Capital One® Journey® Student Credit Card


For People with
No Credit

The Capital One® Journey® Student Credit Card is good for students with limited or average credit who want to build credit and get rewarded for it.

This card is actually available to anyone, whether you’re a student or not. It’s a solid option to build or improve your credit, while earning a bit of cash back too.

Card Quick Facts

Card Quick Facts

  • Earn 1% cash back on all purchases, pay on time and that goes up to 1.25% cash back
  • Higher credit line after making first 5 payments on time
  • No annual fee
  • Made for students with limited or no credit
  • 24.99% APR for purchases and balance transfers
  • No foreign transaction fees

For People with
No Credit

Manage My Card

Want to pay a bill or check your balance?

Card Details

Rewards

Rewards

  • Earn 1% cash back on all purchases
    • Pay on time and that goes up to 1.25% cash back
How to Redeem

Introductory Bonus

  • None
Card Stats

Card Stats

Annual Fee $0
Additional Cards Annual Fee -
Regular Purchase APR 24.99% Variable
Intro Purchase APR -
Foreign Transaction Fee 0%
Chip Technology Chip-and-Signature
Minimum Credit Limit $300
Maximum Credit Limit See Terms
Free Credit Score Yes
Penalty APR See Terms
Late Fee Up to $35
Returned Payment Fee See Terms
Balance Transfers

Balance Transfers

Intro Balance Transfer APR -
Regular Balance Transfer APR 24.99% Variable
Balance Transfer Fee See Terms
Cash Advances

Cash Advances

Cash Advance APR 24.99% Variable
Cash Advance Fee 3%; Min:$10

Card Benefits

Check your card’s Guide to Benefits to learn the specific benefits your card offers and how to access them.

Visitor Reviews

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