Capital One® Quicksilver® Cash Rewards Credit Card


The Capital One® Quicksilver® Cash Rewards Credit Card offers a cash back reward of 1.5% on all purchases, for no annual fee.

If your credit limit is $5,000 or above you’ll get a Visa Signature card with upgraded benefits, like travel and shopping discounts. The Luxury Hotel Collection is included, which has good perks for travelers. If your credit limit is less than that, you’ll get a Visa Platinum with more basic benefits.

There’s also a 0% APR offer for 15 months for both purchases and balance transfers, giving you a while to pay off a balance at no interest. After that your regular rate will be 15.24%–25.24% Variable.

This card features contactless technology, allowing for quick tap-and-go payments.

Card Quick Facts

Card Quick Facts

  • Introductory bonus of $150 after you spend $500 on purchases within the first 3 months
  • Earn unlimited 1.5% cash back on every purchase, every day
  • No rotating categories or sign ups needed to earn cash rewards; plus, cash back doesn’t expire and there’s no limit to how much you can earn
  • Pay no annual fee or foreign transaction fees
  • Capital One® Credit Wise – a free way to easily monitor your monthly credit score any time, anywhere

Manage My Card

Want to pay a bill or check your balance?

Card Details

Rewards

Rewards

  • 1.5% cash back on all purchases
How to Redeem

Introductory Bonus

  • $150 for spending $500 in the first 3 months after account opening
Card Stats

Card Stats

Annual Fee $0
Additional Cards Annual Fee -
Regular Purchase APR 15.24%–25.24% Variable
Intro Purchase APR 0% for 15 months
Foreign Transaction Fee None
Chip Technology Chip-and-Signature
Minimum Credit Limit $1,000
Maximum Credit Limit -
Free Credit Score Yes
Penalty APR None
Late Fee Up to $38
Returned Payment Fee See Terms
Balance Transfers

Balance Transfers

Intro Balance Transfer APR 0% for 15 months
Regular Balance Transfer APR 15.24%–25.24% Variable
Balance Transfer Fee 3% for the first 15 months; no fee after that
Cash Advances

Cash Advances

Cash Advance APR 25.24% Variable
Cash Advance Fee 3%, $10 minimum

Card Benefits

Check your card’s Guide to Benefits to learn the specific benefits your card offers and how to access them.

  • Visa Signature Benefits

    If you’re approved with a credit limit of $5,000 or above, you’ll be issued a Visa Signature card with better perks.

  • 24/7 Concierge Service

    Call any time to talk to a personal assistant, who can help you in all sorts of non-emergency tasks like finding hard-to-find gifts, making reservations, and getting travel info.

  • Luxury Hotel Collection

    Get benefits at over 900 hotel properties.

  • Fine Wine & Food

    Special dining and wine experiences.

  • Sports Experiences

    Access to popular sporting events and premiere golf benefits at Pebble Beach Resorts®.

  • Shopping Discounts

    Discounts and special offers at premium retailers, from jewelry to apparel and electronics.

Account Management

  • 24/7 Customer Service

    Call any time to talk to dedicated customer service representatives.

  • Personalized Payment

    Pick a monthly due date.

  • Account Alerts

    Get alerts about account information on your phone.

  • Mobile & Tablet Apps

    Manage your account from your phone or tablet.

  • Financial Tools & Tips

    Educate yourself on credit with Capital One resources.

  • Capital One Wallet℠

    Provides charge notifications, account balances, available credit, and rewards earnings.

  • Capital One Credit Wise

    Free access to your VantageScore 3.0, based on your TransUnion credit report, along with other credit monitoring tools.

  • Capital One Second Look℠

    Capital One monitors your account for unusual and duplicate charges.

  • Fraud Protection

    Capital One will take steps to protect your account from fraud.

  • Zero Liability Protection

    You will not be held responsible for unauthorized use of your card.

  • Identity Theft Resolution Services

    Get help from Capital One if you become a victim of identity theft.

  • Purchase Protection

    Provides coverage against lost or stolen items within 90 days from the date of purchase.

  • Extended Warranty Protection

    Extends a manufacturer’s warranty at no charge.

  • Roadside Assistance Hotline

    Assistance with services such as towing, changing a flat, or boosting a battery in case of emergency.

  • Travel Assistance Services

    Provides help with travel emergencies, including emergency card replacement or cash advances.

  • Travel Accident Insurance

    Covers you and your family in the case of physical accidents.

  • Auto Rental Collision Damage Waiver

    Provides coverage against theft and collision, as long as the car rental company’s own insurance is declined.

  • Lost Luggage Reimbursement

    If checked or carry-on bags are lost or damaged, provides reimbursement up to $3,000 per passenger

Visitor Reviews

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Average rating:  
 1 reviews
by John Handson

I had the Capital One Platinum MasterCard for over a year. I made every payment on time and in full, Capital One upgraded me to the Quicksilver card with no annual fee. I requested a credit line increase on the Quicksilver card and get denied Everytime even though I made all my payments on time and in full for over 2 years! Capitol One keeps saying credit line increase isn't available upon request.After being with Capital One over 2 years I only received one credit line increase of 300 dollars. I guess Capitol One doesn't care about the good customers who pay on time and in full every month!

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