee
ABOUT THE ISSUER

Capital One

Capital One has several card types depending on your needs.

Manage your Account & Pay your Bill

You can usually pay your bill online on your

Credit card issuer's website

Speak to Customer Service

1-800-871-7257 or

Try a different phone number
See all Issuer Cards

The SaksFirst Mastercard® is a step up from the SaksFirst Store Card.

Offered by Saks Fifth Avenue, it offers the same rewards for purchases at Saks Fifth Avenue, as well as rewards for everyday purchases such as gas and groceries.

Check out how this card compares to the store version in our Review of the SaksFirst Store Card and SaksFirst Mastercard.