The Capital One® Quicksilver® Cash Rewards Credit Card offers a cash back reward of 1.5%, for no annual fee.
If your credit limit is $5,000 or above you’ll get a Visa Signature card with upgraded benefits, like travel and shopping discounts. The Luxury Hotel Collection is included as well, with good perks for travelers. If your credit limit is less than that, you’ll get a Visa Platinum with more basic benefits.
There’s also a 15-month 0% intro APR for both purchases and balance transfers, giving you a while to pay off a balance at no interest.