Capital One® Platinum Credit Card

The Capital One® Platinum Credit Card is a good card if you have average credit and need a simple-to-use credit card that offers standard benefits.

Was this helpful?

Confused about all the different amounts listed on your credit card bill? Read our guide to paying credit cards here.

Quick View

Quick View

  • Rewards


  • Signup Bonus None
  • Chip Technology Chip-and-Signature
  • Foreign Transaction Fee 0%
  • Intro Balance Transfer APR -
  • Regular Balance Transfer APR 24.99% Variable
  • Cash Advance APR 24.99% Variable
  • Penalty APR See Terms
  • Late Fee Up to $35
  • Returned Payment Fee See Terms

Card Benefits

Check your card's Guide to Benefits to learn the specific benefits your card offers and how to access them. Learn more about credit card benefits here.


  • Compatible w/ Apple Pay™
  • 24/7 Customer Service

Account Management

  • Account Alerts: Get alerts about account information on your phone.
  • Mobile & Tablet Apps: Manage your account from your phone or tablet.
  • Financial Tools & Tips: Educate yourself on credit with Capital One resources.
  • Capital One Wallet℠: Provides charge notifications, account balances, available credit, and rewards earnings.
  • Capital One Credit Wise: Free access to your credit score.
  • Capital One Second Look℠: Capital One monitors your account for unusual and duplicate charges.
  • Add an authorized user to your account


  • Fraud Protection: You will not be held responsible for unauthorized use of your card.


  • Extended Warranty Protection: Extends a manufacturer’s warranty at no charge.
  • Price Protection: If you find an item you purchased at a lower price price within 60 days, you can be reimbursed the difference.


  • Roadside Assistance Hotline: Assistance with services such as towing, changing a flat, or boosting a battery in case of emergency.
  • Mastercard Global Service®: Provides help with travel emergencies, including emergency card replacement or cash advances.
  • Travel Accident Insurance: Covers you and your family in the case of physical accidents.
  • Auto Rental Collision Damage Waiver: Provides coverage against theft and collision, as long as the car rental company’s own insurance is declined.

Mastercard Benefits

  • This card comes with Mastercard benefits. You will be provided with a list of benefits available to you once you get approved for your card.

Visitor Reviews

Read about experiences others have had with this card and leave your own review here.

Submit your review

Create your own review

The Insider

Brendan Harkness
Review of the Hilton Honors American Express Business Card
Brendan Harkness | Mar 16, 2018

The Hilton Honors American Express Business Card provides 12X points at Hilton properties, 6X points on select business expenses, and some nice perks.

Read More
John Ganotis
American Express Business Credit Cards and Charge Cards: An Overview
John Ganotis | Mar 13, 2018

In an American Express small business card right for you? Learn about the array of different credit cards and charge cards available from Amex now.

Read More
Brendan Harkness
Review of the Chase Ink Business Preferred Credit Card
Brendan Harkness | Mar 13, 2018

The Chase Ink Business Preferred Credit Card offers 3X points per dollar on certain business expenses, along with a signup bonus of 80,000 points.

Read More