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Neiman Marcus Credit Card

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This store-branded card earns rewards when you shop at not just Neiman Marcus, but also Bergdorf Goodman, Last Call, and Horchow, for no annual fee. If you spend at least $1,000 in a year you can take advantage of free two-day shipping for online orders.

Our rating
Min. credit level: Fair
Annual Fee: $0
Regular APR: 25.49% Variable

Neiman Marcus Credit Card

Our rating
Fair Min. credit level
$0 Annual Fee
Apply Now

Highlights & Features


  • 2X InCircle points per dollar spent online and in-store at:
    • Neiman Marcus
    • Bergdorf Goodman
    • Last Call
    • Horchow
Introductory Bonus
  • 5,000 bonus points after making a purchase on the same day as account approval

Balance Transfers

A balance transfer is a way to move debt from one card to another with the goal of saving money on interest.

Intro Balance Transfer APR N/A
Regular Balance Transfer APR N/A
Balance Transfer Fee N/A
How to Transfer a Balance on a Credit Card


Penalty APR N/A
Late Fee Up to $40
Returned Payment Fee Up to $25
Additional Cards Annual Fee N/A
Foreign Transaction Fee N/A
Learn About Types of Credit Card Fees

Cash Advances

Borrowing cash on your card is a cash advance. Cash advances usually come with very high fees. Even worse, cash advances can signal to lenders that you’re being irresponsible with money.

Cash Advance APR N/A
Cash Advance Fee N/A
How to Get a Cash Advance with a Credit Card
Neiman Marcus Credit Card


  • 2X InCircle points per dollar spent at Neiman Marcus, Bergdorf Goodman, Last Call, and Horchow (online or in-store)
  • 5,000 points after making a same-day purchase after you’re approved
  • Member-only events
  • No annual fee

Capital One

Capital One has several card types depending on your needs.

Manage your Account & Pay your Bill

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A decent card if you love the Neiman Marcus group of stores, but if you’re not spending too much (under $1k per year), you probably won’t benefit too much from the base rewards program.

You’ll get 2X InCircle points per dollar spent online or in-store at Neiman Marcus, Bergdorf Goodman, Last Call, and Horchow. If you spend at least $1,000 in a year you can begin to unlock more benefits, such as complimentary two-day shipping when you use the code: INCIRCLE.

This card has no annual fee.

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