The Capital One® Quicksilver® Cash Rewards Credit Card offers a cash back reward of 1.5%, for no annual fee.
If your credit limit is $5,000 or above you’ll get a Visa Signature card with upgraded benefits, like travel and shopping discounts. The Luxury Hotel Collection is included as well, with good perks for travelers. If your credit limit is less than that, you’ll get a Visa Platinum with more basic benefits.
There’s also a 9-month 0% intro APR for both purchases and balance transfers, giving you a while to pay off a balance at no interest.
Confused about all the different amounts listed on your credit card bill? Read our guide to paying credit cards here.
- Annual Fee $0
- Intro Purchase APR 0% for 9 months
- Regular Purchase APR 14.49%, 20.49%, or 24.49% Variable
- Earn 1.5% cash back rewards on all purchases
- There is no limit to the amount of rewards you can earn
- Signup Bonus $150 for spending $500 in the first 3 months after account opening
- Chip Technology Chip-and-Signature
- Foreign Transaction Fee 0%
- Intro Balance Transfer APR 0% for 9 months
- Regular Balance Transfer APR 14.49%, 20.49%, or 24.49% Variable
- Cash Advance APR 24.49% Variable
- Penalty APR See Terms
- Late Fee Up to $38
- Returned Payment Fee See Terms
Check your card's Guide to Benefits to learn the specific benefits your card offers and how to access them. Learn more about credit card benefits here.
Visa Signature Benefits
If you’re approved with a credit limit of $5,000 or above, you’ll be issued a Visa Signature card with better perks.
24/7 Concierge Service
Call any time to talk to a personal assistant, who can help you in all sorts of non-emergency tasks like finding hard-to-find gifts, making reservations, and getting travel info.
Get benefits at over 900 hotel properties.
Get discounts at fandango.com/visasignature
Fine Wine & Food
Special dining and wine experiences.
Access to popular sporting events and premiere golf benefits at Pebble Beach Resorts®.
Discounts and special offers at premium retailers, from jewelry to apparel and electronics.
Provides coverage against lost or stolen items within 90 days from the date of purchase.
Extended Warranty Protection
Extends a manufacturer’s warranty at no charge.
Roadside Assistance Hotline
Assistance with services such as towing, changing a flat, or boosting a battery in case of emergency.
Travel Assistance Services
Provides help with travel emergencies, including emergency card replacement or cash advances.
Travel Accident Insurance
Covers you and your family in the case of physical accidents.
Auto Rental Collision Damage Waiver
Provides coverage against theft and collision, as long as the car rental company’s own insurance is declined.
Lost Luggage Reimbursement
If checked or carry-on bags are lost or damaged, provides reimbursement up to $3,000 per passenger.
24/7 Customer Service
Call any time to talk to dedicated customer service representatives.
Pick a monthly due date.
Get alerts about account information on your phone.
Mobile & Tablet Apps
Manage your account from your phone or tablet.
Financial Tools & Tips
Educate yourself on credit with Capital One resources.
Capital One Wallet℠
Provides charge notifications, account balances, available credit, and rewards earnings.
Capital One Credit Wise
Free access to your credit score.
Capital One Second Look℠
Capital One monitors your account for unusual and duplicate charges.
Capital One will take steps to protect your account from fraud.
Zero Liability Protection
You will not be held responsible for unauthorized use of your card.
Identity Theft Resolution Services
Get help from Capital One if you become a victim of identity theft.