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If you’re looking for a straightforward, no-bells-and-whistles credit card to help build great credit, look no further than the Capital One Platinum Card. With no rewards, special offers, or annual fee to keep track of, you should be able to build up a positive credit history, as long as you’re using it responsibly.
The Capital One Platinum Credit Card is a decent option if you have average credit, and need a simple-to-use credit card that offers standard benefits.
You’ll be able to access one of your VantageScore 3.0 credit scores through Capital One’s CreditWise tool, based on your TransUnion credit report, along with other credit monitoring tools. This handy service is available to anyone, even if you don’t have a Capital One card.
This card has no annual fee.