Neiman Marcus Credit Card
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This store-branded card earns rewards when you shop at not just Neiman Marcus, but also Bergdorf Goodman, Last Call, and Horchow, for no annual fee. If you spend at least $1,000 in a year you can take advantage of free two-day shipping for online orders.
Highlights & Features
Rewards
- 2X InCircle points per dollar spent online and in-store at:
- Neiman Marcus
- Bergdorf Goodman
- Last Call
- Horchow
| Introductory Bonus |
|---|
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Balance Transfers
A balance transfer is a way to move credit card debt from one credit card to another with the goal of saving money on interest.
| Intro Balance Transfer APR | N/A |
| Regular Balance Transfer APR | N/A |
| Balance Transfer Fee | N/A |
Fees
| Penalty APR | N/A |
| Late Fee | Up to $40 |
| Returned Payment Fee | Up to $25 |
| Additional Cards Annual Fee | N/A |
| Foreign Transaction Fee | N/A |
Cash Advances
Borrowing cash on your credit card is a cash advance. Cash advances usually come with very high fees. Even worse, cash advances can signal to lenders that you’re being irresponsible with money.
| Cash Advance APR | N/A |
| Cash Advance Fee | N/A |
Neiman Marcus Credit Card
Highlights
- 2X InCircle points per dollar spent at Neiman Marcus, Bergdorf Goodman, Last Call, and Horchow (online or in-store)
- 5,000 points after making a same-day purchase after you’re approved
- Member-only events
- No annual fee
ABOUT THE ISSUER
Capital One
Capital One has several card types depending on your needs.
Manage your Account & Pay your Bill
You can usually pay your bill online on your
Credit card issuer's websiteA decent card if you love the Neiman Marcus group of stores, but if you’re not spending too much (under $1k per year), you probably won’t benefit too much from the base rewards program.
You’ll get 2X InCircle points per dollar spent online or in-store at Neiman Marcus, Bergdorf Goodman, Last Call, and Horchow. If you spend at least $1,000 in a year you can begin to unlock more benefits, such as complimentary two-day shipping when you use the code: INCIRCLE.
This card has no annual fee.
