Lord & Taylor Card

For People with
Fair Credit



The Lord & Taylor Card is a store card for Lord & Taylor that offers exclusive savings, receipt-free returns, and some other store benefits.

You’ll get 5% back in rewards when you shop at Lord & Taylor, and those rewards must be redeemed with Lord & Taylor. You’ll get a quarterly reward sent to your email or home address once you spend $200.

Spend at least $1,000 in a calendar year to get upgraded to Premier status, which comes with a new card. Premier benefits include free shipping events and couponless shopping.

This card has no annual fee.

Where can I use my Lord & Taylor Card?

This card can only be used at Lord & Taylor stores and on the Lord & Taylor website.

Card Quick Facts

Card Quick Facts

  • 5% cash back on qualifying purchases at Lord & Taylor
  • 15% off on the day you get your card
  • Exclusive events for members
  • Birthday bonus sent via email
  • Receipt-free returns
  • Promotional financing
  • Rewards expire six months after being issued

For People with
Fair Credit



Manage My Card

Want to pay a bill or check your balance?

Card Details



  • 5% back in rewards at Lord & Taylor

Introductory Bonus

  • 15% off on your first purchase at Lord & Taylor, up to $100
Card Stats

Card Stats

Annual Fee $0
Additional Cards Annual Fee -
Regular Purchase APR 27.74% Variable
Intro Purchase APR -
Foreign Transaction Fee -
Chip Technology Chip-and-Signature
Minimum Credit Limit -
Maximum Credit Limit -
Free Credit Score No
Penalty APR None
Late Fee Up to $38
Returned Payment Fee Up to $25
Balance Transfers

Balance Transfers

Intro Balance Transfer APR -
Regular Balance Transfer APR -
Balance Transfer Fee -
Cash Advances

Cash Advances

Cash Advance APR -
Cash Advance Fee -

Card Benefits

Check your card’s Guide to Benefits to learn the specific benefits your card offers and how to access them.

  • Receipt-Free Returns

    You won’t need to show a receipt if you need to make a return in-store.

  • Premier Cardmember Status

    You’ll get premier cardmember status when you spend at least $1,000 in a calendar year. Benefits include free shipping events and couponless shopping.

  • Birthday Bonus & Events

    You’ll be eligible for exclusive events and a birthday bonus through email when you provide a valid email address.

  • Promotional Financing

    You may be eligible for promotional financing for qualifying purchases.

  • $0 Fraud Liability Guarantee

    Cardholders are not held responsible for unauthorized purchases on this card.

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