Credit Card Insider is an independent, advertising supported website. Credit Card Insider receives compensation from some credit card issuers as advertisers. Advertiser relationships do not affect card ratings or our Editor’s Best Card Picks. Credit Card Insider has not reviewed all available credit card offers in the marketplace. Content is not provided or commissioned by any credit card issuers. Reasonable efforts are made to maintain accurate information, though all credit card information is presented without warranty. When you click on any ‘Apply Now’ button, the most up-to-date terms and conditions, rates, and fee information will be presented by the issuer. Credit Card Insider has partnered with CardRatings for our coverage of credit card products. Credit Card Insider and CardRatings may receive a commission from card issuers. A list of these issuers can be found on our Editorial Guidelines.
The Journey® Student Rewards from Capital One® is good for students (or anyone else) with limited or average credit who want to build credit and get rewarded for it.
This card is actually available to anyone, whether you’re a student or not. It’s a solid option to build or improve your credit, while earning a bit of cash back too.
You’ll earn 1% cash back for every purchase, but that goes up to 1.25% cash back if you pay your bills on time (which you should always do, of course, whether you get rewarded for it or not).
If you make your first five monthly payments on time you’ll be granted a higher credit line, a useful feature on a card like this where your credit line is likely to be on the small side.
There are no foreign transaction or annual fees for this card.